Car Forum / Driving, Maintenance, Tuning / RVs / April 2006
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hardwoodman - 30 Mar 2006 00:25 GMT What would be the best site to look for a travel trailer, used, from an individual not a dealer. Also, if you have any tips on picking youre first (and hopefully last) rv. I am actually newly disabled and have to find something that me and my service animal can actually live in on disability s.s. All help will be greatly appreciated.
Rich - 30 Mar 2006 01:43 GMT >What would be the best site to look for a travel trailer, used, from an >individual not a dealer. Also, if you have any tips on picking youre first >(and hopefully last) rv. I am actually newly disabled and have to find >something that me and my service animal can actually live in on disability >s.s. All help will be greatly appreciated. have you checked the classified ads in your local newspaper? also most new rv dealers also sell used units. personally, i wouldn't buy anything that large over the net. i'd want the seller close by so i could check him/her out as well as take the unit to a mechanic for a once-over before i plunk my money down.
73, rich, n9dko
Will Sill - 30 Mar 2006 02:15 GMT I see where "hardwoodman" <hardwoodman@floor.com> contributed:
>What would be the best site to look for a travel trailer, used, from an >individual not a dealer. Also, if you have any tips on picking youre first >(and hopefully last) rv. I am actually newly disabled and have to find >something that me and my service animal can actually live in on disability >s.s. All help will be greatly appreciated. You don't say whether you plan to travel .... but if not you'll be far better off finding an apartment or "mobile home". As a permanent residence, travel trailers suck.
Will Sill The Curmudgeon of Sill Hill
JerryD(upstateNY) - 31 Mar 2006 00:56 GMT >>>You don't say whether you plan to travel .... but if not you'll be far better off finding an apartment or "mobile home". As a permanent residence, travel trailers suck. Will Sill<<<
Gene - 30 Mar 2006 02:45 GMT >What would be the best site to look for a travel trailer, used, from an >individual not a dealer. Also, if you have any tips on picking youre first >(and hopefully last) rv. I am actually newly disabled and have to find >something that me and my service animal can actually live in on disability >s.s. All help will be greatly appreciated. www.craigslist.com
Jim Hill - 30 Mar 2006 18:22 GMT > What would be the best site to look for a travel trailer, used, from an > individual not a dealer. Also, if you have any tips on picking youre first > (and hopefully last) rv. I am actually newly disabled and have to find > something that me and my service animal can actually live in on disability > s.s. All help will be greatly appreciated. I was in the market for an enclosed utility trailer, and found the best selection in eBay Motors. You can search for items near your home. A word of caution, however. If you decide to buy a trailer with an out of state license, check with your motor vehicle department regarding registration. I live in California, and there was a hefty license fee, about $200, to get California plates.
Good luck! Jim (remove a J from my email address before using)
southwest2 - 30 Mar 2006 21:02 GMT http://www.sunlinerv.com/sec_showroom.cfm?prdctid=6&year=2006 Try this site also Trailer Life Mag. (April) issue had one that is made for ppl with disability. Good Luck in your search adding my 2 cents there is NOTHING wrong with travel trailers. Judy
Will Sill - 30 Mar 2006 23:23 GMT I see where schmader@webtv.net (southwest2) contributed:
> . . . . adding my 2 cents there is NOTHING wrong with >travel trailers. And that remark is in response to what?
Will Sill The Curmudgeon of Sill Hill
southwest2 - 31 Mar 2006 03:07 GMT Will Still...... what I meant is that to that remark was there is nothing wrong w/having one and in a warm climate living in one is fine!!! We have owned 2 motorhomes and one travel trailer and now a fiver for full time on the road. Judy Group: alt.rv Date: Thu, Mar 30, 2006, 10:23pm (MST+7) From: will@epix.enet (Will Sill) I see where schmader@webtv.net (southwest2) contributed: . . . . adding my 2 cents there is NOTHING wrong with travel trailers. And that remark is in response to what? Will Sill The Curmudgeon of Sill Hill
Will Sill - 31 Mar 2006 13:19 GMT I see where another web-tv'er (schmader@webtv.net) Doesn't get it.
