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Car Forum / Driving, Maintenance, Tuning / Driving / February 2007

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GEICO: the most unfunny ads ever

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223rem - 21 Jan 2007 17:32 GMT
Those trying-hard-to-be-funny cavemen and dancing midget ads made me
really hate geico. On the other hadn, State Farm's ads are pretty
good--they are serious ads about collisions and auto insurance, not
about Neanderthals or gekkos for f.cks sake!
Nate Nagel - 21 Jan 2007 18:03 GMT
> Those trying-hard-to-be-funny cavemen and dancing midget ads made me
> really hate geico. On the other hadn, State Farm's ads are pretty
> good--they are serious ads about collisions and auto insurance, not
> about Neanderthals or gekkos for f.cks sake!

Personally, the ones that rub me the wrong way are the "accident
forgiveness" ads for Allstate I think it is?  If you're at fault in an
"accident" your rates SHOULD go up!  I don't particularly want to to
business with a company that's going to expect me to subsidize poor drivers.

nate

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Scott en Aztlán - 21 Jan 2007 19:08 GMT
Nate Nagel <njnagel@flycast.net> said in rec.autos.driving:

>Personally, the ones that rub me the wrong way are the "accident
>forgiveness" ads for Allstate I think it is?  If you're at fault in an
>"accident" your rates SHOULD go up!  I don't particularly want to to
>business with a company that's going to expect me to subsidize poor drivers.

Apparently Allstate's stand is that traffic collisions are INEVITABLE,
so why should people be penalized for having them?
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223rem - 21 Jan 2007 19:39 GMT
> Personally, the ones that rub me the wrong way are the "accident
> forgiveness" ads for Allstate I think it is?

I highly doubt that they really forgive at fault accidents.
Nate Nagel - 21 Jan 2007 19:41 GMT
>>Personally, the ones that rub me the wrong way are the "accident
>>forgiveness" ads for Allstate I think it is?
>
> I highly doubt that they really forgive at fault accidents.

Well then what would they be forgiving?  My rates shouldn't increase for
not-at-fault accidents.

nate

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223rem - 21 Jan 2007 20:22 GMT
> >>Personally, the ones that rub me the wrong way are the "accident
> >>forgiveness" ads for Allstate I think it is?
> >
> > I highly doubt that they really forgive at fault accidents.
>
> Well then what would they be forgiving?

They forgive nothing, that'd be my guess.
Jim Yanik - 22 Jan 2007 00:06 GMT
>>>Personally, the ones that rub me the wrong way are the "accident
>>>forgiveness" ads for Allstate I think it is?
[quoted text clipped - 5 lines]
>
> nate

You are under the fallacy of believing your insurance is determined only by
how YOU drive.It's not.It depends on groups of drivers,place of
operation(where the vehicle is garaged),cost of vehicle,repair costs,etc.

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at
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Nate Nagel - 22 Jan 2007 01:01 GMT
>>>>Personally, the ones that rub me the wrong way are the "accident
>>>>forgiveness" ads for Allstate I think it is?
[quoted text clipped - 9 lines]
> how YOU drive.It's not.It depends on groups of drivers,place of
> operation(where the vehicle is garaged),cost of vehicle,repair costs,etc.

I'm well aware of that, but my point was that since all those factors
are already factored into my premiums, if I get creamed from behind by
Mr. Magoo while waiting at a traffic light, the insurance company should
have already factored the probability of that happening into my
premiums.  The fact that I was (hypothetically) rear-ended while sitting
still has no reflection whatsoever on my risk factors that they didn't
already know about.

I realize that that may not be the way it DOES work in all areas, but it
is certainly the logical and fair method.  I don't honestly know how my
insurance company views that situation; the only thing I can say in that
respect is that I did make one claim when my car was hit while it was
parked on the street in front of my house and my rates did not increase,
but that was the only claim I've made and I am continuing to try to
avoid making another.

nate

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Jim Yanik - 23 Jan 2007 02:04 GMT
>>>>>Personally, the ones that rub me the wrong way are the "accident
>>>>>forgiveness" ads for Allstate I think it is?
[quoted text clipped - 28 lines]
>
> nate

your rates will increase DESPITE your not making any new claims.
Others will make claims,and since the rates are determined by group
numbers,yours increases too.(more people are having more accidents these
days.)

