MAKE $15,000 CASH IN 30 DAYS WITH StormPay GUARANTEED!

           Only 30 minutes of work and you're on your way to big money!

           StormPay APPROVED!

           I turned $10 into $15,625 within the first 30 days of operating
this system. If you decide to take action on the following instructions, you
too will enjoy a similar return! Just follow the 3 easy steps!

           _____________________________________________________________________

           GET STARTED TODAY FOR ONLY $10 AND RECEIVE A BRAND NEW

           Apple 20 GB iPod

           ABSOLUTELY FREE!

           Please do not be skeptical about this program. At least think
about it for a few days. Otherwise you will be throwing away over $15,000 in
cash! This system has been working for 2 years and thousands of people have
joined and they have been amazed by the results of a little time and $10!
You will too! This is 100% Legal.

           _____________________________________________________________________

            "PARENTS OF 15-YEAR-OLD FIND $71,000 HIDDEN IN HIS CLOSET!"

           Does this headline look familiar? Of course it does. You most
likely have just seen this story recently featured on a major nightly news
program (USA) 20/20 & Oprah, or you may have read about it in the Wall
Street Journal.

           DUE TO THE RECENT INCREASE OF POPULARITY AND RESPECT THIS
PROGRAM HAS ATTAINED, IT IS CURRENTLY WORKING BETTER THAN EVER.

           I have now automated this system. For a fee of only $10 you can
get started immediately. Start Making Money within Minutes.

           If you don't read this, and if you end up deleting or closing
it, just read only the next paragraph! It will change your life! Why do you
think this system keeps showing up in your inbox or on the Internet? Because
this system WORKS, that's why! Are you still one of those skeptics that
thinks that no one makes any money with this program? Well, if you answered
"Yes", you are WRONG. It costs MONEY to send these emails, and therefore
people are making a LOT of money sending this program, and having FUN at the
same time! If there was no money being made with this program, it wouldn't
be able to continue to be sent - but this program, it's like the energizer
bunny, it just keeps going and going and going ....

           If you want to find out how this works, simply read the REST of
this page. If you are like me, you want more than your lousy weekly
paycheck. With this program, you can make more in a few months that you did
your entire last year at your job. Believe it, and work it, and it will work
for YOU! This really works. Don't make the same mistake I made. I deleted
this 4-5 times before finally giving it a try. Within 1 week the money
started coming in and just like the plan below said it would. Give it a
try!! You will be glad you did! And best of all it costs next to nothing.
ONLY $10 ONCE and that's it!

           $15,000 dollars in 30 Days and that's NO BULL! IT WAS ALSO
PROVEN ON OPRAH AND IT'S COMPLETELY LEGAL! $10 Dollars... That's all it
takes...I'll try to keep it short and sweet.

           If you have not heard about it, here it is below - revealed to
you. And you have step-by-step detail on how to do this yourself. It's so
easy!.

           This program is by no means new. It has been in existence in
many forms for at least a decade. But in the early days, it required a lot
more time and effort, as well as an outlay of a few hundred dollars.
However, thanks to StormPay and the Internet, the outlay is now virtually
ZERO! And what's more, the entire process is FASTER, EASIER, and MORE
LUCRATIVE than it has EVER been!

           The business plan I am about to share with you works perfectly
every single time. I've never made less than $15,000 from it on each
occasion. Let me assure you that this is a LEGITIMATE BUSINESS OPPORTUNITY,
a perfectly legal moneymaking enterprise. It does not require you to sell
anything. It does not require you to speak to your friends, family or
anybody else (unless you want to). In fact, you do not need to come into
contact with any people whatsoever. Anyone with a pulse can become
successful and make their fortune with this system. If you follow the simple
step-by-step plan exactly as it is set out below, you will likely receive up
to $15,000 in cash via your StormPay account. I know that this must sound
like an outrageous claim, particularly if you've never had possession of
this sort of money before, but believe me, this system works like nothing
else you may have seen before in your life! By following the simple 3-step
plan set out below, within a few short weeks your life will be transformed
beyond all recognition! Please do not allow your initial skepticism to
deprive you of certain financial success.

