Home | Contact Us | FAQ | Search & Site Map | Link to Us
Sign In | Join | Other 45 Sites in Network
HomeAnnouncements
Discussion Groups
By Brand
BMWChevroletDodgeFordGMHondaLexusMercedes-BenzNissanPeugeotToyotaVolkswagenOther Brands
By Topic
4x4 CarsRVsDrivingMaintenance & RepairCar AudioCollectible Cars
Country Specific
Australian ForumsUK Forums
ArticlesAuto InsuranceBuyingCars & TechnologyMaintenanceMiscellaneousSafety
DMV Resources
Related Topics
MotorcyclesBoatsMore Topics ...

Car Forum / Land Rover Cars / January 2008

Tip: Looking for answers? Try searching our database.

Warning if you are in the RAC and go offroad.

Thread view: 
Enable EMail Alerts  Start New Thread
Thread rating: 
Geoff - 15 Jan 2008 14:17 GMT
Seems if you have used your vehicle off road they will refuse
recovery irrespective of what broke and how it broke.

Been playing at Slab Common in Hants, nothing too stressful, then to the
pub via the local ford to wash most of the shite off, few beers ect,
left the pub, couple of miles up the road cam belt fails.

Towed to the nearest pub, phone RAC, "Don't bother sending a man in a
van it's a broken cam belt and will need flatbed as permanent four wheel
drive." 

Man in a van turns up, 

"You been offroad"

 "Yea did a bit this morning"

"Sorry I can't help as you have been offroad it invalidates your cover"

"But it's a cam belt, offroading won't affect it and anyway the belt
broke on the road and that was this morning"

"Sorry I can't help as you have been offroad it invalidates your cover"

Ect, ect.

Phone call to head office next day, the rule is simple, been offroad,
regardless of failure service will be declined, they would not even
counter my arguments, simple no offroad no service end off conversation.

Been a member for 10 years at 80 odd quid a year, only other recovery we
have had involved a chain smoker with a knackerd Transit we had to
squash in the front of with a equally knackered trailer.

Policy cancelled, refund claimed, AA joined.

Signature

Cheers, Geoff.
www.anoraks.uk.net

Mark Solesbury - 15 Jan 2008 14:18 GMT
> Seems if you have used your vehicle off road they will refuse
> recovery irrespective of what broke and how it broke.
[quoted text clipped - 31 lines]
>
> Policy cancelled, refund claimed, AA joined.

Ill swap mine over to the AA.

Signature

Mark
1996 90 300tdi
1987 RR V8 EFI
2007 Golf GT

http://www.mozilla.com/firefox/ - Firefox Rules!
http://fireftp.mozdev.org/ - FTP Plugin for Firefox
http://ietab.mozdev.org/ - IE tab. Get Windows updates in Firefox

Dave Liquorice - 15 Jan 2008 15:21 GMT
>> Policy cancelled, refund claimed, AA joined.
>
> Ill swap mine over to the AA.

Have either or both checked that the AA don't have a similar policy? If
one has I wouldn't be surprised if the other has as well...  B-(

The other thing is don't be quite so honest when asked "Have you been off
road?" What does the RAC define as "off road", the private gravel track to
your stately mansion?

Signature

Cheers                                              new5pam@howhill.com
Dave.                                             pam is missing e-mail

Ian Rawlings - 15 Jan 2008 16:30 GMT
> Have either or both checked that the AA don't have a similar policy? If
> one has I wouldn't be surprised if the other has as well...  B-(

I used to be with National Farmer's Union who had a breakdown policy,
they were fine about off-roading (even when asked directly) so if all
else fails then insuring with them and getting access to their
recovery scheme should work.

Signature

Blast off and strike the evil Bydo empire!

Geoff - 15 Jan 2008 16:45 GMT
> >> Policy cancelled, refund claimed, AA joined.
> >
> > Ill swap mine over to the AA.
>
> Have either or both checked that the AA don't have a similar policy? If
> one has I wouldn't be surprised if the other has as well...  B-(

I have seen AA wagons collect the dead from inside offroad sites.

> The other thing is don't be quite so honest when asked "Have you been off
> road?" What does the RAC define as "off road", the private gravel track to
> your stately mansion?

