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Car Forum / Driving, Maintenance, Tuning / General Car Topics / March 20055-ton truck
Hi, I am going to rent a U-HAUL truck and don't want to buy their insurance. My own auto insurance policy can be carried over to trucks up to 5 tons or 10,000 lb. I have no idea about the "tonnage" but the footage of the trucks. I plan to rent a 14 ft or 17 ft truck. Anybody knows if trucks of these sizes are under 5 tons? Thanks! >Hi, I am going to rent a U-HAUL truck and don't want to buy their insurance. >My own auto insurance policy can be carried over to trucks up to 5 tons or >10,000 lb. I have no idea about the "tonnage" but the footage of the trucks. >I plan to rent a 14 ft or 17 ft truck. Anybody knows if trucks of these >sizes are under 5 tons? Thanks! Gross weight or empty? Either way, http://www.uhaul.com/guide/ has the specs. The insurance company is almostly assuredly referring to GVW or GVRW, which is the only way that truck tonnage is measured. That said, I'd guess that both the 14 adn 17 ft trucks are well over the 10K limit. Call your insurance agent and see if you can get a 'rider' to cover the rental... That is usually the best option! As an example, my Dodge 2500 has a GVW of about 8500 lb. That's a standard cab, 8ft bed, pickup. A Real Hummer (the H1, not that toy H2) has a GVW of 10700 lb (just over 5 tons!) and both of the trucks you are looking at are probably bigger, by far. >>Hi, I am going to rent a U-HAUL truck and don't want to buy their insurance. >>My own auto insurance policy can be carried over to trucks up to 5 tons or [quoted text clipped - 3 lines] >> >Gross weight or empty? Either way, http://www.uhaul.com/guide/ has the specs. >>>Hi, I am going to rent a U-HAUL truck and don't want to buy their insurance. >>>My own auto insurance policy can be carried over to trucks up to 5 tons or [quoted text clipped - 15 lines] >has a GVW of 10700 lb (just over 5 tons!) and both of the trucks you >are looking at are probably bigger, by far. According to U-Haul's site, both the 14' and 17' trucks have a GVW of 11000 lb (5 1/2 tons). Go figure. > Hi, I am going to rent a U-HAUL truck and don't want to buy their insurance. > My own auto insurance policy can be carried over to trucks up to 5 tons or > 10,000 lb. I have no idea about the "tonnage" but the footage of the trucks. > I plan to rent a 14 ft or 17 ft truck. Anybody knows if trucks of these > sizes are under 5 tons? Thanks! It's normally posted right on the cab door of the truck. Something like "Gross Wt Under 10,000 lbs" or something like that. 14' rental trucks are normally right about 10,000 gross. If recall correctly (I used to rent trucks regularly, but haven't in a few years now), U-Hauls 17' truck is just about the same as everyone else's 14 footers, they count the extra 3' over the cab. I found U-haul to be the worst offender when it came to pressuring people to buy their insurance. I recall two U-Haul operators telling customers and me that "your car insurance will not cover a rental truck." In most cases that is flat out untrue. Most of the renting I did was for business and my employer (a mjor oil company) was self insured. For personal rentals my State Farm coverage was good - as long as the truck was rented for *personal* use (not business) they would cover a rental truck as long as it could be legally operated with a class C driver license - that included many trucks up to 18,000. (I have a class A but they wouldn't cover personal rentals that required a CDL). ALL rental companies insure ALL of the vehicle they rent to the public, period. What you, the renter, are responsible for is the first $2,500 of loss to that vehicle, including loss of rents, no matter if you are at fault or not. If you have an in force auto insurance policy, your carrier will pay that loss under the liability clause of your policy. In that event what they are selling to you is insurance to cover only that $2,500 at a ridiculously high rate. If you do not have that coverage you are personally responsible for that $2,500 AND any other losses for which you are at fault. Their insure will pay them, by subrogation for the loss but can sue you to make you pay back the insurance company. Read the rental contract, WBMA mike hunt > > Hi, I am going to rent a U-HAUL truck and don't want to buy their > insurance. [quoted text clipped - 24 lines] > have a class A but they wouldn't cover personal rentals that required a > CDL). > Hi, I am going to rent a U-HAUL truck and don't want to buy their insurance. > My own auto insurance policy can be carried over to trucks up to 5 tons or > 10,000 lb. I have no idea about the "tonnage" but the footage of the trucks. > I plan to rent a 14 ft or 17 ft truck. Anybody knows if trucks of these > sizes are under 5 tons? Thanks! Sure. Call up the local U-Haul office to ask. If you do not get a satisfactory answer, rent elsewhere. The renter no matter whom will require a CDL licence to rent a vehicle, over 10K in any event. mike hunt > > Hi, I am going to rent a U-HAUL truck and don't want to buy their insurance. > > My own auto insurance policy can be carried over to trucks up to 5 tons or [quoted text clipped - 4 lines] > Sure. Call up the local U-Haul office to ask. If you do not get a > satisfactory answer, rent elsewhere. Not true, not even close to true. First, a CDL is only required (federal law, and virtually all states) when >26,999 lb, that is 27K and above. Virtually all the U-Haul trucks are over 10K, and I know for a fact that U-Haul doesn't rent any trucks (to the general public) that require CDLs to drive. >The renter no matter whom will require a CDL licence to rent a >vehicle, over 10K in any event. > >mike hunt That is what I said they do not rent large trucks, those that require a CDL to the general public. mike hunt > Not true, not even close to true. First, a CDL is only required > (federal law, and virtually all states) when >26,999 lb, that is 27K [quoted text clipped - 6 lines] > > > >mike hunt What you said was: "...will require a CDL licence to rent a vehicle, over 10K..." <g> Virtually all UHaul trucks are over 10K. >That is what I said they do not rent large trucks, those that >require a CDL to the general public. [quoted text clipped - 11 lines] >> > >> >mike hunt >What you said was: "...will require a CDL licence to rent a vehicle, >over 10K..." <g> > >Virtually all UHaul trucks are over 10K. What he said was wrong, so what you said is a non-sequitor. CDL is required for trucks with a GVW in excess of 26,000 lb (Class B) or towing a trailer with a GVW of 10,000 lb. Since U-Haul doesn't rent either of these to holders of a regular license, your mention of 10,000 lb GVW is pointless. > The renter no matter whom will require a CDL licence to rent a > vehicle, over 10K in any event. A CDL is generally only required for two axle vehicles over 26K lbs. A lighter vehicle may require a CDL if has airbrakes, or is towing another vehicle over 10K lbs. (boat trailers can be over 10K and not require a CDL under certain conditions), or fits among other exceptions. I am thinking that the insurance company is looking at the size of the truck, not the GVW. The 1500 chevy is 1/2 ton yet the GVW is a lot higher than that. The 2500 = 3/4 ton, 3500 = 1 ton, and the 6500 and 7000 series which is the size of most moving trucks are around 2 ton. These trucks are under CDL requirements and can be rented to anyone. That would be my guess on what the insurance company is looking for. > Hi, I am going to rent a U-HAUL truck and don't want to buy their > insurance. [quoted text clipped - 3 lines] > I plan to rent a 14 ft or 17 ft truck. Anybody knows if trucks of these > sizes are under 5 tons? Thanks! |
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