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Jim Yanik
jyanik
at
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Fred G. Mackey - 26 Jan 2007 06:03 GMT
>>> Personally, the ones that rub me the wrong way are the "accident
>>> forgiveness" ads for Allstate I think it is?
[quoted text clipped - 3 lines]
> Well then what would they be forgiving?  My rates shouldn't increase for
> not-at-fault accidents.

To be fair, Allstate told me they didn't care that some uninsured
a.shole rear-ended me and then did a runner when I got insurance with them.

What pissed me off was the cops didn't care either.  If you're uninsured
in Dallas, your best bet is to run - in fact, even if you are insured
and you cause an accident, your best bet is to run anyway.  Dallas PD
doesn't give a sh.t and will not investigate you even if there are
witnesses and plenty of physical evidence to link your vehicle to the
accident.

I'm not sure who sucks more - the a.shole that hit me or Dallas pigs.

> nate
Steve B - 26 Jan 2007 15:49 GMT
> I'm not sure who sucks more - the a.shole that hit me or Dallas pigs.
>
>> nate

Next time someone is breaking into your house, call an a.s hole.

Steve
Fred G. Mackey - 27 Jan 2007 07:13 GMT
>>I'm not sure who sucks more - the a.shole that hit me or Dallas pigs.
>>
>>>nate
>
> Next time someone is breaking into your house, call an a.s hole.

The only time my home has ever been broken into was when I wasn't
present, but even if I had been home, calling the cops wouldn't have
done any good.  It certainly didn't do any good when I called them after
the fact.  They simply don't put burglaries too high on their list of
priorities.  In fact, I don't think they put anything too high on their
list.

Unless someonme is murdered or there is a drug bust to be had, they
don't really give a sh.t.

The safest bet is to own a gun and know how to use it.  No need to call
an a.shole or the cops (as if there is a difference) then.

> Steve
Brent P - 27 Jan 2007 07:25 GMT
> Unless someonme is murdered or there is a drug bust to be had, they
> don't really give a sh.t.

If it isn't about making us affraid, conditioning us to a police state,
bringing in profit, or similiar they don't really want to be bothered.

> The safest bet is to own a gun and know how to use it.  No need to call
> an a.shole or the cops (as if there is a difference) then.

If it becomes like the UK, defending your property with a firearm will
get you imprisoned.
Motorhead Lawyer - 01 Feb 2007 19:25 GMT
> Next time someone is breaking into your house, call an a.s hole.

Right.  The number is '9-1-1'.
--
C.R. Krieger
(Been there; searched by them)
Steve B - 02 Feb 2007 03:10 GMT
>> Next time someone is breaking into your house, call an a.s hole.
>
> Right.  The number is '9-1-1'.
> --
> C.R. Krieger
> (Been there; searched by them)

Coming from a lawyer, that's funny.

Steve
Fred G. Mackey - 26 Jan 2007 06:00 GMT
>> Those trying-hard-to-be-funny cavemen and dancing midget ads made me
>> really hate geico. On the other hadn, State Farm's ads are pretty
[quoted text clipped - 4 lines]
> forgiveness" ads for Allstate I think it is?  If you're at fault in an
> "accident" your rates SHOULD go up!

Don't worry - they do.

They've been running that campaign since before they raised my rate for
a minor fender-bender.  I must admit I was at fault, but I didn't hit
anyone else and I wasn't planning on reporting it to my insurance until
I got the estimate - goddamned piece of sh.t Chrysler. I backed into
something at about 5 mph and caused $3000 worth of damage.  I could
understand if it were a Rolls Royce and I did that, but this was f.cking 
ridiculous.  Guess what kind of car my next vehicle will not be.

I have yet to talk to my insurance agent about this accident forgiveness
bullshit, but I suspect you have to pay more for it.

>  I don't particularly want to to
> business with a company that's going to expect me to subsidize poor
> drivers.
>
> nate
Scott en Aztlán - 26 Jan 2007 15:59 GMT
"Fred G. Mackey" <nospam@dont.spam> said in rec.autos.driving:

>> Personally, the ones that rub me the wrong way are the "accident
>> forgiveness" ads for Allstate I think it is?  If you're at fault in an
[quoted text clipped - 4 lines]
>They've been running that campaign since before they raised my rate for
>a minor fender-bender.

