Real easy, shows negligence on your part. Here is one way it could
happen.
Your driving down the road and get involved in an off center head on (or
other accident that should set off the airbags)
Due to the fact that YOU did not have the airbags repaired and
functional you have severe injuries. The driver of the other vehicle
also is injured very bad. Insurance company steps in and sees that your
air bag should have deployed BUT didn't, (they will ask why?) when it is
discovered that you didn't repair it they can refuse to pay any of your
medical bills due to negligence on your part. The other persons
insurance can also use the fact that YOUR vehicles bags didn't deploy
against you because you didn't repair them and KNEW they wouldn't work.
They can go to your insurance company and say " We think your guy was
at fault and you will have to pay for our client" then Your company will
say NO. Court case ensues and they WILL use the fact that you didn't
have the bags replaced to show your negligence. Then YOUR company will
go after you because of it as well (check and I'll bet your getting a
small discount on insurance because your vehicle should have bags) They
can say you attempted to defraud them.
AND YES this country has slid that far into the grips of lawyers.
I don't know about other states but here in new jersey it is illegal to
operate a motor vehicle with deployed airbags. The vehicle is deemed unsafe.
As far as the insurance point of view, they will not claim the accident was
your fault because of deployed airbags. Airbags that have been previously
deployed DO NOT cause accidents and no one would be stupid enough to claim
they do. If the other driver caused the accident he/she would be charged
with causing it. You will however will be fined for not repairing the
airbag. Your insurance will still cover you for the personal injury but they
might drop you later. Your whole scenario is a little ludicrous and shows a
lack of knowledge on your part. I know since I have already talked to an
insurance company on this topic.
> Real easy, shows negligence on your part. Here is one way it could
> happen.
[quoted text clipped - 38 lines]
> http://www.newsfeeds.com - The #1 Newsgroup Service in the World!
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Chris Phillipo - 24 Aug 2004 21:48 GMT
> Subject: Re: Jeep Steering?
> From: "Dave" <dbs58@nospam.hotmail.com>
[quoted text clipped - 11 lines]
> lack of knowledge on your part. I know since I have already talked to an
> insurance company on this topic.
Well just about everywhere else the insurance company can choose not to
pay and the other driver's insurance company can choose to sue, and they
will win even if the other driver is at fault because you now have no
insurance to cover your legal costs.

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Steve W. - 25 Aug 2004 02:07 GMT
I didn't say that the airbag caused the accident. Learn how to read.
I said that IF you were in an accident and it was sufficient to cause
the airbags to deploy and yours DIDN'T BECAUSE YOU DIDN'T REPAIR THEM
that the insurance company will want to know WHY they didn't. When they
determine that you were driving a vehicle that had bags already deployed
AND NOT REPAIRED they WILL TAKE YOU TO COURT. GUARANTEED.
I KNOW this because I have seen it happen. Twice. Once to a friend of
mine who was the person hit by someone in else who didn't repair the
airbags after they had an accident (they had the vehicle "repaired" out
of pocket because the driver had been drinking)
The second time was one I went to as an EMT. the SPs wondered why the
vehicles airbag didn't deploy when the person hit a pole at over 55.
This kind of thing happens more than you think., and lawyers and
insurance companies love it.

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Steve Williams
> I don't know about other states but here in new jersey it is illegal to
> operate a motor vehicle with deployed airbags. The vehicle is deemed unsafe.
[quoted text clipped - 49 lines]
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