Car Forum / Honda Cars / September 2005
To Keep or Not to Keep
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Brandy Alexandre - 27 Sep 2005 00:51 GMT Hi guys! I have a serious question. Some of your remember how I told you how wonderful, and pristine, and reliable, trustworthy, brave, and kind my 1991 Civic DX HB was. Right? Well, sadly, someone rear-ended me today and the estimate came out at $4,022. As wonderful as my car is, it's still a 14 year old car. It's totalled.
The guy said it's not worth fixing at half that. It's perfectly safe if I want to drive it as is, but my crumple zone is compromised, and doesn't think I should open the hatch.
Here's the question: I can let the perp's insurance total it, give me a couple thousand, if that, and take her away, or have them total it and buy back the salvage title and try to sell it. Is the latter a wise thing to do? How much would someone pay for that popular car knowing as a fixer-upper it needs a bit of work?
I have to say I'm heartbroken. I really am. I love that car. I don't know what to do.
 Signature Brandy Alexandre® http://www.swydm.com/?refer=BrandyAlx Well, would you?
remco - 27 Sep 2005 03:31 GMT > Hi guys! I have a serious question. Some of your remember how I told > you how wonderful, and pristine, and reliable, trustworthy, brave, and [quoted text clipped - 11 lines] > thing to do? How much would someone pay for that popular car knowing > as a fixer-upper it needs a bit of work? Sorry to hear about your car. Hope you didn't get hurt -- make sure you get yourself checked out before you settle anything with their insurance. Rear ending can cause some issues with your neck and spine you won't feel until much later.
I can't imagine anyone paying very much for a car that needs quite a bit of work: If someone is willing to do that kind of work on a car, he's also looking for a deal on the car. Getting a car "legal" from a salvage title is not impossible, but he does have to jump through some hoops to make that happen. Anyone willing to put up with that kind of hassle is not going to want to pay a lot. One might want to do serious surgery on a car if it were truly a classic, a one of a kind. I don't mean to sound insensitive, but the Classic Honda market is pretty small, if existant at all. You'll have a hard time finding a person like that.
You could part it our yourself. The individual parts would go for quite a bit more than the total car, but you'd have to make sure you find someone that actually is looking for those parts. You also have to be technically capable to disassemble the car and know what all the parts are. Also - if you really love the car - parting the car out is a hard thing to do.
If it were my car, I'd take the money and get another car. Eventually you'll find another one you love just as much.
Remco
SoCalMike - 28 Sep 2005 03:17 GMT > If it were my car, I'd take the money and get another car. Eventually you'll > find another one you love just as much. look for a nice 91 Si!
Brandy Alexandre - 28 Sep 2005 04:32 GMT SoCalMike <Mikein562athotmail@hotmail.com> wrote in rec.autos.makers.honda:
>> If it were my car, I'd take the money and get another car. >> Eventually you'll find another one you love just as much. > > look for a nice 91 Si! The problem with used cars is that you don't know that someone cared for them the way you cared for yours. Whoever gets this car, even as a salvage title, is getting one helluva deal. If I had the resources, I'd put it back together myself, even if it turned out rainbow colored from salvaged parts.
My bosses said they'd advance my commission so I can get a car. I have over $10k pending, so I'd probably take $5k for a down. BUT, I saw conversation about the '06 Civic, and doing a search among dealers within a 100 mile radius, there is not a coupe to be found. Why is that? Where can I get an LX in Taffeta?
 Signature Brandy Alexandre® http://www.swydm.com/?refer=BrandyAlx Well, would you?
SoCalMike - 28 Sep 2005 06:52 GMT Brandy Alexandre wrote:
> SoCalMike <Mikein562athotmail@hotmail.com> wrote in > rec.autos.makers.honda: [quoted text clipped - 5 lines] > The problem with used cars is that you don't know that someone cared > for them the way you cared for yours. oh, youd know. the fanatical would save everything, including the window sticker, all receipts for work done, owners manual, the helm manual, etc...
im not quite THAT fanatical, but if i ever sell my 98 civic hatch (in the long beach area!) id include all that stuff and also point out the OEM ciggie lighter/ashtray and center armrest that werent even available on the CX. went online and ordered em.
jim beam - 27 Sep 2005 03:35 GMT Brandy Alexandre wrote:
> Hi guys! I have a serious question. Some of your remember how I told > you how wonderful, and pristine, and reliable, trustworthy, brave, and [quoted text clipped - 14 lines] > I have to say I'm heartbroken. I really am. I love that car. I don't > know what to do. unless you have your car insured fully comp, the other driver's insurer *cannot* get your car written off for you. that means you can get a cash settlement, regardless of whether you choose to repair. then, take the car to a few independent repair shops and get *non-insurance* repair quotes. looking poor helps. you'll be surprised how much cheaper they are. you may also be able to get a "frame only" straightening quote if you try hard enough. there will be no cosmetics with that, but at least it'll be straight again. [they just put it on a big rack, chain the frame to the rack and start pulling 'till it's right.]
so, depending on how you want the car to look, how much rust you have in the frame and how much appetite you have for the surgery required, the vehicle is probably repairable. that leaves you with the pleasant task of negotiating with insurers. again, it depends n whether you have the car insured fully comp because insurers have a nice cozy little agreement among themselves to cover their own insured in the event of a write-off. [saves on payouts don't-cha know!!!] so again, the other party can't get your car written off if your own company doesn't cover you for that. that leaves you with the repair/blue book value option, and that's where your negotiation skills come in. civics have shot up in value locally because of high gas prices, i.e. values up from $1k up to as much as nearly $2k, or even $4.5k for really nice ones. so don't take no historic values!!! get a bunch of prices off craigslist if there is one in your area. don't know which state you're in, but here in california, small claims court limit is $5k, so if you're not getting satisfaction from the insurer, file in small claims. you'll get your settlement check so fast, your head will spin!!!
Brandy Alexandre - 27 Sep 2005 04:33 GMT jim beam <nospam@example.net> wrote in rec.autos.makers.honda:
> unless you have your car insured fully comp, the other driver's > insurer *cannot* get your car written off for you. that means you [quoted text clipped - 26 lines] > file in small claims. you'll get your settlement check so fast, > your head will spin!!! The MPG is something to keep in mind. I drove about 1500 miles not long ago on 40 gallons of gas. My car has no rust, glossy paint, no frame issues that they've mentioned. It's just a matter of the cost of the parts and the labor to put them in. The hatch, bumper, right and center lights, that piece between the bumper and... whatever it's called, straighten out the rear panel (barely buckled). Of course, they don't know what's going on under neath or inside. He didn't want to pop the hatch in case it won't close again. To glance at it, it's nothing. The more you look, the more apparent damage is. It's not like it's TOTALLED--it's barely smacked. Just expensively smacked. Someone willing to buy parts as opposed to parting her out (:::gasp:::) could probably make her quite nice in no time. But you need some skill.
DEBLOND de third is d-dead. (That was her California plate, one that was on two other Hondas.)
 Signature Brandy Alexandre® http://www.swydm.com/?refer=BrandyAlx Well, would you?
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