OTOH, State Farm, which doesn't advertise any sort of "accident
forgiveness" that I have seen, did not raise our rates when my wife
had her fender bender a few years ago (her fault, $2700 damage to her
car, and who knows how much they had to pay to the other driver).
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Fred G. Mackey - 27 Jan 2007 07:15 GMT
> "Fred G. Mackey" <nospam@dont.spam> said in rec.autos.driving:
>
[quoted text clipped - 11 lines]
> had her fender bender a few years ago (her fault, $2700 damage to her
> car, and who knows how much they had to pay to the other driver).

Then again, when I was insured by State Farm and was broadsided by
another driver who was insured by State Farm, they insisted that I take
my car to their facility to estimate the damage for the estimate.  A few
months later, I happened to notice some damage that was not fixed.  To
their credit, they did pay for it, but they should have looked
underneath my car and noticed it themselves.

I'm not a customer of theirs anymore, BTW.
Scott en Aztlán - 21 Jan 2007 19:06 GMT
"223rem" <223remi@gmail.com> said in rec.autos.driving:

>Those trying-hard-to-be-funny cavemen and dancing midget ads made me
>really hate geico.

I hated GEICO long before their stupid ads. I started hating them when
they started supplying radar detectors to law enforcement agencies, so
that more people would get more tickets and justify higher insurance
rates. A self-serving "donation" if ever there was one.

Also, GEICO must be making a SHITLOAD of money. Saturation TV
advertising is VERY expensive, and yet they seem to have plenty of
disposable income...

f.ck GEICO!
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Brent P - 21 Jan 2007 19:44 GMT
> Also, GEICO must be making a SHITLOAD of money. Saturation TV
> advertising is VERY expensive, and yet they seem to have plenty of
> disposable income...

GEICO burns through customers rapidly and thusly has to adverise heavily
and send out lots of mailings to keep their business alive. It's about
always finding new people to sign up ignorant of Geico's ways.
Matthew T. Russotto - 21 Jan 2007 20:14 GMT
>> Also, GEICO must be making a SHITLOAD of money. Saturation TV
>> advertising is VERY expensive, and yet they seem to have plenty of
[quoted text clipped - 3 lines]
>and send out lots of mailings to keep their business alive. It's about
>always finding new people to sign up ignorant of Geico's ways.

They probably have the formula for making money in insurance down pat
-- collect premiums, don't pay claims, invest the cash.  GEICO being a
subsidiary of Berkshire-Hathway, they certainly have expertise in that
last part.
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Eeyore - 21 Jan 2007 21:50 GMT
> >> Also, GEICO must be making a SHITLOAD of money. Saturation TV
> >> advertising is VERY expensive, and yet they seem to have plenty of
[quoted text clipped - 8 lines]
> subsidiary of Berkshire-Hathway, they certainly have expertise in that
> last part.

A truck driver friend of mine on msn had a problem with Geico settling his claim too
despite the fact from his description that it was easily 90% the other driver's
error.

Graham
Scott en Aztlán - 21 Jan 2007 22:27 GMT
russotto@grace.speakeasy.net (Matthew T. Russotto) said in
rec.autos.driving:

>>GEICO burns through customers rapidly and thusly has to adverise heavily
>>and send out lots of mailings to keep their business alive. It's about
[quoted text clipped - 4 lines]
>subsidiary of Berkshire-Hathway, they certainly have expertise in that
>last part.

My respect for Warren Buffet just went down a notch...
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necromancer - 21 Jan 2007 20:54 GMT
Ladies and Gentlemen (and I use those words loosely), 223rem said in
rec.autos.driving:
> Those trying-hard-to-be-funny cavemen and dancing midget ads made me
> really hate geico. On the other hadn, State Farm's ads are pretty
> good--they are serious ads about collisions and auto insurance, not
> about Neanderthals or gekkos for f.cks sake!

Well, they did get (and apparently hold) your attention long enough to
deliver the sales pitch, didn't they?

FWIW, the ads I find most annoying are those VW ads that glorify
inattentive driving.

