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Car Forum / Honda Cars / March 2008Honda Thinks Woman Drivers Need "Extra Help"
Reuters reports Honda has published a driver's guide for women in Japan that includes info on, among other things, how to pump their own gas, how to safely transport the kids, how to park, and advice for aging female drivers. Honda says the pamphlet "erases all your fears about driving." When asked if this meant Honda thinks women are worse drivers than men, the company's PR flack replied "We don't think so. There are some specific cases of women drivers, and we focus on those cases." There are ... Read More: http://www.thetruthaboutcars.com/news-blog/honda-thinks-woman-drivers-need-extra -help/ ----------------------------------- Honda NewsHub: Latest auto news sourced from websites, portals and blogs http://www.carshops247.co.uk/news/Honda.html > Reuters reports Honda has published a driver's guide for women in Japan > that includes info on, among other things, how to pump their own gas, how [quoted text clipped - 9 lines] > Honda NewsHub: Latest auto news sourced from websites, portals and blogs > http://www.carshops247.co.uk/news/Honda.html I sure hope the translate it into English and distribute it widely in the US. Might even be a community-minded humanitarian gesture to give it out to drivers of other brands of cars. Maybe put a stack of them in the waiting room in gynecologists' offices..... >Reuters reports Honda has published a driver's guide for women in Japan >Read More: http://www.thetruthaboutcars.com/news-blog/honda-thinks-woman-drivers-need-extra -help/ Do they have the similar pamphets for male drivers? Based on insurance rates, accident data from http://www-fars.nhtsa.dot.gov, and personal observation in the U.S., male drivers need the most lecturing to, particularly young male drivers. >>Reuters reports Honda has published a driver's guide for women in >>Japan Read More: [quoted text clipped - 5 lines] > observation in the U.S., male drivers need the most lecturing to, > particularly young male drivers. Problem is, lecturing does absolutely no good in that demographic, and may even provoke countervailing behavior. The only thing that might have sufficiently beneficial effect is a pocketbook attack, best done through insurance rates. Unfortunately, governments and activists have worked hard to suppress that incentive through anti-discrimination regulations and laws. Stupid.  SignatureTegger The Unofficial Honda/Acura FAQ www.tegger.com/hondafaq/ >> Do they have the similar pamphets for male drivers? Based >> on insurance [quoted text clipped - 15 lines] > that incentive > through anti-discrimination regulations and laws. Stupid. Horse hockey. Insurance rates (be they auto, life, or health) can and do discriminate based on gender. It's legal. Ident is correct that males face higher insurance rates due to a higher tendency to get in accidents, speed, etc. "Elle" <honda.lioness@spamnocox.net> wrote in news:r5xCj.21690$mI6.21232 @newsfe08.phx: >>> Do they have the similar pamphets for male drivers? Based >>> on insurance [quoted text clipped - 18 lines] > Horse hockey. Insurance rates (be they auto, life, or > health) can and do discriminate based on gender. It's legal. Well, kinda sorta. Auto insurance is one of those industries (like health insurance) that is crushingly regulated and stifled by the government for entirely political reasons. Insurance companies in many jurisdictions do in fact end up charging more for teen drivers, but they usually cannot do it simply by age or sex, as they used to be able to do (prior to about 1985). Instead they have to dodge the discrimination thing by charging based on "experience" (number of years licensed), or on what kind of car you drive, or on other irrelevant fudge factors. The upshot is that a 45 year-old female with a Mustang V8 is going to pay less than a 16 year-old male with the same car, but a /lot/ more than she otherwise would in a free market. A 45 year-old new driver will be hit with gigantic rates, even though he poses nowhere near the risk a 16 year-old new driver does. > Ident is correct that males face higher insurance rates due > to a higher tendency to get in accidents, speed, etc. Yes, but not based on traditional actuarial determination. And that's my point. SignatureTegger The Unofficial Honda/Acura FAQ www.tegger.com/hondafaq/ > Insurance companies in many jurisdictions do in fact end > up charging > more for teen drivers, but they usually cannot do it > simply by age or > sex, Insurers in the U.S. discriminate by age and sex. It is legal and rational to do so. "Elle" <honda.lioness@spamnocox.net> wrote