FIrst, it wrote:
> . . . . adding my 2 cents there is NOTHING wrong with travel >trailers. Will:
:And that remark is in response to what? Judy:
>Will Still...... what I meant is that to that remark was there is >nothing wrong w/having one and in a warm climate living in one is >fine!!! >We have owned 2 motorhomes and one travel trailer and now a fiver for >full time on the road. The OP asked about living in one - on SS Disability - WITHOUT saying he proposed to travel. As a permanent residence a TT is inferior in almost every respect compared to an apartment or mobile home.
Full time travel is an entirely different story, and doubtful it's posssible in disability SS income.
Will Sill The Curmudgeon of Sill Hill
Figment - 02 Apr 2006 02:47 GMT > I see where another web-tv'er (schmader@webtv.net) Doesn't get it. > [quoted text clipped - 22 lines] > Will Sill > The Curmudgeon of Sill Hill Qualifying for disability means that you can no longer physically do your job. It does not mean that you are total incapacitated and couldn't enjoy RVing. You may have to adapt some things, but for most people who qualify in later years, it is the inability of their body to do physically demanding jobs 8 hours a day.
 Signature Figment
We need more imagination and less reality
Will Sill - 02 Apr 2006 12:39 GMT On its own Special Day, Figment <xiting@cox-internet.com> contributed:
>Qualifying for disability means that you can no longer physically do >your job. It does not mean that you are total incapacitated and >couldn't enjoy RVing. You may have to adapt some things, but for most >people who qualify in later years, it is the inability of their body to >do physically demanding jobs 8 hours a day. It may come as a huge surprise to the terminally naive among us, but full-time rv travel - or even just parking - is not cheap. If the OP expects to travel on SS disability income, he may well be in for a rude shock.
Will Sill The Curmudgeon of Sill Hill
Frank Tabor - 02 Apr 2006 16:34 GMT >On its own Special Day, Figment <xiting@cox-internet.com> contributed: > [quoted text clipped - 11 lines] >Will Sill >The Curmudgeon of Sill Hill And obviously, you have no idea how much disability income is, do you? I'll give you a hint, it's way more than the average Social Security payment is.
 Signature Frank Tabor
JerryD(upstateNY) - 02 Apr 2006 18:42 GMT >>>And obviously, you have no idea how much disability income is, do you? I'll give you a hint, it's way more than the average Social Security payment is...........Frank Tabor<<<
This has nothing to do with Will's post where he said that......IF....... hardwoodman wasn't planning on traveling that a moblie home would be better choice than a TT.
 Signature JerryD(upstateNY)
canoli@sbcglobal.net - 02 Apr 2006 21:30 GMT On Sun, 02 Apr 2006 17:42:16 GMT, "JerryD\(upstateNY\)" <jerry@righthere.com> wrote:
>>>>And obviously, you have no idea how much disability income is, do you? >I'll give you a hint, it's way more than the average Social Security [quoted text clipped - 3 lines] >hardwoodman wasn't planning on traveling that a moblie home would be better >choice than a TT. As a matter of fact, this latest baloney from the SillyOne has nothing to do with his prior post either, and simply illustrates his lack of knowledge concerning disability income.
Not that accurate knowledge ever got in the way of his opinions, you understand.
Canoli
southwest2 - 02 Apr 2006 22:34 GMT Re: online listings Group: alt.rv Date: Sun, Apr 2, 2006, 11:34am (MDT+2) From: ftabor@gmail.com (Frank Tabor) On Sun, 02 Apr 2006 11:39:17 GMT Will Sill <will@epix.enet> wrote in article <todv22paorfkci6fic3gcpfheuhedv3l6j@4ax.com>: On its own Special Day, Figment <xiting@cox-internet.com> contributed: Qualifying for disability means that you can no longer physically do your job. It does not mean that you are total incapacitated and couldn't enjoy RVing. You may have to adapt some things, but for most people who qualify in later years, it is the inability of their body to do physically demanding jobs 8 hours a day. It may come as a huge surprise to the terminally naive among us, but full-time rv travel - or even just parking - is not cheap. If the OP expects to travel on SS disability income, he may well be in for a rude shock. Will Sill The Curmudgeon of Sill Hill And obviously, you have no idea how much disability income is, do you? I'll give you a hint, it's way more than the average Social Security payment is.
