mazda mx5

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emmahan - 08 Aug 2005 16:54 GMT

advice please for a warranty query stone hit rad causing overheat loss of
compression in engine blown head gasket water in 2/3 cylinders maybe needs
new engine. car 04 1yr old 6000 miles help insurance comp will only pay 4
new rad not additional damage warranty wont pay anything. is this right?

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Lanny Chambers - 08 Aug 2005 18:03 GMT

In article
<09d6ec88b1bfbdc21d067a037b21fb46@localhost.talkaboutautos.com>,

> advice please for a warranty query stone hit rad causing overheat loss of
> compression in engine blown head gasket water in 2/3 cylinders maybe needs
> new engine. car 04 1yr old 6000 miles help insurance comp will only pay 4
> new rad not additional damage warranty wont pay anything. is this right?

It's not a warranty issue. Unless you were negligent, your insurance
should cover everything. However, if you knew about the radiator damage
and continued to drive anyway until the engine died, you'll have to pay
for your own mistake.

---
Lanny Chambers
'94C, St. Louis
http://www.hummingbirds.net/alignment.html

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emmahan - 08 Aug 2005 20:21 GMT

tanxs lanny
did not know of damage to radiator. i was travelling 8 miles in of a 10
mile journey engine warning light came on in a 40 mph zone so not goin too
fast. continued further 2 miles to garage. noticed temp had gone up turned
off engine and left car to cool down. when topping up coolant system it
only took 1 litre of water to fill to sufficient level then noticed as it
started to come out of rad through open grille at front of car.ins comp
have said that a tiny hole in rad could not have caused that much damage.
thoughts please

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Leon van Dommelen - 09 Aug 2005 00:47 GMT

>advice please for a warranty query stone hit rad causing overheat loss of
>compression in engine blown head gasket water in 2/3 cylinders maybe needs
>new engine. car 04 1yr old 6000 miles help insurance comp will only pay 4
>new rad not additional damage warranty wont pay anything. is this right?

Seems so. According to your other post, you continued driving with a warning
light on. That makes the damage to the engine due to your negligence. However,
the damage to the radiator occurred before the light, so you are not
responsible for that, and your all-risk should pay for a new radiator.

You could try to argue that Mazda should have provided a protective shield
in front of the radiator, but even if successful, that again would only make
Mazda responsible for the radiator.

Leon

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Leon van Dommelen :) Bozo, the White 96 Sebring Miata .)
rammm@dommelen.net http://www.dommelen.net/miata
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