in news:RSFCj.21726$mI6.21082 @newsfe08.phx: >> Insurance companies in many jurisdictions do in fact end >> up charging [quoted text clipped - 4 lines] > Insurers in the U.S. discriminate by age and sex. It is > legal and rational to do so. In some states, yes. In others, no. SignatureTegger The Unofficial Honda/Acura FAQ www.tegger.com/hondafaq/ >> Insurers in the U.S. discriminate by age and sex. It is >> legal and rational to do so. > > In some states, yes. In others, no. In all states, Tegger. It's called running an insurance business. They need the numbers of people, and the numbers must reflect the statistics of the population. "Elle" <honda.lioness@spamnocox.net> wrote in news:ldRCj.6280$6J3.2702 @newsfe13.phx: >>> Insurers in the U.S. discriminate by age and sex. It is >>> legal and rational to do so. [quoted text clipped - 4 lines] > business. They need the numbers of people, and the numbers > must reflect the statistics of the population. From: http://www.iii.org/media/hottopics/insurance/ratereg/ "Rating Factors: Auto Insurance: "...Rate classifications based on age and gender are prohibited by law in Hawaii, North Carolina and Massachusetts. Laws that reduce reliance on gender and ban age consideration have been passed in California. Michigan and Montana prohibit the use of rate classifications based on sex and marital status and Pennsylvania prohibits the use of gender." New Jersey also has some sort of control or prohibition on age-based discrimination. Most, if not all, states have regulatory departments, boards or commissions whose job it is to monitor and approve rates and their classes. Even in those states where it is theoretically legal to charge 16 year-olds higher rates strictly and solely because they are 16 years- old (or males strictly and solely becuase they are male), it can be difficult to get such blatant discrimination past the regulators. There is considerable political pressure to keep rates down for the highest- risk groups. This has the corollary effect of driving rates up for less risky groups. It has not been possible for several decades for insurance companies to operate on a purely actuarial model. In some cases states have even adopted that regulatory abomination known as "no fault", which explodes the actuarial model to smithereens, making it literally impossible for insurance companies to effectively manage risk at all. As it has become harder and harder to manage risk, insurance companies have become ever quicker to raise rates (or switch customers into a higher rate class) at the slightest provocation in an attempt to maintain some profitability within the category of auto insurance. In some jurisidictions (such the province of Ontario in Canada), insurance companies on aggregate actually pay out more in claims than they take in in premiums. Plus there is permanent upwards pressure on rates as insurance companies become reluctant to allow rates to fall for any class at any time, afraid they may not be allowed to raise them again later on. The ultimate effects of regulation, everywhere and always, is to raise rates for everyone. SignatureTegger The Unofficial Honda/Acura FAQ www.tegger.com/hondafaq/ > Even in those states where it is theoretically legal to > charge 16 year-olds higher rates strictly and solely because they are > 16 years- old (or males strictly and solely because they are male), it > can be difficult to get such blatant discrimination past the > regulators. Poorly worded. More accurately, I meant to say: "...it can be difficult to get /rate increases for those classes/ past the regulators." SignatureTegger The Unofficial Honda/Acura FAQ www.tegger.com/hondafaq/ > From: > http://www.iii.org/media/hottopics/insurance/ratereg/ [quoted text clipped - 14 lines] > age-based > discrimination. I stand corrected. > Most, if not all, states have regulatory departments, > boards or [quoted text clipped - 11 lines] > the highest- > risk groups. That's editorializing IMO. For example, I would be surprised if health insurance discrimination by age and gender were prohibited. > "Elle" <honda.lioness@spamnocox.net> wrote in news:RSFCj.21726$mI6.21082 > @newsfe08.phx: [quoted text clipped - 9 lines] > > In some states, yes. In others, no. Yeah... In "no fault" states as MA where rates are among the highest in the country.. JT >> In some states, yes. In others, no. > > Yeah... In "no fault" states as MA where rates are among > the highest in the country.. I suspect the drive behind this may have been insurance companies themselves, not some sort of PC movement as Tegger rants. Their getting to charge people the same rate regardless of gender and age suggests