 Signature Frank Tabor
This is what I thought upon reading what Will Still thinks. Many ppl have disability income and full time rv or just rv trips. He obviously doesn't get it! I also think he was rude to the person who asked this question. Hummm wonder if he is that way to ppl in person who are disabled?? Judy (who is disabled).
Will Sill - 02 Apr 2006 23:17 GMT I see where schmader@webtv.net (southwest2) contributed:
>And obviously, you have no idea how much disability income is, do you? >I'll give you a hint, it's way more than the average Social Security >payment is. I'm sorry. I seem to have given you the false impression that your opinion matters to me. The OP failed to mention travel plans, and I wanted to warn him that living in a TT was not necessarily a way to save money.
I post to help readers get a grip on reality, and to annoy the snot outa bozos, idjits, morons, and fools. This seems to have been one of those times when I've accomplished both.
Will Sill The Curmudgeon of Sill Hill
Frank Tabor - 03 Apr 2006 00:02 GMT >I see where schmader@webtv.net (southwest2) contributed: > [quoted text clipped - 13 lines] >Will Sill >The Curmudgeon of Sill Hill No Will, you aren't even that important. And obviously you know you were wrong, or you would be trotting out your normal drivel of bullshit you think supports your position. You'd better stick to toilet paper and let the big boys discuss things that they know better about.
 Signature Frank Tabor
Jim Redelfs - 03 Apr 2006 00:17 GMT > I post to help readers get a grip on reality, and to annoy the snot > outa bozos, idjits, morons, and fools. And you do it so WELL! :)
> This seems to have been one > of those times when I've accomplished both. Gotta love it. Then there's the occasion where, to me, it is OBVIOUS that someone from RORT has ventured over or there's a crosspost involved.
I don't even have to look at the header anymore. Da Oz stunk-up the place by coming in here (with his crosspost) with his usual entourage of fellow self-importants. Of course, with their narrow point-of-view and sophomoric "humor", it promptly degenerated into a (obviously in vain) baitfest.
Hey, RORT! Get back on YOUR side of the fence!
 Signature [ducking] JR -- :) JR
RichA - 03 Apr 2006 03:29 GMT >> I post to help readers get a grip on reality, and to annoy the snot >> outa bozos, idjits, morons, and fools. [quoted text clipped - 13 lines] > >Hey, RORT! Get back on YOUR side of the fence! Hi JR, He who stirs the pot should not complain when splashed by burning liquid. He who stirs many pots at once also should not complain when others stir many pots at once and splash some liquid around.
If one does not want to stir many pots at once he should make sure his pot is the only one available to him to stir.
Take care and Happy Campin...
 Signature RichA "We Get Too Soon Olde and Too Late Smart"
Unk - 04 Apr 2006 23:27 GMT >On its own Special Day, Figment <xiting@cox-internet.com> contributed: > [quoted text clipped - 11 lines] >Will Sill >The Curmudgeon of Sill Hill My case-
All per month Mine and wifes SSI $2700 income RV Gas Lodging - 900 from records over 2 yrs and 22000 miles Gas - figured at actual 2.12/gal. RV Maint - 200 pure estimate RV License - 120 going lower yearly Food - 600 high Insurance - 250 est Misc - 200 est Toad gas - 150 est Meds - 300 To drop dramatically in August Hosp ins -2000 SAME, thank God ================== $4420 outgo
When I get on Medicare in August, the insurance and meds costs will drop to under 200-300/month.
That will leave a minimum net of $80 excess. These are estimates and I know there are some hidden expenses I misses. Please point out some. In any event, we can take money from our investment income without hitting the principal (I hope).
Dean
Will Sill - 04 Apr 2006 23:56 GMT I see where Unk <roamer@firstinter.net> contributed, apparently in response to my caution that. . .
>>It may come as a huge surprise to the terminally naive among us, but >>full-time rv travel - or even just parking - is not cheap. If the OP >>expects to travel on SS disability income, he may well be in for a >>rude shock. Unk:
>My case- > [quoted text clipped - 19 lines] >In any event, we can take money from our investment income without >hitting the principal (I hope). I had a little trouble following yer math, Dean. Maybe the New Math is different but it looks like you've supported my POV. I honestly can tell whatb your intent was.
Have I got this right? Income of $2700/mo and outgo of $4420/mo equates to a monthly shortfall of - lessee - ($1720/mo).
