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Car Forum / Hyundai Cars / June 2005car got keyed
Well I walked out of the bar this evening to find a nice little surprise, my car (an 02 accent) got keyed from before the drivers side door all the way back. The cop who looked at it said that the entire side of my car will need to be re-paintded, is this the norm? also how much do you think this would cost? I just went on my own insurance less then 6 months ago, and I am worried that my payments will go through the roof (i have GEICO) and was thinking that maybe i could pay for this out of pocket. Any idea/ help? wow what a shitty night also if i report to my insurance how much do you think my insurance will go up? > also if i report to my insurance how much do you think my insurance > will go up? it may have to come out of your pocket. what is your deductible? my comprehensive deductiable is only $100, collision is $500. I was looking at it today, and they totally went through all the coats of paint > my comprehensive deductiable is only $100, collision is $500. > I was looking at it today, and they totally went through all the coats of > paint Check your policy. A comprehensive claim may not count against you like a collision or liability claim would. So your rates may not be affected at all. Bob I don't think insurance companies are allowed to raise rates for comprehensive automobile claims in most states. VANDALISM won't raise your rates............... and you made a police report, so you are safe. same here in canada, some twit swipped our accents left side front and broke the parking lamp and dented the fender.. had everything redone under insurance and just had to pay our deduct. never changed our rates.. here's a tip, if your going to a bar leave the car at home. i assume you were planning on drinking..? > VANDALISM won't raise your rates............... and you made a police > report, so you are safe. So far I have been surprised by GEICO's fast reaction. I called in and made the claim at 4am sunday morning, i was told that an claims agent would call me with in two days, i was expecting them to take the whole two days due to it being a sunday, but they gave me a call at 10 am (and woke me up, but thats ok in this situation). I was then told that an adjuster would see me with in two days. Then today as soon as I got to work 830 I got a call from an adjuster sayiong her would be there in 30 min. He came, did the inspection and had a check ready in 45 min. I then faxed the estimate to my body shop (who is a friend of the family) and he said that everything with the estimate is fine. Also after the adjustment, I asked the adjuster about my rates going up and he said that they WILL NOT go up becasue it was vandelism!!!! This made my day, but will see when i get my next 6 month bill. If it goes up it would be becasue of this, as i have had no violations or other claims > Well I walked out of the bar this evening to find a nice little surprise, > my car (an 02 accent) got keyed from before the drivers side door all the [quoted text clipped - 4 lines] > and was thinking that maybe i could pay for this out of pocket. Any idea/ > help? wow what a shitty night Your comprehensive, minus the deductible, should cover it. Geico......that was you first mistake! They will raise your rates just for calling in to ask a question. I've been with Nationwide for 26 years, no complaints from me. Only had to pay an extra premium one time, for three years, when my son had an accident that was his fault. Otherwise, they have always taken care of any claim [cars or house] promptly with no rate "adjustments". well when i got the policy GEICO was 640 for 6 months compares to 1200+++ from other companies. I get a goverment employee discount with GEICO, but if they raise the rates too much I will shop around again That's called "low-balling" to get your initial business. Just be aware of anything that could give them an excuse to raise your rates or drop you with little or no notice! Good luck. > well when i got the policy GEICO was 640 for 6 months compares to 1200+++ > from other companies. I get a goverment employee discount with GEICO, but > if they raise the rates too much I will shop around again |
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