OK...
Average car payment is around four hundred a month.  Cheaper cars
(Kias, etc.) about two seventy five give or take.
That means about thirty three hundred plus...let's just round it to
thirty five, and that is being on the gereous side...
The turds cost about thirty nine or so.
If they get sixty MPG that translates into a lot of gas savings...
If they last one year and then sh.t, you still save $$$.  Insurance
cost may be lower since it is considered a motorcycle.  Safety is
nonexistant, but sacrifices must be made to drive and own a high MPG
turdmobile.  Motorcycles don't have airbags and such anyway.
At the end of the year, get a new one and start over.  NO maintenance
if the thing can hold it together for one year.  No oil changes, no
nothing.  Never wash it, never clean it out, just toss it at the end
of the year.  Back to the motherland to be recycled as more
turdmobiles....
Yes, Young Captain, a Ford clock can be found and with a small strap
will hang from something (probably a poor fitting panel) on the
inside.
Drive it back and forth from work....never worry about door dings or
bird poop and save your Studebaker for the weekends!
Studebaker George
(can even paint 'em brown for the truly authentic look)