Without commenting on the issue of why our SS checks are about $1000 less, nor doing any handwringing about the OP's apparent single status, (and pretty much igoring the potshots of the morons who took exception to me earlier rremarks) my POV remains unchanged:
Full-time living in a TT is not cheap - whether traveling or not. IMO the OP would be wise to consider other plans if he/she hopes to get along entirely on SS disability $$$$ - ESPECIALLY if he hopes to start olut by going in hock to buy one!
Will Sill The Curmudgeon of Sill Hill
Will Sill - 04 Apr 2006 23:59 GMT I see where some careless character named Will Sill <will@epix.enet> contributed:
>I see where Unk <roamer@firstinter.net> contributed, apparently in >response to my caution that. . . [quoted text clipped - 32 lines] >is different but it looks like you've supported my POV. I honestly >can tell whatb your intent was. 'Scuse me. That was supposed to say:
:I had a little trouble following yer math, Dean. Maybe the New Math :is different but it looks like you've supported my POV. I honestly :cannot tell what your intent was.
>Have I got this right? Income of $2700/mo and outgo of $4420/mo >equates to a monthly shortfall of - lessee - ($1720/mo). [quoted text clipped - 11 lines] >Will Sill >The Curmudgeon of Sill Hill Will Sill The Curmudgeon of Sill Hill
Frank Tabor - 05 Apr 2006 01:15 GMT >I see where some careless character named Will Sill <will@epix.enet> >contributed: [quoted text clipped - 59 lines] >Will Sill >The Curmudgeon of Sill Hill He did say that they would have to draw on their investment interest and hopefully not hit the principle.
 Signature Frank Tabor
Dean - 05 Apr 2006 23:39 GMT >I see where Unk <roamer@firstinter.net> contributed, apparently in >response to my caution that. . . [quoted text clipped - 48 lines] >Will Sill >The Curmudgeon of Sill Hill Hi Will,
I guess I was less than clear in my post. The numbers are accurate but please look at the side notes. Yes, the current shortfall is 1720/Mo which is also reflected by our withdrawals from our investments. BUT, I turn 65 in August and will be on Medicare. At that time my health insurance and meds will go from $2300 to something around $200-$300/Mo. I am told Medicare with supplemental is about $250.mo. and my meds on the new medicine insurance will be around $50. I may be all wet on these numbers but I am going by what I have been told.
I cannot speak to anyone's SSI check other than my wife and I but hers is $1354/mo. and mine is $1382.
I completely agree that if one has an RV payment coming out, the numbers would be different. I paid Cash for our stick/brick home in Mesa and I paid cash for the RV. (Housing booms in the Phoenix area are very nice if you are on the right side of the curve. In addition, both the wife and I lost our mothers within the last 4 years and we did have some inheritance money.)
Them's the numbers. It is tight and we do have some other small expenses but we also have some income from loans to our kids to offset. We travel about 7-8 months per year. The winter (cool) months are spent in Mesa and the Utilities are about the same as travel gas. Another wash. Also, we park the RV free alongside the house. (We also store the kids toy hauler.)
Dean
Will Sill - 06 Apr 2006 01:20 GMT I see where Dean <roamer@firstinter.net> contributed:
Will:
>>Full-time living in a TT is not cheap - whether traveling or not. IMO >>the OP would be wise to consider other plans if he/she hopes to get >>along entirely on SS disability $$$$ - ESPECIALLY if he hopes to start >>out by going in hock to buy one! Dean:
>Hi Will, > >I guess I was less than clear in my post. The numbers are accurate >but please look at the side notes. Yes, the current shortfall is >1720/Mo which is also reflected by our withdrawals from our >investments. <snipping details>
>Them's the numbers. It is tight and we do have some other small >expenses but we also have some income from loans to our kids to >offset. We travel about 7-8 months per year. The winter (cool) >months are spent in Mesa and the Utilities are about the same as >travel gas. Another wash. Also, we park the RV free alongside the >house. (We also store the kids toy hauler.) Thanx for the clarification. You've re-inforced my opinion. FTR, the OP ("hardwoodman" <hardwoodman@floor.com>) wrote:
>What would be the best site to look for a travel trailer, used, from an >individual not a dealer. Also, if you have any tips on picking youre first >(and hopefully last) rv. I am actually newly disabled and have to find >something that me and my service animal can actually live in on disability >s.s. All help will be greatly appreciated. My first reply (ridiculed by some) was, verbaim:
:You don't say whether you plan to travel .... but if not you'll be far better :off finding an apartment or "mobile home". As a permanent residence, :travel trailers suck. Nothing I've read since has altered my POV.