The RAC state not part of the Queeens Highway, when I point out a green
lane was part of the Queens Highway she changed her tune to inclue with
tarmac.

I asked if my wife and young son would be recovered if they were on the
way back from the field where they tend the horses, she said of course,
when I asked how this differed from my using the same vehicle in a field
and being refused recovery she could not answered and repeated the if
you have been offroad you are not covered mantra.

Signature

Cheers, Geoff.
www.anoraks.uk.net

Paul Vigay - 15 Jan 2008 17:35 GMT
In a dim and distant universe
<nyyfbegfubjuvyypbz.jupcjb3.pminews@srv1.howhill.net>,
  Dave Liquorice <new5pam@howhill.com> enlightened us thusly:
> Have either or both checked that the AA don't have a similar policy? If
> one has I wouldn't be surprised if the other has as well...  B-(

I've called the AA out a couple of times in the past year and they never
even asked if I'd been off-roading.

However, after reading this thread, I'd probably just say "no" if they did
ask me now. :-)

Signature

Usenet replies: To contact me, visit www.vigay.com/feedback/

Life, the Universe, RISC OS Help and Everything - www.vigay.com/
Share and discuss ideas or chat about the above - forum.vigay.com/
Quality Internet, Domain Registration & Hosting - www.orpheusinternet.co.uk/

Ian Rawlings - 15 Jan 2008 15:52 GMT
> Phone call to head office next day, the rule is simple, been offroad,
> regardless of failure service will be declined, they would not even
> counter my arguments, simple no offroad no service end off conversation.

Hmm, I never noticed that in the terms and conditions, and I went
through them with a fine-toothed comb as I had to cover the Pinzgauer
which is over 3.5 tonnes when fully laden (which it never is but rules
is rules).  Perhaps I'll have to go through them again.

I could now use the AA, who wouldn't cover my truck due to the weight,
as the DVLA got fed up arguing with each other over whether my truck
is PLG or not (it's too heavy) that they just decided to state that
it's 3.5 tonnes GVW (it's 3.9 in reality, 2.5 unladen) so the AA
should be OK to cover it now.

Signature

Blast off and strike the evil Bydo empire!

John Greystrong - 15 Jan 2008 16:55 GMT
> Policy cancelled, refund claimed, AA joined.

Which is fine unless you have an accident that immobilises the vehicle
in which case the AA wont collect you.

Brittania Rescue, YKIMS

John
Geoff - 15 Jan 2008 17:19 GMT
> > Policy cancelled, refund claimed, AA joined.
>
> Which is fine unless you have an accident that immobilises the vehicle
> in which case the AA wont collect you.

You can not be serious, are you ?

Signature

Cheers, Geoff.
www.anoraks.uk.net

puffernutter - 15 Jan 2008 17:26 GMT
>>> Policy cancelled, refund claimed, AA joined.
>> Which is fine unless you have an accident that immobilises the vehicle
>> in which case the AA wont collect you.
>
> You can not be serious, are you ?

Green Flag won't!

My Volvo 940 was shunted in the rear on the M56 about a year ago.  It
was pushed into the car in front, crease in the roof, headlamps smashed
so I called out Green Flag (National Breakdown variant for caravan club
members).  Everything was OK until I said it was the result of an
accident at which point they said that they don't cover that.

Cheers

Peter
TonyB - 15 Jan 2008 18:31 GMT
>>>> Policy cancelled, refund claimed, AA joined.
>>> Which is fine unless you have an accident that immobilises the vehicle
[quoted text clipped - 9 lines]
> members).  Everything was OK until I said it was the result of an accident
> at which point they said that they don't cover that.

Quite right too. It's a breakdown service not an accident service. Your car
insurance
probably covers recovery of a shunted vehicle.

TonyB
puffernutter - 15 Jan 2008 18:41 GMT
>>>>> Policy cancelled, refund claimed, AA joined.
>>>> Which is fine unless you have an accident that immobilises the
[quoted text clipped - 16 lines]
>
> TonyB

Well I was broken down and it wasn't my fault.  Where's the difference
between a car not moving because (for example) the engine has seized and
a car not moving because of an accident?

