It would seem that there are insurance companies that have been charging an
improper accident surcharge to first time auto insurers which is causing
legal issues in California. I recently found on a new site that there
appears to be a case against State Farm Auto Insurance, 21st Century Auto
Insurance, and Farmers Auto Insurance for these charges. I thought this
might be of concern to first time auto insurers and have provided the links
to check out.
State Farm - http://www.lawyersandsettlements.com/case/statefarm2.html
21st Century - http://www.lawyersandsettlements.com/case/century.html
Farmers - http://www.lawyersandsettlements.com/case/farmers.html
The sites have more information on the case and also offer a legal case
evaluation. I found this interesting and thought it might be of some help.

kr0