Good point!

Getting life insurance you get asked questions such as do you hang glide,
ride a motor cycle, jump out of planes, rock climb.................self
mutilate to stop the voices.........(no you dont)

Has anyone had their premiums increased for owning a 4wd?

Extremely high, but the counter point to that is that it's exceedingly
rare for a commercial airliner to actually crash.  It's so rare in
fact that statistically you're more likely to be killed by a donky (I
kid you not!)

Depends what the crash consists of.  If you run into a small car then
you might not even notice it's happened until you get home and see the
wreckage still attached.  However if you collide with an immovable
object (telegraph pole, large tree, concrete wall, etc) the chance of
death is actually higher than in a car, which would be capable of
absorbing more of the energy before it reached the occupants.

Don't know about this one.  I suppose it's a good thing that most
crashes happen in a forward direction, because it's the cab hitting
whatever it is, not the tanker trailer!

I doubt if you could sue Toyota ;.....because in the front of the current
Toyota lc100 owner's manual there is a lengthy warning stating there is a
significantly higher rollover rate, it will handle and maneuver differently
to an ord passenger car, has a higher centre of gravity .....etc. etc plus
off road driving warnings as well.,further into the man.

(snip)

If you were riding *on* and not *in* the airliner, you'd be dead before
it even reached flying speed. ;)

this is very true and is agreed by most if not all drivers who are
sensible
the problem is that people have been bought up to NOT take responsibilty
for their own actions and this is re-enforced by the court system that
rewards people for their own stupidity and/or carelessness

all this "4WDs are killers in a rollover" was also touted back in the
early 90s when people movers became very popular
the manufacturers just converted their old work vans with seats, sales
of these eventually slowed because they became unfasionable, though the
manufacturers did make them better, just as they are doing now, look at
the likes of the new Pajero, much less likely to roll compared to the
1990 model, as are most new 4WDs

as for these "groups" calling for "special 4WD licences"
I can see what will happen there, and it is already happening, and that
is 2WDs that look like 4WDs, ala Ford Territory and Sangyong Musso, in
the US you can even buy a 2WD Toyota 4Runner and I suspect many more
varieties(I saw a pic of a 4Runner sitting atop a petrol bowser, it was
2WD, no xfer or front diff)

Kev

"Mike Harding" <mike_harding@nixspam.fastmail.fm> wrote in message

Ah but their study also revealed the earth shattering revelation that people
in small cars such as the Ford Festiva and Mazda 121 are more likely to be
injured in an accident than people in larger cars.  Who would have thought
eh?

So I assume Minis are out too.  The only solution I can see is Volvos for
everyone.  (obviously without bullbars of course)

Rob

I drive a '94 Pajero, but this article was interesting.

http://www.bridger.us/2002/12/16/CrashTestingMINICooperVsFordF150

Ben.