The only way to physically know if the belt needs replacing is to
remove all the components around the belt, remove the cover and
examine the belt.  This is not a simple task.  

I would say either go with what your owner's manual says OR since you
have very low mileage, call a Honda dealership and see what they
recommend you do.

-AGS

My mechanic keeps a  timing belt hung on a nail on his wall as an
example. It looks absolutely brand new except for about an inch where
it's broken and shredded.

You can't tell by appearance whether a belt is perfect or about to
explode. Go by time and milage, according to the shop manual.

I think it is better to be safe than sorry. I would go with scheduled
changes. Some people claim they can tell by looking at the belt and pulleys
if they need changing, but usually that means you have to strip parts out of
your car. Once you do that it does not make any sense not to change them
since the most often it is not the parts that are expensive but the labor.

According to my understanding, Honda recommends belt replacement every
72kmiles or 8years, so you have another 60kmiles to think about this.

BR:Z

i think im the only one who read where he wrote that his car has only 12k
miles. most belts are to be changed at 60k. why waste  your money changing a
belt that is almost new. if we all used that logic we should all change our
oil at 500miles cause you just dont know! or how about changing spark plugs
at 1000 miles, cause u just dont know. or how about.. well you get the
point.  if a car has only 12k miles and a timing belt breaks its going to be
covered by the warranty. i think honda recommends 60k miles like most car
makers

Sorry for Very Late reply and Typo correction the correct miles  are
75000 (75K)
SHould we feel any difference in driving the car that should point
toward change of timing belt,
How about Clutch I feel that it is hard while pressing but no slippig
what so ever,  I think 99 Models have hydrolic clutches so no  wire .
I also had hard Accelerator pedal , which I think should be cause of
old wire, I will get it changed this week andlet you all know ,
But I am little worried about hardining clutch, how can we locate the
damm cluch oil level , my owners manual is not in English

Sorry for confusion