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Car Forum / Driving, Maintenance, Tuning / Driving / June 2006Driving a car registered to another: question.
I'll be out of the country for 3 weeks, and my girfriend will drive my car (her car, due to poor maintance, is not safe enough for our very young son). The problem is that we're not married, and since the car is in my name, a cop pulling her over could suspect that she stole the car. It doesnt help that I will in a very different time zone, so calling me on my cell may not work. Is there anything I can do to prevent her from being hassled by a suspicious cop? Thanks a bunch. > I'll be out of the country for 3 weeks, and my girfriend will drive my > car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 7 lines] > > Thanks a bunch. Seems like a remote possibility but... How about a notarized letter stating she has your permission? Of course then the cop could suspect the letter was a forgery and so on and so on. Harry K > I'll be out of the country for 3 weeks, and my girfriend will drive my > car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 5 lines] > Is there anything I can do to prevent her from being hassled by a > suspicious cop? If you have the same address on the registration, that she has on her Driver's License I can't believe she would get any grief at all. Bernard > I'll be out of the country for 3 weeks, and my girfriend will drive my > car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 5 lines] > Is there anything I can do to prevent her from being hassled by a > suspicious cop? Is she insured to drive your car? > > I'll be out of the country for 3 weeks, and my girfriend will drive my > > car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 7 lines] > > Is she insured to drive your car? Ooops. No :( >> > I'll be out of the country for 3 weeks, and my girfriend will drive my >> > car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 9 lines] > > Ooops. No :( Would get you a ban around here, that would. >> > I'll be out of the country for 3 weeks, and my girfriend will drive my >> > car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 9 lines] > >Ooops. No :( Generally, in the States if you have insurance for your own car you carry the same coverage in any car you are driving, whether you own it or not. Liability anyway. Collision could be a different story. So as long as your girlfriend has coverage for her own car she should have at least basic liability coverage on yours. Not a bad idea to add her secifically to your policy though, especially as it sounds like your car is rather more valuable than hers. Kevin Rhodes Westbrook, Maine, USA > Generally, in the States if you have insurance for your own car you carry > the [quoted text clipped - 6 lines] > on yours. Not a bad idea to add her secifically to your policy though, > especially as it sounds like your car is rather more valuable than hers. Same applies in the UK. However it usually requires that the car being driven is also insured in it's own right, which shouldn't be a problem here. >Generally, in the States if you have insurance for your own car you carry the >same coverage in any car you are driving, whether you own it or not. Liability >anyway. Collision could be a different story. Other way around in the states I've lived in (MD and PA). Your car's insurance covers all authorized drivers; it doesn't cover you in other people's cars (though many policies, including mine, have coverage for cars rented by the named insureds)  SignatureThere's no such thing as a free lunch, but certain accounting practices can result in a fully-depreciated one. >> > I'll be out of the country for 3 weeks, and my girfriend will drive my >> > car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 9 lines] > >Ooops. No :( Insurance usually goes with the car, not the driver; any authorized licensed driver is covered. SignatureThere's no such thing as a free lunch, but certain accounting practices can result in a fully-depreciated one. > Is she insured to drive your car? If she carries insurance for her own car, it should automatically cover a borrowed car while hers is in for repairs. If not, the car owner's insurance may kick in (but if the use is prolonged, he may have to get her listed on the policy). >I'll be out of the country for 3 weeks, and my girfriend will drive my >car (her car, due to poor maintance, is not safe enough for our very >young son). The problem is that we're not married, and since the car is >in my name, a cop pulling her over could suspect that she stole the >car. Why? Do you plan to report it stolen? :) Is the address on her driver's license the same as the one on your car registration? That would probably allay most suspicions. >Is there anything I can do to prevent her from being hassled by a >suspicious cop? Frankly, no. SignatureWhat the heck, I'll play too. - Dave >I'll be out of the country for 3 weeks, and my girfriend will drive my >car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 5 lines] >Is there anything I can do to prevent her from being hassled by a >suspicious cop? Cops in your area worry about cars which haven't been reported stolen? I'd guess that unless your car is rare or expensive, the cops won't give it a second thought. SignatureThere's no such thing as a free lunch, but certain accounting practices can result in a fully-depreciated one. > Cops in your area worry about cars which haven't been reported stolen? > I'd guess that unless your car is rare or expensive, the cops won't > give it a second thought. I hope you're right. But If you watch 'cops' or similar shows, you'll see that cops consider such drivers to be suspicious-it's a red flag for them when the driver does not own the vehicle. > I'll be out of the country for 3 weeks, and my girfriend will drive my > car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 7 lines] > > Thanks a bunch. Is the address on her license the same as on your registration? If so, no worries. If not, have in the glovebox a piece of recently received mail to her with the same address as on your registration. ----- - gpsman Good idea, thanks! > I'll be out of the country for 3 weeks, and my girfriend will drive my > car (her car, due to poor maintance, is not safe enough for our very [quoted text clipped - 7 lines] > > Thanks a bunch. Give her a signed note saying it's OK for her to drive the car (and possibly saying where, if she's going to go out of state). But even without that, most cops should go no farther than checking whether you've reported the car stolen. |
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