Cheers

Peter
puffernutter - 15 Jan 2008 18:53 GMT
>>>>>> Policy cancelled, refund claimed, AA joined.
>>>>> Which is fine unless you have an accident that immobilises the
[quoted text clipped - 24 lines]
>
> Peter

I know, bad form to reply to your own posts, but interestingly now I've
read the T&C's for Green Flag, they WILL recover following an accident,
they'll just charge you for it - which is fine.  But that is not what I
was told (or offered) when I phoned them up after the shunt.

Cheers

Peter
Tim Jones - 16 Jan 2008 12:05 GMT
>>>>>> Policy cancelled, refund claimed, AA joined.
>>>>> Which is fine unless you have an accident that immobilises the
[quoted text clipped - 20 lines]
>between a car not moving because (for example) the engine has seized and
>a car not moving because of an accident?

I'd guess at higher membership fees if they get involved in recovering
vehicles after accidents!
Austin Shackles - 16 Jan 2008 14:16 GMT
>>>>>>> Policy cancelled, refund claimed, AA joined.
>>>>>> Which is fine unless you have an accident that immobilises the
[quoted text clipped - 23 lines]
>I'd guess at higher membership fees if they get involved in recovering
>vehicles after accidents!

I think the AA have a fair point - they will recover you but will charge. If
there's an insurance claim involved, then recovering that becomes part of
the claim.

As for the off-road thing... in the case of a cambelt, it can break anywhere
and any time, if you're unlucky.  Provided they don't have to recover it
from an off-tarmac site, I can't see how they can legitimately refuse.  If
you tow it to the roadside and then call them, how can they tell what you've
been doing?
Signature

Austin Shackles.  www.ddol-las.net  my opinions are just that
Travel The Galaxy!  Meet Fascinating Life Forms...
------------------------------------------------\  
  >>  http://www.schlockmercenary.com/  <<      \  ...and Kill them.
a webcartoon by Howard Tayler; I like it, maybe you will too!

Tim Jones - 16 Jan 2008 15:00 GMT
>>>>>>>> Policy cancelled, refund claimed, AA joined.
>>>>>>> Which is fine unless you have an accident that immobilises the
[quoted text clipped - 27 lines]
>there's an insurance claim involved, then recovering that becomes part of
>the claim.

As long as your insurance don't start asking tricky questions about
why you didn't phone their helpline to arrange recovery.  Decent
policies will include a helpline and recovery service, so it's
probably best and simpler to use this. It may even be the same vehicle
and driver that recover you, but it'll be simpler if it's done by an
agent of your insurers at their pre-agreed rate.
SimonJ - 20 Jan 2008 10:31 GMT
> Well I was broken down and it wasn't my fault.  Where's the difference
> between a car not moving because (for example) the engine has seized and a
> car not moving because of an accident?

Breakdown cover for breakdowns, Insurance cover for accidents, seems pretty
straightforward to me!
GbH - 20 Jan 2008 11:43 GMT
>> Well I was broken down and it wasn't my fault.  Where's the
>> difference between a car not moving because (for example) the engine
>> has seized and a car not moving because of an accident?
>>
> Breakdown cover for breakdowns, Insurance cover for accidents, seems
> pretty straightforward to me!

Shirly, that'd be either Insurance cover for insurance or Accident cover
for accidents, no?
Maybe not so straightforward?

Signature

Wisdom and experience come with age, they say, but I wish I could
remember the darn question

hugh - 17 Jan 2008 12:00 GMT
>>>> Policy cancelled, refund claimed, AA joined.
>>> Which is fine unless you have an accident that immobilises the
[quoted text clipped - 12 lines]
>
>Peter

Breakdown cover is for breakdowns and an accident is not a breakdown so
check the small print and also check your insurance cover.
Signature

hugh
Reply to address is valid at the time of posting

Smurf - 20 Jan 2008 12:21 GMT
>>>> Policy cancelled, refund claimed, AA joined.
>>> Which is fine unless you have an accident that immobilises the vehicle
[quoted text clipped - 13 lines]
>
> Peter

August last year I ran my 206 into the back of an MR2, ( was a bit of a
mess*)

Rang Green Flag , explained what had happened, told them where I was , 25
mins later were on the back of a lorry and on our way home , no problems at
all.