           If you decide not to take advantage of this life-changing
opportunity, I would like you to know that I sincerely respect your decision
and I understand that you will have your reasons. I therefore wish you the
very best of luck for the future. I am able to say this with absolute
sincerity because, as you will see, if you decide to work this plan, I will
not receive any financial compensation from you whatsoever. After all, I am
sharing this system with you for free. However, remember life is short.
Nobody has ever said that you can't have the financial freedom to do what
you want to do, when you want to do it. But you must first pay the price.
The price here is action; it's as simple as that! I'm very proud to be able
to say that I've fulfilled my duty to my wife and children by securing their
financial future in a very uncertain world, and I don't believe that any
price is too great to pay for such peace of mind.

           _____________________________________________________________________

           You get so much for ONLY $10. That's why we are the leading
company running this system.

           No other company gives you...

             a.. A FREE website with FREE hosting and uploading to the
Internet.
             b.. Over 1000 places to advertise absolutely FREE on the
Internet.
             c.. Updated email lists to get you started.
             d.. Different resources to help you with this system.
             e.. And other amazing tools you can use to explode your
income.
           And don't forget, just for joining this system, you will also
receive an Apple iPod absolutely FREE.

           _____________________________________________________________________

           All you need is a StormPay account and an email address!

           Just about everyone has heard about "StormPay" (if you haven't
you will soon!) and when I came across this concept I knew it would work
because, as a member of StormPay, I had already experienced their efficiency
and excellent standing. StormPay is the simplest method of making and
receiving payments online that anyone has ever seen! Anyone with an email
address can join absolutely FREE! Once you have a StormPay account, you can
send and receive credit card payments to or from anyone - anywhere in the
world! Please read further before you go there... You can complete this
whole process within just half an hour and you will NEVER forget the day you
decided to do so!!!

           NEED PROOF? Here are just a few testimonials from the countless
individuals who decided to invest nothing more than $10 and half an hour of
their time to participate in this program:

           "What an amazing plan! I followed your instructions just 3 weeks
ago, and I'm already up to $10,570. I'm VERY excited." Alan Fernandez ,
Glendale, CA

           "This is Liza. Well, what can I say?... THANK YOU SO MUCH! I
sent 50 e-mail's out like you said and then I just forgot about the whole
thing. To be honest, I didn't really think anything would come of it. But
when I checked my StormPay account a week later, there was over $3,500 in
it! After 30 days I now have over $16,000 to spend! I can't thank you
enough!" Liza Murphy, Raleigh, NC

           "I was shocked when I saw how much money came flooding into my
StormPay account. Within 3 weeks my account balance has ballooned to
$11,745. At first I thought there had been some sort of error with my
account!" Richard J. Bennett, OH

           "I only have one thing to say to you... OH MY GOD! I sent out
142 copies total before 20 replied, like the instructions said. Then I went
on a short vacation. When I got back my account had over $37,340 dollars in
it already and the money was still coming! I'm still floating on air
(especially with my new car). I thought this system sounded cheesy, but now
I realize it is the formula that makes this system really work! THANKS!"
Mary Gatters, Columbus, SC

           Just a few months ago, each of these people were doing the same
thing as you are at this very moment - reading this! But because they
decided to follow the simple instructions given below, they are now
considerably better off as a result. And there's no reason whatsoever why
you can't share in this success. You've got nothing to lose, and EVERYTHING
to gain!

           Here's how it works:

           When you send out your emails, your email address will initially
be in the Number 5 position on the list. That's the best position it can be
in at this stage if you want to make serious money. The response-rate for
this program is much higher than any typical email marketing campaign for a
number of reasons, which are explained later. As long as you send your
emails to people who are likely to be interested in this program, on
average, you can expect a response from about 25% of the people you send to.
But let's be extremely conservative here and assume that you receive an
average response rate of only 10%. . .

           If you send out your email to 50 different people, you can
expect at least 5 of those people to do exactly what you did (10% of 50 =
5). By this time, your email address will have moved up to the Number 4
position on the list, and this list will now have reached around 250 people
(5 x 50).

           Out of those 250 people, you can expect at least 25 of them to
participate (10% of 250 = 25), so that's a further 1,250 emails (25 x 50)
being sent out and your email address will have risen to the Number 3
position on the list.

           Out of those 1,250 people, you can expect at least 125 of them
to participate (10% of 1,250 = 125), so that's a further 6,250 emails (125 x
50) being sent out with you now at the Number 2 position.

