At Fault Collision: Insurance Q

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klara - 25 Jan 2006 22:41 GMT

Had a fenderbender last night, hit car in front. :(
This is my 1st at fault collision ever.
Deductible is $1000.

http://static.flickr.com/22/91165845_3eb2555991.jpg

Got 2 estimates $1900 and $2800, they involve different level of work.

1) Should I go thru insurance and make claim or pay the whole thing
myself ?
2) If go thru insurance should I try to find the best estimate AS IF
I'm paying it myself or go for the most complete work (e.g $2800
includes replacing the fender piece & more labor)

Very much a n00b at this...
I'm in USA
thanks
Acura TSX 2004

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TeGGeR® - 26 Jan 2006 03:09 GMT

<snip>

> Very much a n00b at this...

You're also a n00b at crossposting I see.

I'm outta this one after this reply since you've cunningly posted this
identical OT message individually to at least three groups.

> I'm in USA

Giving your state might help. States have widely varied insurance laws. In
some, it's a serious offense not to inform your insurance company. And if
the other driver does and you do not, you could be strung up high on
suspicion of trying to cover it up by not informing them. That looks pretty
bad.

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TeGGeR®

The Unofficial Honda/Acura FAQ
www.tegger.com/hondafaq/

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