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Car Forum / Toyota / Camry / September 2007

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New quarter panel or repair

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desgnr - 18 Sep 2007 16:45 GMT
I have a 1997 Camry that was hit & run.
The insurance company sent me a check to repair the car with a new quarter
panel.
But i get stuck with the Deductible.
2 Auto repair shops that are in business for years in my neighborhood say
they can repair the quarter panel for alot less.
1 shop which i used before & did a beautifull job on my wifes car said it's
the amatuers that replace the quarter panel.
The shop said it will also compound & wax the intire car & make it look new
for 500.00 less than the check i got from the insurance company.
Does this sound like a better deal then getting the new quarter panel.
Remember the car is 10 years old.
Should i go for it???????????
desgnr - 18 Sep 2007 16:48 GMT
Forgot to add that they said if the quarter panel was replaced it could rust
at the welded spots in time.
>I have a 1997 Camry that was hit & run.
> The insurance company sent me a check to repair the car with a new quarter
[quoted text clipped - 9 lines]
> Remember the car is 10 years old.
> Should i go for it???????????
mack - 20 Sep 2007 01:11 GMT
> Forgot to add that they said if the quarter panel was replaced it could
> rust at the welded spots in time.
[quoted text clipped - 11 lines]
>> Remember the car is 10 years old.
>> Should i go for it???????????

If it's a reputable body shop that (as you say) you've done business with
before, I'd say sure, go ahead.
Earlier this year our '97 Camry was hit in the rear fender by our neighbor,
and the AAA (her ins. co) paid off like a slot machine, even including two
weeks' car rental, a total of almost $3000.   I spent a few serene hours
with a few hammers, a lot of sanding and a lot of Bondo, and fixed it
passably for about $100.  The Camry was only worth less than $4000 before
the accident, and I didn't feel it worthwhile to get it fixed
professionally.   Meanwhile, I've got about $2900 in the bank for it.
Incidentally, I was able to send AAA's adjuster some digital pictures of the
dent via e-mail, and he didn't even come out to look at the car!
sharx35 - 20 Sep 2007 02:43 GMT
>> Forgot to add that they said if the quarter panel was replaced it could rust at the welded spots in
>> time.
[quoted text clipped - 18 lines]
> about $100.  The Camry was only worth less than $4000 before the accident, and I didn't feel it
> worthwhile to get it fixed

Yet you took insurance money that wasn't spent on eventual repairs. You have the morals and ethics of a
sewer rat.

> professionally.   Meanwhile, I've got about $2900 in the bank for it.
> Incidentally, I was able to send AAA's adjuster some digital pictures of the dent via e-mail, and he
> didn't even come out to look at the car!
mack - 20 Sep 2007 19:33 GMT
>>> Forgot to add that they said if the quarter panel was replaced it could
>>> rust at the welded spots in time.
[quoted text clipped - 24 lines]
> Yet you took insurance money that wasn't spent on eventual repairs. You
> have the morals and ethics of a sewer rat.

You're as full of sh.t as a Christmas goose, sharx.
When an insurance company gives you a reimbursement for damage caused by
their insured, you are free to use the funds however you want, which even
the adjuster told me, smartass.  I even used the body shop for the estimate
that AAA suggested.   And if you choose not to use a rental car instead of a
bicycle or public transportation, that's also your choice.    Morals and
ethics have nothing to do with it.
But I forget, I'm talking to a highly moral and ethical individual.    uh
huh.   foad.
sharx35 - 21 Sep 2007 00:15 GMT
>>>> Forgot to add that they said if the quarter panel was replaced it could rust at the welded spots in
>>>> time.
[quoted text clipped - 28 lines]
> or public transportation, that's also your choice.    Morals and ethics have nothing to do with it.
> But I forget, I'm talking to a highly moral and ethical individual.    uh huh.   foad.

Like MOST LIEbrawls or DEMONrats, mack feels "entitled" to everything...just for being.....mack.
Hachiroku ハチロク - 21 Sep 2007 09:24 GMT
>>>>> Forgot to add that they said if the quarter panel was replaced it
>>>>> could rust at the welded spots in time.
[quoted text clipped - 35 lines]
> Like MOST LIEbrawls or DEMONrats, mack feels "entitled" to
> everything...just for being.....mack.

Sorry, man, I agree with Mack here. The person that hit him pays for
insurance for just such a purpose. At $3000 I'm surprised the car wasn't
written off, but the Ins co paid. If Mack had wanted to scrap the car and
use the $3K as a payment for a new car, that's his perogative.
mack - 21 Sep 2007 18:25 GMT
> Sorry, man, I agree with Mack here. The person that hit him pays for
> insurance for just such a purpose. At $3000 I'm surprised the car wasn't
> written off, but the Ins co paid. If Mack had wanted to scrap the car and
> use the $3K as a payment for a new car, that's his perogative.

Thanks for the backup, Hachi.
I could also use the $3K to pay for a trip to Vegas and a week of exotic
hookers, or contribute it to the Children's Milk Fund, or whatever I want to
do with it.

Talking sense into sharx
is a waste of time.   He's got his agenda....meanspiritedness in everyting
he posts....so until he dries up and blows away, we have to suffer him, as
we do all such fools.
doncee - 21 Sep 2007 20:07 GMT
Talking sense into sharx
is a waste of time.   He's got his agenda....meanspiritedness
in
everyting he posts....so until he dries up and blows away, we
have to
suffer him, as we do all such fools.

AMEN !!!!   His replies are a waste of time.
Hachiroku ハチロク - 22 Sep 2007 11:30 GMT
>> Sorry, man, I agree with Mack here. The person that hit him pays for
>> insurance for just such a purpose. At $3000 I'm surprised the car wasn't
[quoted text clipped - 10 lines]
> he posts....so until he dries up and blows away, we have to suffer him, as
> we do all such fools.

(Um, I have to admit, I kinda like Sharx...sometimes his 'coarse' pointing
out of the Obvious is a good thing and amusing too...however, this time I
think he missed...)
sharx35 - 23 Sep 2007 02:35 GMT
"Hachiroku ????" <Trueno@AE86.gts> wrote in message news:K86Ji.1027$WT2.794@trndny05...

>>> Sorry, man, I agree with Mack here. The person that hit him pays for
>>> insurance for just such a purpose. At $3000 I'm surprised the car wasn't
[quoted text clipped - 14 lines]
> out of the Obvious is a good thing and amusing too...however, this time I
> think he missed...)

Well, Mrs. Sharx and I have cleaned up, on occasion, thanks to insurance companies. However, it involved
pain, suffering and a written-off vehicle.
Hachiroku ハチロク - 23 Sep 2007 04:34 GMT
>>>> Sorry, man, I agree with Mack here. The person that hit him pays for
>>>> insurance for just such a purpose. At $3000 I'm surprised the car
[quoted text clipped - 18 lines]
> Well, Mrs. Sharx and I have cleaned up, on occasion, thanks to insurance
> companies. However, it involved pain, suffering and a written-off vehicle.

Yes, that is unfortunate. And that's why we have insurance...
sharx35 - 23 Sep 2007 02:34 GMT
> "Hachiroku ????" <Trueno@AE86.gts> wrote in message news:YcLIi.16627$Lm2.8291@trndny09...
>> >
[quoted text clipped - 10 lines]
> is a waste of time.   He's got his agenda....meanspiritedness in everyting he posts....so until he
> dries up and blows away, we have to suffer him, as we do all such fools.

Not so. I've agreed with you, in some other threads. I never, ever claimed that you did anything ILLEGAL,
just unethical.
 
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