You sound like a prime candidate to purchase a new car "straight up" as
the boys say. Find the car you like and just read that sticker on the
side window or , better yet, have the salesman read it for you.  How is
your local dealer going to stay in business if everybody tries to shave
dimes off the price? If your car should ever need service, and probably
never will, your salesman will go to bat for you with the service
department and get you out of their fast.