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Scott en Aztlán - 21 Jan 2007 22:30 GMT
necromancer <55_sux@worldofnecromancer_nospam_noway.org> said in
rec.autos.driving:

>FWIW, the ads I find most annoying are those VW ads that glorify
>inattentive driving.

This is just another aspect of the same idea: collisions are
INEVITABLE, so you'd better be driving a nice, safe VW with lots of
airbags so you can survive the crash when it happens.
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Eeyore - 21 Jan 2007 23:11 GMT
> necromancer <55_sux@worldofnecromancer_nospam_noway.org> said in
> rec.autos.driving:
[quoted text clipped - 5 lines]
> INEVITABLE, so you'd better be driving a nice, safe VW with lots of
> airbags so you can survive the crash when it happens.

It's 'the American way' !

Graham
necromancer - 22 Jan 2007 01:34 GMT
Ladies and Gentlemen (and I use those words loosely), Scott en Aztlán
said in rec.autos.driving:
> necromancer <55_sux@worldofnecromancer_nospam_noway.org> said in
> rec.autos.driving:
[quoted text clipped - 5 lines]
> INEVITABLE, so you'd better be driving a nice, safe VW with lots of
> airbags so you can survive the crash when it happens.

That's OK. I'm perfectly content to drive my fords and pay attention to
the road....


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 ...and the freedoms we used to have..."
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Steve B - 22 Jan 2007 03:03 GMT
> Those trying-hard-to-be-funny cavemen and dancing midget ads made me
> really hate geico. On the other hadn, State Farm's ads are pretty
> good--they are serious ads about collisions and auto insurance, not
> about Neanderthals or gekkos for f.cks sake!

I'm about as sick of that lizard with the English accent as I can get.

I called them one time.  They wanted all sorts of personal information,
asked if I had gone to college, and asked lots of very personal information.
I just hung up on them.

I saved 60% on my insurance by registering my vehicles in a small town in
another state where I own property.

60%!

Steve
Larry Bud - 22 Jan 2007 13:24 GMT
> Those trying-hard-to-be-funny cavemen and dancing midget ads made me
> really hate geico. On the other hadn, State Farm's ads are pretty
> good--they are serious ads about collisions and auto insurance, not
> about Neanderthals or gekkos for f.cks sake!

I love the caveman ads.
Scott en Aztlán - 22 Jan 2007 15:37 GMT
"Larry Bud" <larrybud2002@yahoo.com> said in rec.autos.driving:

>> Those trying-hard-to-be-funny cavemen and dancing midget ads made me
>> really hate geico. On the other hadn, State Farm's ads are pretty
>> good--they are serious ads about collisions and auto insurance, not
>> about Neanderthals or gekkos for f.cks sake!
>
>I love the caveman ads.

Only a caveman would sign up with GEICO.
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Fred G. Mackey - 26 Jan 2007 06:05 GMT
> "Larry Bud" <larrybud2002@yahoo.com> said in rec.autos.driving:
>
[quoted text clipped - 6 lines]
>
> Only a caveman would sign up with GEICO.

Seriously - when I was shopping for insurance a few years back their
quote was nearly twice what Allstate gave me.  My guess is that if they
indeed do have lower rates for some people it's those who have horrible
credit and/or driving records.
GetYoHansUpCracker - 23 Jan 2007 19:11 GMT
> Those trying-hard-to-be-funny cavemen and dancing midget ads made me
> really hate geico. On the other hadn, State Farm's ads are pretty
> good--they are serious ads about collisions and auto insurance, not
> about Neanderthals or gekkos for f.cks sake!

Hellsbells, who listens to commericials?   I don't watch much TV but when
I do, the ads are muted. i've seen the caveman but have no idea what
is going on.
Ad absurdum per aspera - 29 Jan 2007 22:06 GMT
They changed gecko personalities a while back.  Gecko 1.0 spoke with
cultured accent and grammar, a rep-tie reptile, a very "U" phelsumid.  
The new gecko sounds more  like the  boss on "The Office."

I think the caveman commercials are funny, although in one of the
drawbacks of a  saturation ad campaign, they get annoying around the
second or third day aka about the two hundredth time you've seen
them.

--Joe
 
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