           Out of those 6,250 people, you can expect at least 625 of them
to respond (10% of 6,250 = 625), so that's 31,250 emails (625 x 50) being
sent out with YOUR ADDRESS at the Number 1 spot!

           Now, out of those 31,250 people, you can expect around 3,125 of
them to respond (10% of 31,250 = 3,125). And since you will now be at NUMBER
1 on the list, you will receive: $15,625 (3,125 x $5).

           So, when your name starts to hit the Number 1 position within
the next few days, it will be YOUR turn to collect the money!

           As the program runs the course, this money will be sent to you
by a lot of people just like yourself - who are willing to invest half an
hour to receive around $15,000 or more in cash! When following these
instructions, the first payments should arrive within a few days, and they
can continue at the rate of about 100 payments per day until it completes
it's course. After that time, the volume of payments begins to taper off as
your email address vacates the Number 1 position.

           That's all you need to do! There can be up to $15,000 in $5
payments waiting for you in your StormPay account within the next few weeks.
$15,000 for just 30 minutes work! This is real money that you can spend on
anything you wish! Just deposit it to your own bank account or spend it
directly from your StormPay account! It's just that easy!

           I think it's WORTH IT, don't you?

           Remember, the 10% example above is assuming that 45 out of the
50 people you send your email to will do absolutely nothing except delete
your email. However, if you follow the plan correctly and send your emails
only to people who are likely to want to participate, you can expect a
typical response-rate of around 25%. Hence, the 10% example is only given as
a worst-case-scenario. Additionally, the above example assumes that each
participant will only send out 50 emails. Imagine what would happen if each
participant sent out 500 or 1,000 emails instead of just 50! Believe me,
many people will do this and much more!

           Consider this! Millions of people surf the Internet every single
day, all over the world! Plus there are 50,000 new people who get on the
Internet every month! The people who send you offers by email can provide
you with an excellent source of bulk email addresses to send to. You can
also send out emails to all of your family, friends, and to anyone who you
think would want to invest $10 and 30 minutes of their time to make a
substantial lump sum within a month. If you want to operate this business
continuously, you should consider obtaining bulk lists of email addresses
from a reputable mailing list company. That's how I've managed to stay in
business for the last 2 years! If you already have a legitimate mailing
list, then this program would be the most profitable way to make use of it.
There are many websites that sell thousands of fresh opt-in email addresses
of people who have subscribed to receive exactly this type of program. I
will show you the best companies to use. The possibilities are endless, and
it's so easy!

           Unlike many other Network Marketing and MLM programs, this
5-LEVEL PROGRAM costs you only $10. That's right, only $10 ONCE ($5 to the
email address on the number 1 position and $5 to be registered in our
system), which is much more realistic and provides much, much faster
results. Only the first person on the list gets $5 from you, but everyone in
the list will rise to that Number 1 position as thousands of emails are
being sent out. No cheating can occur (don't be fooled by claims that this
system can be cheated) as StormPay only allows one account per person and my
company monitors every move so that this system will absolutely not be
cheated. Whoever decides to cheat would just be cheating themselves. Because
it is so easy, the response rate is VERY HIGH and VERY FAST - Internet email
FAST, and you will start seeing dramatic results in less than one week! JUST
IN TIME FOR NEXT MONTH'S BILLS!

           Remember, you need to only email out 50 spam free copies to
start with. This should be enough to generate a substantial lump sum within
30 days. Remember, you can email out as many as you like. The more you email
out, the greater chance of making a larger amount of money. For example,
send to personal contacts and reply to people who send their programs to
you, as they are already working on the web. They know these programs work
and they are already believers in this system! This is NOT considered SPAM
if you are responding to other people's offers, or sending to friends,
family and contacts, or if you are using a legitimate mailing list.

           So, email your letters out today, and then prepare yourself for
a huge influx of cash within the next 30 days!!!

           Let the pros send your emails for you. This is a great way to
get it done right with...

           No Hassle, No Flames, No Spam Complaints, No Lost ISP, No
Headache!!

           You have the option to let another company send your emails for
you. I will set you up with the right companies that will do this for you.

           4 factors that make this program so successful. . .