To this day it is still unclear whether he hoped to travel or just wanted a residence. Does he have a truck even? Many folks have the mistaken impression that a TT is a cheap alternative to fixed housing, but with rare exceptions it is not - and I hoped to encourage him to think hard about the question before making a deal.
Will Sill The Curmudgeon of Sill Hill
Jim Redelfs - 06 Apr 2006 16:15 GMT > I hoped to encourage him to think hard > about the question before making a deal. What a SUBVERSIVE intent. Shame on you!
 Signature [ducking] :) JR
Dean - 06 Apr 2006 21:16 GMT >My first reply (ridiculed by some) was, verbaim: > [quoted text clipped - 12 lines] >Will Sill >The Curmudgeon of Sill Hill In general, I agree. If for no other reason, the places that allow a small TT to be stationed permanently are in general places I would NOT want to stay. I have stayed in a couple and was not disappointed in the sleazyness.
Dean
Jim Redelfs - 07 Apr 2006 01:04 GMT > In general, I agree. If for no other reason, the places that allow a > small TT to be stationed permanently are in general places I would NOT > want to stay. I have stayed in a couple and was not disappointed in > the sleazyness. Those private campgrounds that accommodate full-time, yearly or seasonal users present a completely different "camping" environment for overnight campers than a public campground that does NOT allow long term camping.
Sadly, more and more private campgrounds are converting more and more of their sites to seasonal users - a practice that is more profitable than having that site stay available for overnighters.
After that, the place is bought out, the campground disappears entirely and a high-rise condominium complex appears. Progress... <sigh>
 Signature :) JR
2000 Skamper Ultra 249 TT 2002 Chevrolet Silverado 2500HD Vortec 8100 - Allison 1000
Rich - 05 Apr 2006 01:17 GMT >>On its own Special Day, Figment <xiting@cox-internet.com> contributed: >> [quoted text clipped - 37 lines] > >Dean dean, an $80 monthly cushion doesn't leave a lot of wiggle room. are you 100% disabled or can you work? if you can work i'd suggest finding something to add a bit to your revenue stream. look into the workkamper <http://www.workamper.com/WorkamperNews/WNIndex.cfm>. lots of folks can offset their camping costs by working at campgrounds. you might also consider being volunteer hosts at a state/national park campground. in exchange for a few hours of light work you usually get a full hook-up site and maybe some pocket money.
as for your investments, tread lightly. conventional wisdom says that you should be able to withdraw 4% of your money each year without decreasing your principal. that number will vary depending on the type of investments you have and how they are performing but i wouldn't go there unless you really need to.
73, rich, n9dko
Frank Tabor - 05 Apr 2006 01:32 GMT >dean, an $80 monthly cushion doesn't leave a lot of wiggle room. are >you 100% disabled or can you work? if you can work i'd suggest >finding something to add a bit to your revenue stream. If you are drawing Disability, you aren't allowed to work except to try to go back to work. You are limited to the number of total months you can work as well as the amount of money made.
If you work more than the total number of months, you can lose your disability.
 Signature Frank Tabor
Rich - 05 Apr 2006 17:11 GMT >>dean, an $80 monthly cushion doesn't leave a lot of wiggle room. are >>you 100% disabled or can you work? if you can work i'd suggest [quoted text clipped - 6 lines] >If you work more than the total number of months, you can lose your >disability. are you not allowed to work period or can you work as long as your compensation is less than X dollars per month? if no work for wages is permitted then volunteering as a camp host in exchange for a campsite might be a way to offset expenses.
73, rich, n9dko
Frank Tabor - 05 Apr 2006 17:43 GMT >>>dean, an $80 monthly cushion doesn't leave a lot of wiggle room. are >>>you 100% disabled or can you work? if you can work i'd suggest [quoted text clipped - 14 lines] >73, >rich, n9dko You are only allowed to work 9 months out of a 36 month period, and that is for trial only to see if you can work. If you make more than $840 a month, then your Disability will end.