A few years ago on a green laning trip, got up one morning, (camped half way
up a byway in Wales) to find a flat battery on the rangerover, rang the AA
sure enough out they came , was well funny watching an AA van tooling up a
byway with the beacons flashing , but again no probs they just did it

sounds to me like the RAC are out of order

...........................Smurf
Ian Rawlings - 20 Jan 2008 12:48 GMT
> A few years ago on a green laning trip, got up one morning, (camped half way
> up a byway in Wales) to find a flat battery on the rangerover, rang the AA
> sure enough out they came , was well funny watching an AA van tooling up a
> byway with the beacons flashing , but again no probs they just did it

That might be a different situation though because a byway is part of
the road network so depending on whether you take the proper
definition or the "common sense" definition, isn't off-road.  How each
organisation would deal with it could come down to the whims of the
person on the phone!  It's not nice having someone in a call centre
making decisions, they're not usually up to it, or they'd not be
working in a call centre ;-)

Signature

Blast off and strike the evil Bydo empire!

Rich B - 20 Jan 2008 13:45 GMT
Ian Rawlings typed:

> It's not nice having someone in a call centre
> making decisions, they're not usually up to it, or they'd not be
> working in a call centre ;-)

Ding - not fair.  I've worked in call centres for the last 8 years until my
recent change of job, and there are some bloody good, helpful and
knowledgeable people working in them.  Don't forget that in some areas a
call centre is the only large local employer and a lot of people don't have
the luxury of working in a more fulfilling environment.  I know that call
centres can be a crap experience (for customers AND call centre staff), but
that's not the fault of the people who have to work there.

Signature

Rich B

Take out the obvious to email me.

A life?  Cool - where can I download one of those?

Ian Rawlings - 20 Jan 2008 14:13 GMT
> Ding - not fair.  I've worked in call centres for the last 8 years until my
> recent change of job, and there are some bloody good, helpful and
> knowledgeable people working in them.

Yes, the cleaners ;-)

I've not come across anyone clever or helpful in a call centre, I've
not worked in one but I've worked behind the scenes on a few stints
and the atmosphere at the ones I was at was a real orwellian
nightmare, you'd have to be daft or desperate to work there.

> that's not the fault of the people who have to work there.

Never said it was, just tarring them all with the "daft" brush, giving
them decision-making powers isn't a wise move, thankfully whenever
they've done something dumb I've been able to move up the chain to get
to someone with some wits.

Signature

Blast off and strike the evil Bydo empire!

Rich B - 20 Jan 2008 14:31 GMT
Ian Rawlings typed:

>> Ding - not fair.  I've worked in call centres for the last 8 years
>> until my recent change of job, and there are some bloody good,
[quoted text clipped - 4 lines]
> I've not come across anyone clever or helpful in a call centre, I've
> not worked in one

And I have, which perhaps makes my observations slightly more valid.

> but I've worked behind the scenes on a few stints
> and the atmosphere at the ones I was at was a real orwellian
> nightmare, you'd have to be daft or desperate to work there.

As I said, some people don't have the choice.

>> that's not the fault of the people who have to work there.
>
> Never said it was, just tarring them all with the "daft" brush, giving
> them decision-making powers isn't a wise move,

Funny how most people's criticism of call centre staff is that they *aren't*
given the power to make meaningful decisions.

> thankfully whenever
> they've done something dumb I've been able to move up the chain to get
> to someone with some wits.

Call centres are one of the plagues of modern society, where businesses hide
behind an impenetrable mass of technology and procedure to avoid being
really accountable to their customers.  In a truly free labour market, very
few people would choose to work in one.  Some call centre staff are
knowledgeable, helpful and have the customer's interest at heart.  These
three statements are not mutually exclusive.

Signature

Rich B

Take out the obvious to email me.

A life?  Cool - where can I download one of those?

hugh - 20 Jan 2008 19:12 GMT
>> Ding - not fair.  I've worked in call centres for the last 8 years until my
>> recent change of job, and there are some bloody good, helpful and
[quoted text clipped - 13 lines]
>they've done something dumb I've been able to move up the chain to get
>to someone with some wits.

