1997 explorer 4 door drivers door

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Richard - 19 Nov 2007 16:04 GMT

My 1997 Explorer was hit and run on the drivers door, it is a 4 door
can anyone tell me what year doors will fit? For the record it is
power window and lock, no keyless entry.

By the way the incident was witnessed and the Hit and Run a'hole was
arrested for hit and run and DUII within an hour but he has no
insurance and is likely a deadbeat.

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C. E. White - 19 Nov 2007 16:10 GMT

> My 1997 Explorer was hit and run on the drivers door, it is a 4 door
> can anyone tell me what year doors will fit? For the record it is
[quoted text clipped - 3 lines]
> arrested for hit and run and DUII within an hour but he has no
> insurance and is likely a deadbeat.

If he doesn't have insurance, do you have uninsured motorist coverage?
If so, you should just turn it over to your insurance company.

Ed

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Kevin Bottorff - 19 Nov 2007 18:31 GMT

>> My 1997 Explorer was hit and run on the drivers door, it is a 4 door
>> can anyone tell me what year doors will fit? For the record it is
[quoted text clipped - 8 lines]
>
> Ed

wrongo, uninsured and underinsured insurance is only for medical, your
own collision may cover if you want to make the claim. Be ready to pay
much more than it is worth in future ins increases. KB

Signature

Thunder Snake #9
"Protect" your rights or "lose" them.

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C. E. White - 20 Nov 2007 13:05 GMT

>> "Richard" <trlsmn@yahoo.com> wrote in message
>> news:5b18435a-2ea2-4a07-98eb-345e2db631d1
[quoted text clipped - 20 lines]
> pay
> much more than it is worth in future ins increases. KB

That might be true for your insurance, but not mine.

From the Nationwide FAQ:

"Depending on the state you are seeking coverage in, uninsured and
underinsured motorist coverage may be sold individually or combined
together as one coverage. As the names imply, this type of coverage
may protect against drivers without insurance, and/or drivers with
insufficient policy limits to fully reimburse you for damages they
caused. This coverage typically pays the difference between the amount
recovered from the other driver and the amount of the damages, up to
the limit of the policy."

Damages are not limited to personal injury (verified with my insurance
agent. I have Nationwide in NC). My agent also confirmed that making a
claim under the uninsured motorist portion of my policy will not
affect my rates. The OP should definitely talk to his insurance agent.

Ed

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IYM - 20 Nov 2007 14:11 GMT

I think the point of the OP is being missed here and has gotten off topic...

The OP's vehicle is 11 years old, and he more than likely has basic
insurance that does not cover getting his truck fixed through his own
insurance company. In most cases, if you are not at fault, you can go
through the offender's insurance company no matter how old your vehicle is,
as long as the damage doesn't exceed the value of the vehicle. As the OP
stated, the offender doesn't have insurance. The fact that he is posting
here would indicate that he doesn't personally have coverage to have his
vehicle fixed at a shop so he's probably looking to get a door a a
junk-yard....

That said, can anyone answer his <bleeping> question?!? Anyway, the answer
is a 1995-2000 door should work for you...

...and to make you feel confi"dent", here's a link to a site for a guy who
also got hit by a DUI in the drivers door posting the same question....

http://www.explorerforum.com/forums/showthread.php?p=1782427

IYM

>>> "Richard" <trlsmn@yahoo.com> wrote in message
>>> news:5b18435a-2ea2-4a07-98eb-345e2db631d1
[quoted text clipped - 35 lines]
>
> Ed

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N8N - 20 Nov 2007 16:19 GMT

> > "Richard" <trl...@yahoo.com> wrote in message
> > news:5b18435a-2ea2-4a07-98eb-345e2db631d1
[quoted text clipped - 21 lines]
> Thunder Snake #9
> "Protect" your rights or "lose" them.

Uninsured might cover it, but only if the OP has comp and collision.

nate

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C. E. White - 26 Nov 2007 14:35 GMT

> Uninsured might cover it, but only if the OP has comp and collision.
>
> nate

That is not the way my agent explained it to me (I have Nationwide and
live in North Carolina). As I understand it, if is proven that the
person at fault (assuming I am not at fault) does not have insurance,
or has insufficient insurance to cover the cost of the damages, my
uninsured.under insured coverage will cover the difference up to the
limits of my policy. This includes all damages (personal injury and
property damage) and is independent of my other coverage. Basically,
the policy pays what should have been paid if the person responsible
for the accident had insurance. I know that insurance companies can be
picky about invoking this coverage. I had a friend who's car was hit
by a "stolen" vehicle and the supposed thief was not caught.. The
insurance company would not consider the claim under the uninsured
motorist policy because it was not proven that the driver of the
stolen car didn't have insurance.

Ed

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