to me more profits while messing over females and those who are not young males. >>>In some states, yes. In others, no. >> [quoted text clipped - 7 lines] > while messing over females and those who are not young > males. No. In MA, the insurance companies fought "no fault" tooth and nail and failed resulting in some of th highest rates in the nation. Government should never get into the business of over regulation. Hell, I can't think of anything that they have ever done well... JT >>>>In some states, yes. In others, no. >>> [quoted text clipped - 7 lines] >> while messing over females and those who are not young >> males. >No. >In MA, the insurance companies fought "no fault" tooth and nail and >failed resulting in some of th highest rates in the nation. >Government should never get into the business of over regulation. Hell, >I can't think of anything that they have ever done well... Maybe Massachusettes didn't want to have 40% of the drivers going around without insurance so that the rest could have lower rates. > "Elle" <honda.lioness@spamnocox.net> wrote in news:r5xCj.21690$mI6.21232 > @newsfe08.phx: [quoted text clipped - 35 lines] > pay less than a 16 year-old male with the same car, but a /lot/ more > than she otherwise would in a free market. Tegger, you're a great guy in many respects, but I do wish you'd leave the free market palaver to other NGs. :) > ... > The only thing that might have sufficiently beneficial effect is a > pocketbook attack, best done through insurance rates. Unfortunately, > governments and activists have worked hard to suppress that incentive > through anti-discrimination regulations and laws. Stupid. You obviously don't have any teen agers on your policy or you'd know that the alleged 'governments and activists' haven't been very effective in that suppressing that 'inventive'... Then again, it might be different in Canada... Good old public insurance. In Manitoba, only the number of merits you have (5 max, you get 1 for every 2 years of accident and ticket free driving) allow for a discount of 25% (you get the discount as long as you have a merit). Doesn't matter how old you are. Well I guess it is impossible to get full merits until you are 26 years old in this case. The merits do affect your yearly driver's license fee, $60 for no merits and $45 for 5. t >> ... >> The only thing that might have sufficiently beneficial effect is a [quoted text clipped - 7 lines] > >Then again, it might be different in Canada... > ... The merits do affect your yearly driver's license fee, $60 for > no merits and $45 for 5. Sixty dollars a year? For a driver's license? Whoa! Here in Arizona it costs at most $25.00 (depends on age) and is good until your 65th birthday. You gotta renew the photo every 12 years, tho, which costs $4.00. >> ... The merits do affect your yearly driver's license fee, $60 for >> no merits and $45 for 5. > > Sixty dollars a year? For a driver's license? Whoa! Here in Arizona it > costs at most $25.00 (depends on age) and is good until your 65th > birthday. You gotta renew the photo every 12 years, tho, which costs $4.00. Ya gotta remember that Kanadah is influenced by European style socialism that requires the working and productive population to provide for the lazy and stupid population. Somebody has to pay somewhar'... JT >>> Reuters reports Honda has published a driver's guide for women in >>> Japan Read More: [quoted text clipped - 12 lines] > governments and activists have worked hard to suppress that incentive > through anti-discrimination regulations and laws. Stupid. Of course, the insurance companies aren't rapacious and would never use the slightest excuse to: 1. double your rates, or 2. drop you altogether On Mar 14, 5:34 am, sjmmail2000-...@yahoo.co.uk wrote: > Reuters reports Honda has published a driver's guide for women in Japan that includes info on, among other things, how to pump their own gas, how to safely transport the kids, how to park, and advice for aging female drivers. Honda says the pamphlet "erases all your fears about driving." When asked if this meant Honda thinks women are worse drivers than men, the company's PR flack replied "We don't think so. There are some specific cases of women drivers, and we focus on those cases." There are ... > Read More:http://www.thetruthaboutcars.com/news-blog/honda-thinks-woman-drivers... > > ----------------------------------- > Honda NewsHub: Latest auto news sourced from websites, portals and blogshttp://www.carshops247.co.uk/news/Honda.html mostly what they need is a place to put their purse and/or all the other things that women typically carry.
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