           EXTREMELY FAST RESPONSE

           EXTREMELY HIGH RESPONSE RATE

           UNLIMITED PROFIT POTENTIAL

           QUICK, SIMPLE AND CHEAP TO GET STARTED

           Because of the VIRTUALLY ZERO INVESTMENT, SPEED, and HIGH PROFIT
POTENTIAL, this program has a VERY HIGH RESPONSE RATE! And all from just a
simple email and 2 simple $5 StormPay transaction! In fact, this program has
faster results and a higher response rate than any other Internet program
you could possibly participate in! For most email marketing campaigns, the
average response rate is between 0.5% and 5%. However, this particular
program typically generates a response rate of between 20% and 30%. This is
because this program is so easy to implement, it costs next to nothing, it
takes just 30 minutes to implement, and the results can be seen within days.

           I've been watching this type of Network Marketing/MLM program
for years and this is about as easy and fast as you can get it. No stamps,
no envelopes, no printed copies to be made, NO COST - just a little effort
and faith! This program really keeps it "short and simple"!

           UNLIMITED income potential!

           This program is structured for everyone to send only 50 emails
each to start. However, you are certainly not limited to 50. Send out as
many emails as you want. Every 50 emails you send has the potential to
return up to $15,000 WITHIN 30 DAYS. So, if you can email 50, 100, 500, 1000
or whatever, GO FOR IT! THE MORE YOU PUT INTO IT, THE MORE YOU GET OUT OF
IT!

           However, you MUST remember that sneaking your name higher up on
the list will NOT produce the results you think, and it only cheats you and
the other people who have put in the effort and have earned the right to be
there. SO DO NOT TRY TO PLACE YOURSELF IN THE FIRST POSITION. IT WILL ONLY
REACH THE PEOPLE YOU SEND IT TO, AND THEN YOUR NAME WILL BE REMOVED FROM THE
LIST! If you put your email in the number 1 position, you will only be
earning payments from the people you send this offer to instead of the
thousands of people you would be paid from if you follow the rules. If you
do this the way it was designed it will reach thousands by the time your
name gets to the top. So please, play by the rules and the serious money
will come to you!

           You are probably skeptical of this, especially with all the
different programs out there on the Web, but if you don't try this you will
never know. I felt exactly the same as you probably do right now. I wanted
to believe it but I just couldn't help thinking that there was some sort of
catch. But then I realized that I had absolutely nothing to lose. After all,
I was only being asked to invest a measly $10, and yet I could earn many
thousands of dollars within a month. And all for just half an hour of my
time! I spend more than $10 each and every week on the LOTTO and I have
never won anything. I don't even know anyone who has either. Do you?
Therefore I went ahead and did exactly as the email requested. This took me
around 30 minutes in total, and I'm so, so, glad I did that!

           But please play by the rules! This program doesn't cost anything
but $10 and about half an hour of your time, and if everyone plays fair,
everyone WINS!!

           So there it is. You now have the knowledge that will enable you
to make up to $15,000 within the next few weeks. The only thing that can
hold you back now is a lack of faith or a lack of self-belief. However, any
doubts you may currently have will disappear within a few days of putting
this plan into practice. Trust me on this! You certainly won't regret it.

           Some notes from the StormPay site which you may find useful

           StormPay lets you pay anyone from anywhere in the world with an
email address and is the world's Number 1 online payment service. StormPay
is accepted on over 3 million eBay auctions as well as a countless number of
online shops. StormPay is an eBay company. You can also use StormPay to pay
your friends - for example, it's a convenient way to split the phone bill
with your room-mate, send cash to your kids in college, or send cash to
someone in another country.

           When you send money through StormPay, you can fund your payments
with your credit card or check account. You won't have to worry about your
privacy, because StormPay keeps your accounting information safe and secure.
Making a purchase with StormPay is far more secure than mailing a check or
giving your credit card number to a stranger. That's why StormPay has over
63 MILLION accounts from around the world that use StormPay to move money.
Signing up for a StormPay account is absolutely FREE, easy, and it takes
only a couple of minutes.

           The CHEAPEST, FASTEST and EASIEST way to make serious money
online - PERIOD!

           If you're already running a home business, you can easily do
this one along with it. If not, this is the FASTEST and EASIEST way to earn
serious money online that you've ever seen so far in the history of the
Internet! It doesn't matter how old or how young you are or what country you
live in and currency you use. And you certainly won't need any special
knowledge or talent. You won't need to run a website, or make phone calls,
or make photocopies, or send out letters through the mail, or pay for
advertising, etc.

