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Car Forum / MINI / August 2003Advice/quote needed
I hope someone can help. I have a K-reg mini city which someone drove into the side of last week. The guy gave me his number and car reg but said he didn't want to involve his insurance company (probably doesn't have it) He said he didn't see me cos my car was 'too small'. The damage is just to the passenger door- a big dent the size of a volvo. He said he'd pay for it to be fixed so I've got a quote from my local repair man who said he could do new 'skin' and spray for about ?300 or get me a door from a scrap yard and spray it for about ?200 (including the door). Now this bloke says its extortionate and won't pay more than ?150. he said 'it's only a mini' Is there anyone out there who can advise me whether or not this is a good price or where to go to from here? I could threaten the guy with the police but what will happen then? Ultimately I just want my poor little mini fixed. Claire i would get the cops involved. my opinion anyway. he prob dont have insurance that's why. I know i would if my snoopy gets touched :o) Are you prepared to get your insurance company involved, if you are contact them, get them to contact the bloke who hit you, claim against him, he has already admitted responsibility. Jono -- Barspeed Mini`s - Devoted to the Classic Mini "Persisto Transverbero Adversum" Email - barspeed@hotmail.com The Rover Mini Se7en Register - http://www.geocities.com/minise7en2001/ Barspeed Mini`s - http://www.barspeed.co.uk/ Barspeed Mini`s Group - http://groups.yahoo.com/group/barspeed Barspeed Classic Cars - http://www.geocities.com/barspeed3 If you have received this email in error please click below. http://www.nobodyhere.com/justme/nose.php3 > I hope someone can help. I have a K-reg mini city which someone drove into > the side of last week. The guy gave me his number and car reg but said he [quoted text clipped - 15 lines] > > Claire Get his insurance involved and you will get a new door and a new spray job. Tell him to shove it if that is his attitude. The Muffin Man > I hope someone can help. I have a K-reg mini city which someone drove into > the side of last week. The guy gave me his number and car reg but said he [quoted text clipped - 15 lines] > > Claire I agree with other posts, being too small, what a load of bulls**t, what if it was a mother pushing a pram, he would prob have said I killed the baby because your pram was too small, the first mistake you made was not to phone the police, he wants to give you ?150, a whiplash claim alone these days is worth ?2000, seriously, everyone does it, its always worth getting as many witnesses as poss to, go to the police now & tell them you where unsure of the rules at the time & the Volvo drive gave you his name & address then left refusing to wait for them, you did not phone the police because you where in shock, even a week later its still not to late to go & see a doctor with the severe pain you have in your neck & shoulder, don't say "well threes nothing wrong with me & it would be dishonest", its part & parcell of thing these days, someone else would do it to you, get even, bad drivers need taking to the cleaners, Steve. PS Get Well Soon, :-) > I hope someone can help. I have a K-reg mini city which someone drove into > the side of last week. The guy gave me his number and car reg but said he [quoted text clipped - 15 lines] > > Claire > don't say "well > threes nothing wrong with me & it would be dishonest", its part & parcell of > thing these days, someone else would do it to you, get even, bad drivers > need taking to the cleaners, This is one of the most disgusting things I have heard in ages. The UK used to be a fairly decent place, but the whole civil-legal system the US employs seems to be seeping into the grain of the population. And with it, the UK is losing its fabric as a country known for being filled with justice-minded and fair people. I lived in the US for a while, but would never go back, for that reason: People pitching lawsuit east and west. Please, dude, if you weren't hurt in the accident, don't fake it. It just ain't worth the hassle, and you really don't want to go through that kind of sh.t. HJ  SignaturePhotography and Digital Arts www.photocritic.org tell the Volvo driving prick there is know such thing "as only a Mini"!!!!! ask him how many cherished old Volvo's do you seeing being driven....and then tell him you are taking it to your insurance company and let him deal with them ! > I hope someone can help. I have a K-reg mini city which someone drove into > the side of last week. The guy gave me his number and car reg but said he [quoted text clipped - 15 lines] > > Claire I made the mistake of letting a BMW (!!!) driver off when he was the cause of an accident I had. I was driving toward BMW GB at the time funny enough on my way to work, i was approching a nasty right hand hair pin bend on a country road, this bend had a junction on it on the left, as i was slowing down to take the right hand bend the BMW pulled out right in front of me, the mini's brakes werent brilliant and because it was damp were not up to it, they locked and the car ended clipping the back of the BMW and finished up in a ditch. The BMW shot off, I got out with a sore arm as i was wearing static belts. People stopped and helped push the Mini out of the ditch, the car only had a minor ding on the wing and a slightly dented wheel rim. Minutes later, the BMW driver, knowing he had done wrong came back as I was getting back in the Mini, I told him to EF off and didnt want him anywhere near me, in hindsight I should of thrown the book at him, after all, I had plenty of witnesses that saw what happened and him return to the scene ackwoledging his error. Jono -- Barspeed Mini`s - Devoted to the Classic Mini "Persisto Transverbero Adversum" Email - barspeed@hotmail.com The Rover Mini Se7en Register - http://www.geocities.com/minise7en2001/ Barspeed Mini`s - http://www.barspeed.co.uk/ Barspeed Mini`s Group - http://groups.yahoo.com/group/barspeed Barspeed Classic Cars - http://www.geocities.com/barspeed3 If you have received this email in error please click below. http://www.nobodyhere.com/justme/nose.php3 > tell the Volvo driving prick there is know such thing "as only a Mini"!!!!! > ask him how many cherished old Volvo's do you seeing being driven....and [quoted text clipped - 25 lines] > > > > Claire > Now this bloke says its extortionate and won't pay more than £150. If he doesn't like the quotes then he can have his own insurance company handle the claim. > he said 'it's only a mini' It doesn't matter if it's only a bicycle. He ran into it and he's liable for the cost of restoring it to it's previous condition. > Is there anyone out there who can advise me whether or not this is > a good price It's not your problem whether it is a good price. It's his problem. > or where to go to from here? Do you have insurance? If not then you'll have to go through the whole rigmarole of a letter of demand, and possibly eventually lawyers. > I could threaten the guy with the police but what will happen then? Nothing. The police won't be interested. It's a civil matter not a criminal matter. > Ultimately I just want my poor little mini fixed. And he knows you're young and easily pushed around. What I would do at this stage is either hand it all over to your insurance company to sort out, or have a lawyer write a "letter of demand" and send it to him. Strike early with a lawyer's letter and he will take you seriously. graham maybe the police in sunny old englande may actully get of there arse's and do stuff about sh.t like this unlike the useless basterd we have here in ausstralia makka > > Now this bloke says its extortionate and won't pay more than ?150. > [quoted text clipped - 31 lines] > demand" and send it to him. Strike early with a lawyer's letter and he > will take you seriously. > graham maybe the police in sunny old englande may actully get of > there arse's and do stuff about sh.t like this unlike the useless > basterd we have here in ausstralia Why would they? I say again - it's a civil matter, not a criminal matter. Or don't you understand the difference? >> graham maybe the police in sunny old englande may actully get of >> there arse's and do stuff about sh.t like this unlike the useless [quoted text clipped - 5 lines] > >Or don't you understand the difference? Graham, As I understand it, not giving your details and having a dispute over who pays what for accident damage is indeed a civil matter. However, driving without insurance is a criminal offence and the police are obliged to investigate if it is suspected that a driver is not insured. I have some knowledge of this, having been a special constable for the last 10 years. The police here in the UK thoroughly enjoy victimising motorists by issuing fixed penalty speeding tickets and we love that chap from Holland who invented the Gatso camera. It gives us a good excuse not to be out catching real criminals:-) Regards Alan I think that it is more likely he is just trying to protect his no claims bonus. The Muffin Man > >> graham maybe the police in sunny old englande may actully get of > >> there arse's and do stuff about sh.t like this unlike the useless [quoted text clipped - 26 lines] > > Alan > > However, driving without insurance is a criminal offence and the > > police are obliged to investigate if it is suspected that a driver > > is not insured. > I think that it is more likely