But surely the problem is they're not allowed to make decisions - only
to read off a script.
Signature

hugh
Reply to address is valid at the time of posting

Ian Rawlings - 20 Jan 2008 20:04 GMT
> But surely the problem is they're not allowed to make decisions - only
> to read off a script.

To me that's a blessing, given the hassle I have in getting some of
them to grasp what it is I'm trying to do in the first place.  An
example is my ISP, there's a problem with their radius server that
keeps on occuring every now and again that stops my connection coming
up, so every few months my connection goes down and someone has to go
along and reboot the radius server (they're too lazy to fix it).  The
call centre monkeys can't grasp any of that and try and go through the
script, so you just throw a few googlies at them so they can't cope
and you go through to second line.  Mentioning that I'm running linux
to the first-line lot is a total no-no.

The problem basically is that they're paid peanuts and a result are
monkeys, when I was on tech support back in the late 1990s I was paid
£40,000 which was a lot back then, but I did develop the services I
was being paid to support.  We didn't deal with the public, we dealt
with companies like Guinness and Lloyds TSB, so we charged a lot of
money and they had to get what they were paying for -- proper support.

In today's market for consumer goods the equipment is frequently
complicated so there are a lot of people needing help, but to keep the
costs down the call centres are staffed with cheap people who
basically don't know what they are doing because those who do know
wouldn't do the job for the wages.  Eventually that happened with my
market too and a first and second line of support was developed, the
first line thought they knew what they were doing but in reality they
were clueless and drove us up the wall with their ham-fisted attempts
to do more than they could, and if I'd stayed there we'd have given
them scripts to follow and hired people who knew their place.

Signature

Blast off and strike the evil Bydo empire!

Dave Liquorice - 15 Jan 2008 18:35 GMT
>>> Policy cancelled, refund claimed, AA joined.
>>
>> Which is fine unless you have an accident that immobilises the vehicle
>> in which case the AA wont collect you.
>
> You can not be serious, are you ?

Half right, they will recover you but you have to pay:

General Terms & Conditions Clasue 1 n.

http://www.theaa.com/services/breakdowncover/breakdown_terms_conditions.ht
ml#generalterms

n) in the event that You require vehicle recovery following an accident,
the AA can, if You require, provide this for You but will not be
responsible for meeting the costs involved. If the AA does agree to
provide recovery in these circumstances You will be responsible for, and
required to pay, the AA's charges for this service (including, but not
limited to, any charges relating to any specialist equipment used). In the
event that, following an accident, You require one of the additional
services available under Relay Plus (and You have the relevant cover), the
AA can arrange this for You but will not be responsible for any costs
involved. You will, therefore, be required to pay on request any
applicable charges. In regard to all matters referred to in this clause,
You must give the AA, on request, any relevant information it reasonably
requests. Please note that, following a road traffic accident, or
otherwise, it is and remains Your responsibility to ensure that You
properly comply with any requirements of Your motor insurer in making a
claim under Your motor insurance policy;

Bastards, when did they change that? I've had the AA pick me up with a
broken car in the past. Mind you we are talking maybe 20 years ago...

Signature

Cheers                                              new5pam@howhill.com
Dave.                                             pam is missing e-mail

Larry - 15 Jan 2008 22:19 GMT
My Insurance policy covers breakdown via Axa Assistance UK and I have
absolutely no idea what there terms are.

Signature

Larry

Series 3 Rust and Holes

>> Policy cancelled, refund claimed, AA joined.
>
[quoted text clipped - 4 lines]
>
> John
Dieseldes - 15 Jan 2008 23:37 GMT
>> Policy cancelled, refund claimed, AA joined.
>
> Which is fine unless you have an accident that immobilises the vehicle in
> which case the AA wont collect you.
>
> Brittania Rescue, YKIMS

I would agree with that, though they have also been taken over by  an
insurance company (London  & Victoria IIRC) so we will see if that changes
anything...

Having worked for a breakdown company for the last 15yrs or so I wouldn't
advise anyone to go to the two 'largest' I have seen how they treat their
'members'!