           The only things you will need are:

                 · An email address

                 · A StormPay account with at least $10 deposited in it

                 · approximately 30 minutes of your time

           This program takes just half an hour to set up. After that,
there is absolutely no work whatsoever to do on your part (Unless you want
to. It's entirely up to you). And yet, you will stand to gain many thousands
of dollars within the next few weeks from those 30 minutes of easy work!
Yes, I know, it sounds too good to be true! I thought exactly the same thing
myself until I actually tried it out!

           The facts are simple: If you need to make a few thousand dollars
REALLY FAST, then this program is the way to do it! It's the CHEAPEST,
FASTEST, EASIEST, and MOST LUCRATIVE program you will ever participate in!

           Please be sure to read all of this page . . . take your time,
come back to it . . . go over and over it, you won't be sorry.

           Thank you, and good luck in your ventures.

           P.S. Remember, you get a FREE Brand NEW Apple 20 GB iPod just
for joining this system.

           P.P.S. You get to join this system and receive an Apple iPod,
over 1000 places to advertise absolutely FREE on the Internet, an updated
email list to get you started and other amazing tools you can use to explode
your income.

           So Don't Wait! Start Now!

           FOLLOW THESE 3 EASY STEPS

           I know that you have seen this on Oprah or even received
numerous email messages about this simple program and have probably just
deleted them, I know I have! But for some unknown reason this time I decided
to give it a try, after all, it's only a $10.00 investment!

           Please give it an honest effort, you will not be disappointed
and will be very glad you did when it starts to work. Remember, all you're
going to be out of pocket is about the cost of a couple of coffees with the
opportunity of banking thousands of dollars into your StormPay account!

           TEAM WORK MAKES THIS DREAM WORK! LET'S GET STARTED: Send $5.00
(For reports) from your StormPay account to THE FIRST e-mail address on the
list. Now send the other $5.00 to ULTIMATE Biz-Opps. This fee allows you to
access the 'Online Members Area' where you will have all the software,
tools, letters and information needed to get started and run a successful
email campaign. It also covers the costs of us monitoring every step, which
will assure that this system will run perfectly and that NO ONE CAN CHEAT.
Remove the 1st e-mail address. This moves the 2nd to the 1st, 3rd to the
2nd, 4th to the 3rd, and the 5th place into 4th. Then place your address in
the 5th position.

           Your email will climb to the number 1 SPOT and you will start
receiving payments from thousands of people. OK, the only thing left to do
is to email at least 50 copies of this letter. It is the job of the 5th
person on the list to ensure there are at least 5 "PLEASE send me my
download link for the reports" replies. If there are not at least 5 replies
then the fifth person will keep sending the email until there is.

           Keep in mind... the most you spent is $10 DOLLARS! (Remember...
what goes around comes around)

           The following are the 3 easy steps of what you need to do. . .

           STEP 1
           Ok, the very first and most important thing you need to do is
SAVE this page in your Favorites so you can come back to it if you lose it.
Done that? Ok, if you're not already a StormPay user, you need to click on
the StormPay link below and SIGN UP. It takes just 2 minutes and it's FREE!

           Be sure to use the link below so you can sign up for a FREE
StormPay account.

           Here's the link: Click Here To Create a StormPay Account

           http://www.stormpay.com/?2198132

           STEP 2

           It is an undeniable law of the universe that we must first give
in order to receive.

           So the first thing to do when you have your StormPay account is
to send a $5 payment from your StormPay account to the email address in the
1st position on the list below. After you have paid the first person,
StormPay will have sent you a receipt by email with a Receipt ID#. You will
need this Receipt ID# to complete step 3.

           Also, your payment to the person in the number 1 position,
GUARANTEES that you will be paid as the program proceeds and when your name
reaches the top position you will start receiving payments from thousands of
people. This guarantees there will be no cheating. This is what makes it
FOOLPROOF.

           To do this successfully, follow these simple steps:

           1. Login to StormPay account and click on the Send Money tab;

           2. In the 'Recipient's Email' field enter the FIRST email
address of list of 5 below;

           3. In the 'Amount' field enter 5 (this is your $5 payment);

           4. In the 'Type' field select Service (though it doesn't really
matter what you put here, this is for StormPay's own records)

           5. This Is VERY IMPORTANT! In the 'Note' field on the StormPay
form, enter "PLEASE send me my download link for the reports" (By law we
must exchange a product or service for money. Be certain to add this note,
as this is what keeps this program legal. This is not a gifting program.)

