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Car Forum / Ferrari Cars / January 2004Question to you 2 wheeled fans...?
I'm finding insurance to cost more for a motorcyle than on the Ferrari. In fact, I'm finding bike insurance to be more than I pay for the Durango, Explorer, BMW 740 or 325. Why the hell is this? Is there a specialty company I shoudl be dealing with, what am I missing. Paulo, how does the insurance on yuor Ducati SS compare to your 308? Anyone, Phil > I'm finding insurance to cost more for a motorcyle than on the > Ferrari. [quoted text clipped - 8 lines] > Anyone, > Phil geico charges me $250 for the 308, and for the bike, sullivan motorcycle insurance is $68 every 6 months >> I'm finding insurance to cost more for a motorcyle than on the >> Ferrari. [quoted text clipped - 11 lines] >geico charges me $250 for the 308, and for the bike, sullivan motorcycle >insurance is $68 every 6 months Geico wanted $1,800 for the 308, so I went with Hagerty for about 1/3 that. Phil > >> I'm finding insurance to cost more for a motorcyle than on the > >> Ferrari. [quoted text clipped - 16 lines] > > Phil really- was that geico quote for fully insured? i didn't get comprehensive/collision. > I'm finding insurance to cost more for a motorcyle than on the > Ferrari. [quoted text clipped - 8 lines] > Anyone, > Phil What bike is this? It seems some insurance companies price bike insurance extremely high to just avoid it altogether, while others are more inviting. Sportbikes in general seem to be skyrocketing lately though... As for mine, she's uninsured and out of commision for a few more months, then I unleash all 30-ish horsepower on the unsuspecting populace. -Matt- >What bike is this? Was considering a Honda Sabre or VLX. Something to cruise around with. I like the Ducati SS also, totally different expereince, but near me there aren't many places to get them serviced - although not sure how important this is. Phil > >What bike is this? > [quoted text clipped - 5 lines] > > Phil Not so important with the desmodue. Some guys do their own valve adjustments and whatnot on those bikes. A 996 type (desmoquattro) is another story though. Probably a good idea to have a dealer nearby for that one. As for the Hondas, not my thing really, but I'm sure they're nice. Honda generally puts out nicely finished bikes that rarely break, as I'm sure you already know. Now I'm wondering what my insurance will be on whatever bike I replace the old beater with this year... Gettin' me concerned Phil... -Matt- "Time to call my agent I suspect." > Paulo, how does the insurance on yuor Ducati SS compare to > your 308? Hmmmm... looks like my answer may not be helpful given the "$68 every 6 months" reply from gary! My 308 cost ?411 at last renewal. I can't find the exact figure for the Duc, but it was about ?100 less. In the UK we have a 'no claims bonus' system that gives a discount each year if you don't make any claims, usually about 10% per year, usually up to a maximum 5 years. I have this on my car policies (one 308, an Alfa 156 and a Landrover Defender 90!) but when I took out bike insurance (after a long gap since previous bike ownership) they wouldn't accept car-related bonuses. HTH Paul <snip> > (after a long gap since previous bike ownership) they wouldn't accept car-related > bonuses. <snip> And car insurers wont accept motorcycle related no claims bonuses either (after a long spell of company car use with no accidents) MC from Yorkshire I have 6 points on my licence (for doing 82 in a 50) - so work it from there a) Suzuki 1200 Bandit - Fully Comp - 4 years no claims - ?220.00 b) Kit Car / Lotus 7esq / No claims doesnt count for anything - Kit Car Policy - ?148.00 fully comp (and eats most things at the traffic lights) c) Ferrari 308GTB - classic policy - limit of 4000 miles - fully comp - ?954.00 <sigh> The Ferrari just doesnt make sense when the kit car is faster off the mark and gets more looks from the general public <deep sign of resignation> > I have 6 points on my licence (for doing 82 in a 50) - so work it from there > [quoted text clipped - 5 lines] > c) Ferrari 308GTB - classic policy - limit of 4000 miles - fully comp - > ?954.00 Hey, you're not Mikey... This is a new MC... > <sigh> > > The Ferrari just doesnt make sense when the kit car is faster off the mark > and gets more looks from the general public > > <deep sign of resignation> Now we _definitely_ know you aren't, Mr. Karoo.com guy... -Matt- "..." Yes - totally different MC This MC resides in yorkshire / england Nice to meet you all - have been lurking a while now matt borland wrote: >>I have 6 points on my licence (for doing 82 in a 50) - so work it from > [quoted text clipped - 20 lines] > > -Matt- "..." I was so warmed up to the idea of an imposter that I didn't even read what he said .... <retch> Oh well, it was only a matter of time before somebody purloined my good name to spew some spew ... imagine that! MC 1 > I have 6 points on my licence (for doing 82 in a 50) - so work it from there > [quoted text clipped - 17 lines] > Checked by AVG anti-virus system (http://www.grisoft.com). > Version: 6.0.563 / Virus Database: 355 - Release Date: 17/01/2004 Hey man, are you stealing my moniker? Identify yourself! On second thought, just keep the sig - I no use sigs. MC 1 No claims doesnt count for anything I just finally digested what you're trying to say - OK, keep coming back! MC 1 > No claims doesnt count for anything > > I just finally digested what you're trying to say - OK, keep coming > back! > > MC 1 Ok, ok, enough! I can't work out which MC is saying what! (yes I know I could check the headers, but I'm not going to do that.) MC2, for all I know you've been 'MC' in other groups for ever and a day but here in a.a.f we already have an MC. The confusion that you are causing the mentally challenged (such as I) may be of little consequence to you, but you should know (if you don't already) that 'our' MC has an occasional habit of ...um... well, 'upsetting' people... you know, noting too serious - just threats of aggrevated assault, mutilation and various inventive forms of execution - and therefore is steadily building a long line of people wishing to (as they say in Yankee land) 'bring it on' with him (I believe that this refers to some form of fisticuffs). Anyhoooooo, my point is - are you sure you wish to be mistaken for him? I realise that you are miles away from most of the potential agressors (and are no doubt skilled in the art of ecky-thump) but these foreign johnnies have nukes and all that. Anyway, on behalf of the confused, kindly be a good fellow and do something to distinguish yourself when posting here. Paul >>No claims doesnt count for anything >> [quoted text clipped - 25 lines] > > Paul Not only that, but if he says something to upset me, I'll have to kill him and rend his carcass into slabs of fat that say "Fight Club" on them. << I'm finding bike insurance to be more than I pay for the Durango, Explorer, BMW 740 or 325. Why the hell is this?>> Bikes are stolen more often perhaps? C. |
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