Also not all Greenflag Memberships are the same, it depends what insurance
company are underwriting the policy, some are good, and some quibble for
every job!  Remember although they are owned by Direct Line they act as an
intermediary for other insurance companies. And underwriters such as the
Caravan Club who do bend over backwards to help!

Recovery after an accident is an interesting one, some policies will recover
you home half way across the UK, some (AA RAC) and others will only recover
you to a local garage, and then they send you the bill assuming you will
then be claiming back of your insurance!!

Read the small print, you may be surprised what you get (or don't)

Des
Lee_D - 15 Jan 2008 17:15 GMT
Geoff <grt@anoraks.uk.DELETE.net> uttered summat worrerz funny about:
> Seems if you have used your vehicle off road they will refuse
> recovery irrespective of what broke and how it broke.
[quoted text clipped - 34 lines]
>
> Policy cancelled, refund claimed, AA joined.

There is an alternative to the AA / RAC and far cheaper too.

http://www.moneysavingexpert.com/insurance/roadside-recovery

I've posted this in the past but as I'm minted with standard vehicles I
currently sit with the AA.

I shall of course lie my pants off (a little white / muddy one) if I break
down off road and get towed anywhere.. LOL!

Lee D
me2@privacy.net - 15 Jan 2008 19:28 GMT
>Seems if you have used your vehicle off road they will refuse
>recovery irrespective of what broke and how it broke.
[quoted text clipped - 31 lines]
>
>Policy cancelled, refund claimed, AA joined.

Geoff,

I would ask the RAC where in there t&c's it states that they will not
recover a vehicle that has broken down on the highway that has been
off roading. The only clause that I could find is:

Significant Exclusions and Limitations

– Assistance is not available for vehicles that have broken down as a
result of participation in motor sport activities taking place off
road and/or not subject to normal rules of the road, nor vehicles
used for hire or reward. See page 20 of the Terms of Membership for
further details of this exclusion.

Then on page 20:

General Exclusions

– Vehicles which have broken down as a result of taking part in any
motor sport event (including, without limitations rallies or stock car
racing) which takes place off the road and/or is not subject
to the normal rules of the road.

But in the same section it does state:

– Vehicles which have broken down anywhere other than on a public
highway, or other road or area to which the public have right of
access.

The last clause would indicate if you are off roading in an area that
has public access then you are covered for breakdown.

Link to t&c's:

https://www.rac.co.uk/web/breakdowncover/uk/terms_and_conditions.pdf

regards

nemo2
Rich B - 15 Jan 2008 20:07 GMT
me2@privacy.net typed:

> I would ask the RAC where in there t&c's it states that they will not
> recover a vehicle that has broken down on the highway that has been
[quoted text clipped - 7 lines]
> used for hire or reward. See page 20 of the Terms of Membership for
> further details of this exclusion.

Key word - sport.  If you have been for a gentle bimble up a green lane,
that isn't a "sport" in most people's definition of the word.  The examples
they give (below) suggest some form of competition.  It is surely up to them
to prove what you were doing was a sport rather than a short cut up a legal
right of way, for example.  I can see why they have this exclusion, but it
seems to be very badly defined.

Also, if the vehicle is muddy, but you've broken down on the road, who is to
say you didn't get it muddy three weeks ago?  Or is the offroad exclusion
without limit of time, i.e. the vehicle is excluded if it has ever been off
the road. In which case, most LRs are going to be excluded, strictly
speaking.

> General Exclusions
>
> - Vehicles which have broken down as a result of taking part in any
> motor sport event (including, without limitations rallies or stock car
> racing) which takes place off the road and/or is not subject
> to the normal rules of the road.

Signature

Rich B

Take out the obvious to email me.

A life?  Cool - where can I download one of those?

Si K - 15 Jan 2008 20:56 GMT
> me2@privacy.net typed:
>
[quoted text clipped - 29 lines]
>> racing) which takes place off the road and/or is not subject
>> to the normal rules of the road.

or just get a couple of horse headcollars in the boot, and when  
questioned, you can say "yes I was just doing the horses...."