           6. Finally, click on the Continue button to complete the
payment. That's it!

           Please note: Following all the steps exactly will ensure that
the program will work for you and that you will be paid. When you send your
$5 payment to the first address in the list, do it with a great big smile on
your face because "as you sow, so shall you reap!"

           Here's the current list:

                     1. _greg_1081@hotmail.com______________________

                     2. _jmsg75@hotmail.com______________________

                     3. __ggrg@successhomebiz.com_____________________

                     4. _pg78@eznetjob.com______________________

                     5. _dwilson42@tampabay.rr.com______________________

           After you have transferred a $5 payment to the email address at
the top of the list, something very eerie happens. It gives you an
indescribable, overwhelming sense of certainty, belief and conviction in the
system. You've just proved to yourself that, because you have done it, there
must be a great number of other people ready to do exactly the same. Thus
you have now seen for yourself, first hand, that this business actually
works!

           Don't be tempted not to send the $5 to the first person!
Because....here is why....

           If you don't send the $5 to the person at the top of this list,
you won't make it to step 3, which is the best part of the whole program.
That's the part which Makes it foolproof!

           STEP 3

           This is everyone's favorite step, because it is the step that
makes it foolproof! It's also the step that keeps this program 100% legal!

           Once you've sent a $5 payment to the address at the top of the
list (Along with your note - this is VERY important!), the next thing you
need to do is to obtain the 'Receipt ID#' from the email that StormPay has
sent you for your $5 payment sent to the number 1 position.

           You must obtain access to the 'ONLINE MEMBERS AREA'. In it you
will find a copy of the email contents, as you'll be sending it out (as an
email message or by advertising your web page, like I have done) to at least
50 people. Keep in mind that 50 is a good number of people to reach, but
with all the different ways of advertising for free on the internet, the
amount of views and signups under you could well exceed into the hundreds or
thousands if you wish....the more people who join the more profitable for
everyone on the list, including you. The copy that you will send out will
contain a spot for YOUR email address in the number 5 position on the list -
having deleted the address at Number 1 in the list, and moving the others up
a position. You will also have access to several email ad blasters and a
FREE classified ad database with 1,000's of places you can place your ad
absolutely FREE. We have also provided a FREE list of fresh emails that you
can use immediately.

           Your copy of the email contents is located in the 'ONLINE
MEMBERS AREA'. The best way to do this is you can copy and paste it into
emails to your family and friends. You can copy and paste it and put ads on
the Internet, on message boards, etc. Or you can have your own website FREE
(We will supply you with your very own website absolutely FREE). And the
best part of having this info on a website for people to follow is you can
post links to your site on paid per click websites or paid to read email
sites, for great advertising. There are countless ways to get more people
like me and you involved in this amazing program and it won't even cost you
anything more then the one time $10 investment in this system.

           By sending this letter and the payment via EMAIL, the response
time is EXTREMELY fast.......... ELECTRONIC TRANSFER INTERNET FAST!!! That's
why it takes only a few days for those $5 payments to start flooding into
your StormPay account!'

           To access the 'ONLINE MEMBERS AREA', you must pay a
one-time-only fee of $5. This fee also lets us monitor and keep track of
progress and assure that no one cheats this system.

           To pay your fee, follow these simple steps below.

           A. Click on the StormPay button below to make payment of $5 for
access to the 'ONLINE MEMBERS AREA'

           B. Once payment is made you will be redirected to a page with a
form. You must fill in the form correctly in order to access the 'ONLINE
MEMBERS AREA'

           Important Note! You must provide the 'Receipt ID#' that you
received from StormPay. This ID# must be entered in the form before you can
access the 'ONLINE MEMBERS AREA'.

           CLICK ON THE StormPay LINK BELOW FOR ACCESS

           http://ultimatebiz-opps.com/stormpay/

           The whole process should take you about 30 minutes to complete
from start to finish.

           BE PREPARED TO GET EXCITED.... YOU WON'T BE DISAPPOINTED!!! Half
an hour of easy work is all that's needed - no capital outlay, no postage
stamps, no printing, copying or waiting, and the concept is 100% legal.