I would take the money and look for some thing else to drive!!!  Damage
trucks are just not the same..

I doubt you will have a choice to repair or total, the insurance company
will make that decision! no if you are going to let the insurance company
total it and then buy it back to repair I still would take the money.
I bought a totaled Ford pickup years ago. I did all the repair work myself
so I ended up with a pretty nice truck for about 1/2 the value. I drove it
for ten years and never did get all the bugs out of it! The frame was
supposed to be straight, and I even had it checked, but it never "drove"
right.

If they will give you anything over $10,000, (two wheel drive?), for it I
would take the money and run! The insurance company will more than likely
let you remove the hitch, box liner, and brake controller.
Greg

I would take the money and run to another truck. My 2000 Sierra took the
front off a 95 Z28, and then totalled a 99 Cavalier, and launched it
over 100' into a ditch. They had to cut the Cavalier open it was tweaked
so bad. Nobody but me was hurt.

My truck looked remarkably good, like all it needed was a wheel and
tire. Looks can be deceiving. Two months, and about a dozen return trips
back to the dealer got it to where it didn't shake, whistle, moan, and
had normal brakes, but it had bizarre electrical problems, and just
didn't feel "right". After another three trips back to the bodyshop to
try to fix the electrical issues, the thing that finally made me decide
to dump is ASAP was when I was driving down the freeway at 70, and the
dome light comes on and then turns off, then the 4 ways come on all by
them selves, the headlight on dinger starts up and then the dome light
comes on again. I couldn't turn the 4 ways off, and then suddenly they
went off again.

I went to the dealer one more time, was ready to buy a nearly identical
2003 Sierra, and the salesman left me out in the back lot and didn't
come back in time for me to catch the shuttle home. I sat and fumed for
two hours and swore I was done with them.

I went to the Dodge dealer that night, so far, my Ram has been great,
the only major problem has been my rear end ate itself, and most of the
innards had to be replaced at 17K. Under warranty, of course. I'm going
to have it looked at just before the 36K is up to make sure it's not
going again.

I've never seen a vehicle with more than minor damage that was ever
exactly right again after a wreck.

BDK

    I would total it and buy another.  The insurance co will try and settle for only
NADA, though.