If you work more than 9 months, then you aren't classified as disabled.
Best bet is to work off the payroll. Taking rent in lieu of pay is ok, if they don't report it as income. If it's reported as income, then SS will treat it as income. (Actually I can't find anything specific on rent, but if it's reported as income, then it's income unless you can change their minds.)
Lottery winnings don't count.
 Signature Frank Tabor
Rich - 06 Apr 2006 02:01 GMT >>>>dean, an $80 monthly cushion doesn't leave a lot of wiggle room. are >>>>you 100% disabled or can you work? if you can work i'd suggest [quoted text clipped - 28 lines] > >Lottery winnings don't count. interesting. my wife is on state disability from her job. she 'works' as a crossing guard and as long as she doesn't make more than X dollars a month (she doesn't even come close) then she's ok. sounds like SSI has the same sort of thing only with a 9-month time limit.
73, rich, n9dko
Jim Redelfs - 06 Apr 2006 16:12 GMT > Lottery winnings don't count. ARGH!! [ROFL]
 Signature :) JR
Frank Tabor - 07 Apr 2006 13:38 GMT >> Lottery winnings don't count. > >ARGH!! [ROFL] No, that's good. It won't count against Disability or SSA.
 Signature Frank Tabor
Dean - 05 Apr 2006 23:56 GMT >>Dean > [quoted text clipped - 15 lines] >73, >rich, n9dko Hi Rick,
I am not on disability, I am on SSI. However I am unable to walk more than about 100 feet before I have to stop to relieve the extreme pain. I am missing the 2 bottom disks in my back and the next one up is going fast. My hosp ins. is $5000 deductable and I have opted to wait until I am on medicare before seeking aid. I tried to get on disability but after telling the complete idiot on the phone to FO because she REFUSED to allow me 1 weeks slide in a medical exam ( I was in South Carolina and DO NOT GET ON AIRPLANES) and couldn't get back to Arizona in less than 8-10 days. I was given 5 days notice. I had planned to be back within the next 4 weeks and had been told that they could make arrangements around my schedule. This twit (only slightly misspelled) would hear nothing of it.
I have gone over the numbers with my financial adviser and he agrees it is doable. BTW, I will probably only be able to travel for another 2-3 years unless some medical miracle occurs. When we sell the RV, it appears we will come out ok (we paid about 80% of Low book from the orig. owner who was strapped for cash and my check was tooo appealing) so we will get some cash back there.
I do hope the housing in Arizona holds reasonably steady. We bought this place a year ago and it has gone up in value by about $20,000 since then. I will not complain if it goes down to orig price and in my 45 years in Az housing has NEVER lost $$ over a 5 year period.
Dean
Rich - 06 Apr 2006 02:10 GMT >>>Dean >> [quoted text clipped - 44 lines] > >Dean good luck to you, dean. it sounds like you've considered the issues. i went thru a lot of the same things when i was doing the financial planning for our retirement. so far our plan is working but i keep waiting for the other shoe to drop. ;o)
73, rich, n9dko
JerryD(upstateNY) - 31 Mar 2006 01:03 GMT >>>What would be the best site to look for a travel trailer, used, from an individual not a dealer. Also, if you have any tips on picking youre first (and hopefully last) rv. I am actually newly disabled and have to find something that me and my service animal can actually live in on disability s.s. All help will be greatly appreciated.<<<
>>You don't say whether you plan to travel .... but if not you'll be far better off finding an apartment or "mobile home". As a permanent residence, travel trailers suck. Will Sill<<
I don't know where you live but you can buy a mobile home cheap in Florida. For less than the cost of a decent TT you can have something with a lot more room. Here are a few for sale on Ebay right now. http://cgi.ebay.com/ws/eBayISAPI.dll?ViewItem&item=4450103964&rd=1&sspagename=ST RK%3AMEWA%3AIT&rd=1 http://cgi.ebay.com/ws/eBayISAPI.dll?ViewItem&item=4451475009&rd=1&sspagename=ST RK%3AMEWA%3AIT&rd=1 http://cgi.ebay.com/ws/eBayISAPI.dll?ViewItem&item=4451161645&rd=1&sspagename=ST RK%3AMEWA%3AIT&rd=1
 Signature JerryD(upstateNY)
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