he is just trying to protect his no > claims bonus. In the context of Alan's comments, that the guy almost certainly does have insurance, this makes sense. In Australia, being "difficult" about a claim is typically an indication that you're dealing with an uninsured driver and if they don;t want to pay up then you will most likely have to take them to court. And Alan was sitting next to Elvis in the spaceship, which I thought was kinda strange, but then they turned to me and said: > The police here in the UK thoroughly enjoy victimising motorists by > issuing fixed penalty speeding tickets and we love that chap from > Holland who invented the Gatso camera. It gives us a good excuse not > to be out catching real criminals:-) There aren't many Gatsos around this neck of the woods that remain fully operational for very long. (last year they made the mistake of issuing a ticket to the captain of the local paintball club...) Signature(-AD-) <uniqueid 'at' lineone.net> http://website.lineone.net/~uniqueid/ I believe you're in the wrong place, my friend.. Also get the repairs done at the best body shop you can find. Ask your local Mini Club to point you in the right direction and get it done properly and don't use any insurance recommended repairers as they don't do a good job, yes they may give you a courtesy car and save you the hassle of taking the car there and fetching it back but the finished work won't be good trust me. Take him all the way mate. Taffy > And Alan was sitting next to Elvis in the spaceship, which I thought was > kinda strange, but then they turned to me and said: [quoted text clipped - 9 lines] > (last year they made the mistake of issuing a ticket to the captain of the > local paintball club...) I used to deliver parts to Direct Line Insurance Body works in Middlesex, from what we used to sell to them and repeatedly aswell, I would say that most national repairers are awful! Stick to recommendations from friends and people in the know. Jono -- Barspeed Mini`s - Devoted to the Classic Mini "Persisto Transverbero Adversum" Email - barspeed@hotmail.com The Rover Mini Se7en Register - http://www.geocities.com/minise7en2001/ Barspeed Mini`s - http://www.barspeed.co.uk/ Barspeed Mini`s Group - http://groups.yahoo.com/group/barspeed Barspeed Classic Cars - http://www.geocities.com/barspeed3 If you have received this email in error please click below. http://www.nobodyhere.com/justme/nose.php3 > Also get the repairs done at the best body shop you can find. Ask your > local Mini Club to point you in the right direction and get it done properly [quoted text clipped - 25 lines] > > http://website.lineone.net/~uniqueid/ > > I believe you're in the wrong place, my friend.. > Graham, > As I understand it, not giving your details and having a dispute > over who pays what for accident damage is indeed a civil matter. > However, driving without insurance is a criminal offence Ahhh, this is key information which is different in Australia. We're still a third world country where you are allowed to drive a car with no third party property insurance. > and the police are obliged to investigate if it is suspected that > a driver is not insured. Third party personal insurance (injuries to others) is compulsory here and driving without it is viewed very seriously. >I hope someone can help. I have a K-reg mini city which someone drove into >the side of last week. The guy gave me his number and car reg but said he [quoted text clipped - 15 lines] > >Claire Even though the accident is not your fault, the correct procedure is to inform your own insurance company that you have had an accident and that you hold a third party responsible, they will send you a claim form to fill in and will pursue the other driver for payment, either personally or through his/her own insurers. This is a service that you pay for when you buy your insurance. A lot of companies such as Churchill and Tesco , Egg insure etc will arrange for your car to be fixed at an approved body repair centre before they have recovered payment from the third party and will not charge you a penny. You will not lose your no claims by doing this. Give your own insurers a call. Don't think you are obliged to sort this out privately, the other guy is not your problem. Of course you could inform him that you will be doing this as you are dissatisfied with his attitude, remind him that he probably has an excess of £150 or so on his insurance policy (if he has one) and that £300 now for a quick end to the matter will cost him a lot less than £150 excess plus reduced no claims bonus for the next 3 years. The Police are a last resort, but this too can be handled by your insurance company. Good Luck Alan |
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