Signature

Si K

http://www.kentmassive.com - virtual pub for 4x4 and horse types
http://www.kmengineering.org - vehicle servicing in Kent

skinty - 16 Jan 2008 04:24 GMT
Hi Boys & Girls

I Had the same trouble I was Towing my horse box
& the Power steering belt broke on my 200 disco theRAC
guy tried to flog me off all I needed was the spanners

Regards

Skinty

>> me2@privacy.net typed:
>>
[quoted text clipped - 32 lines]
> or just get a couple of horse headcollars in the boot, and when
> questioned, you can say "yes I was just doing the horses...."
Geoff - 16 Jan 2008 09:13 GMT
> > - Assistance is not available for vehicles that have broken down as a
> > result of participation in motor sport activities taking place off
> > road and/or not subject to normal rules of the road, nor vehicles
> > used for hire or reward. See page 20 of the Terms of Membership for
> > further details of this exclusion.

This is what I was told by "Customer Services"

> Also, if the vehicle is muddy, but you've broken down on the road, who is to
> say you didn't get it muddy three weeks ago?  Or is the offroad exclusion
> without limit of time, i.e. the vehicle is excluded if it has ever been off
> the road. In which case, most LRs are going to be excluded, strictly
> speaking.

Their answer to that was I was in a area well known for people breaking
things offroad and calling the RAC, the fact it was a cam belt and it
snapped on road seems to make no difference.

Signature

Cheers, Geoff.
www.anoraks.uk.net

nemo2 - 16 Jan 2008 19:09 GMT
>> > snipped
>Their answer to that was I was in a area well known for people breaking
>things offroad and calling the RAC, the fact it was a cam belt and it
>snapped on road seems to make no difference.
Geoff,

I'm not a lawyer but acording to the RAC t&c's providing you were not
taking part in a motor sport, you are covered even if you were off
road providing that it's open to the public:

– Vehicles which have broken down anywhere other than on a public
highway, or other road or area to which the public have right of
access.

regards

nemo2
hugh - 17 Jan 2008 12:09 GMT
>>Seems if you have used your vehicle off road they will refuse
>>recovery irrespective of what broke and how it broke.
[quoted text clipped - 63 lines]
>The last clause would indicate if you are off roading in an area that
>has public access then you are covered for breakdown.

That would definitely seem to include a green lane.

Not sure about a pay and play site on private land. Does that come under
the heading of public right of access? ( Doesn't even include the word
"Vehicular" so as long as their is a public footpath nearby......??
Signature

hugh
Reply to address is valid at the time of posting

Mark Solesbury - 16 Jan 2008 17:31 GMT
> Seems if you have used your vehicle off road they will refuse
> recovery irrespective of what broke and how it broke.
[quoted text clipped - 31 lines]
>
> Policy cancelled, refund claimed, AA joined.

I had a long conversation whilst bored in the car today with a man from
the RAC customer services.

He assures me that any vehicle is covered, as long as it complies with
the following rules.

Is under 18foot long
Is less than a specified weight that i cannot remember
Is not sign written
Is not used for business (on my policy)
Is not used for competition use

A patrol man will be sent if the vehicle is stuck on any place that has
public access. I strongly mentioned off road situation, but he
confidently said the as long as it is plublic access, there will not be
a problem.

I asked if the conversation was recorded, and he said yes.

I also asked for it in writing - He said not a problem, something would
be in the post.

I shall wait and see...................

Signature

Mark
1996 90 300tdi
1987 RR V8 EFI
2007 Golf GT

http://www.mozilla.com/firefox/ - Firefox Rules!
http://fireftp.mozdev.org/ - FTP Plugin for Firefox
http://ietab.mozdev.org/ - IE tab. Get Windows updates in Firefox

Ian Rawlings - 16 Jan 2008 17:38 GMT
> I also asked for it in writing - He said not a problem, something would
> be in the post.
>
> I shall wait and see...................

Yes, do let us know, I intend to give them a prod and see what they
say too, after Geoff's experience.

Signature

Blast off and strike the evil Bydo empire!

Richard - 16 Jan 2008 19:51 GMT
>> I also asked for it in writing - He said not a problem, something would
>> be in the post.
[quoted text clipped - 3 lines]
> Yes, do let us know, I intend to give them a prod and see what they
> say too, after Geoff's experience.

I was a member of the All Wheel Drive Club many years ago solely because
it had arranged special cover with RAC for off road activities.  At the
time I quized the RAC about the extent and reality of the cover and was
told, IIRC, that anywhere I could get to, and break down at, they would
recover me from without difficulty.

HTH

Richard
Howie - 17 Jan 2008 08:34 GMT
On a related note..

I broke down on a French motorway a couple of years ago. I had
the (hugely expensive) RAC cover for EU countries.

When I called them, they told me that the cover didn't include
recovery from a motorway as the gendarmes are in charge there. I
would have to pay for recovery off the motorway and then call
them. At that point, they would send a recovery truck. If I
couldn't resume my journey, they would tow my vehicle to the
nearest garage, hire a car (basic: Ford Ka - size) for me to
drive to the ferry port, tell me to leave the car there, carry
all my belongings onto the ferry as a foot passenger, carry them
off again on the UK side, hire me a car in the UK, and get me
home.
My vehicle would then be 'repatriated' within 4 weeks of the
repair being finished.

I was in a transit van, - full of personal belongings and the
usual alcohol stash, etc. Luckily, it was a snapped fan-belt and
I was able to limp-off at the next junction and a local peugeot
garage let me try-out a few from his stock until I found one that
fitted.
God knows what I would have done if I hadn't been able to solve
it myself.
Geoff - 17 Jan 2008 09:29 GMT
In article <5v6tc1F1ki5tcU1@mid.individual.net>,
Mark Solesbury
<marksolesbury@asearchenginethatnowdoeseverythingmail.com> wrote:

> I had a long conversation whilst bored in the car today with a man from
> the RAC customer services.
[quoted text clipped - 3 lines]
>
> Is under 18foot long

Check.

> Is less than a specified weight that i cannot remember

?

> Is not sign written

It is sign written.

> Is not used for business (on my policy)

Check.

> Is not used for competition use

Can be used for competition, tho in this cas it was not.

> I shall wait and see...................

I am still in negotiation with them and report back when the matter is
resolved.

Signature

Cheers, Geoff.
www.anoraks.uk.net

Craig - 17 Jan 2008 10:41 GMT
>> Seems if you have used your vehicle off road they will refuse recovery
>> irrespective of what broke and how it broke.
[quoted text clipped - 53 lines]
>
> I shall wait and see...................

You poor buggers....
How can they turn such a simple request for a tow into such a bloody
nightmare?
Thank God that the RACQ here in Oz isn't tied up in that much red
tape... yet.

I was off-roading to circumvent a toll-road a short time ago and got
myself bogged to the eyeballs after slipping into a creek. Quick call
and the flatbed was on the way - nearly got himself bogged lining up the
winch and hauled me out - cost me $120, but he was such a nice bloke
about it and it was totally my fault anyway.

- Craig.

Signature

Posted via a free Usenet account from http://www.teranews.com

Larry - 18 Jan 2008 18:53 GMT
When I skidded into a hedge and got thouroughly embedded couple of
Christmases back, the RAC said that if the recovery involved any lifting I
would have to pay.

In the event the recovery did involve lifting, but it was a really pleasant
guy from the local garage who was contracted, who was called out, and I did
not have to pay.

Had to pay for the hedge to be replanted mind :(

Signature

Larry

Series 3 Rust and Holes

> I had a long conversation whilst bored in the car today with a man from
> the RAC customer services.
[quoted text clipped - 18 lines]
>
> I shall wait and see...................
Geoff - 28 Jan 2008 10:11 GMT
> Seems if you have used your vehicle off road they will refuse
> recovery irrespective of what broke and how it broke.

As a postscript to this, got a cheque in the post this morning for £100,
no comments on the points in my letter or any form of apology.

Signature

Cheers, Geoff.
www.anoraks.uk.net

 
Sign In
Join
My Latest Posts
My Monitored Threads
My Blog
My Photo Gallery
My Profile
My Homepage

Start New Thread
Enable EMail Alerts
Rate this Thread



©2008 Advenet LLC   Privacy Policy - Terms of Use
This website includes both content owned or controlled by Advenet as well as content owned or controlled by third parties.