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Car Forum / UK Car Forums / Car Modifications (UK group) / August 2004micra
I've just bought a K10 micra for £250. Should be more economical than the golf, cheaper to insure and more reliable. Can I go back to university please? I used to have a rather nice Turbo Lancia then. I hate students - they have far too much money. Look at DanTXD he's getting a 54 plate car, can afford all kinds of laptops and fast computers as well as these fancy remote control cars. In the real world, I've sold most of my computer, downgraded my car twice or three times and have little money left at the end of each month. Doh! PS I have a good job & I earn over 20k... > I've just bought a K10 micra for ?250. Should be more economical than the > golf, cheaper to insure and more reliable. [quoted text clipped - 10 lines] > > PS I have a good job & I earn over 20k... you probably got a wife or something, that's gotta be ?15k keep :) > I've just bought a K10 micra for ?250. Should be more economical than the > golf, cheaper to insure and more reliable. [quoted text clipped - 12 lines] > > PS I have a good job & I earn over 20k... Heroin habit? All the uni students I know are all broke. Fraser > I've just bought a K10 micra for £250. Should be more economical than the > golf, cheaper to insure and more reliable. [quoted text clipped - 10 lines] > > PS I have a good job & I earn over 20k... Then you're doing something wrong. It's not too long ago when I remember that kind of pay packet, but I still had a car, a bike and a house. Managed OK. You're probably living in the wrong place ;-)  SignatureSteve H 'You're not a real petrolhead unless you've owned an Alfa Romeo' http://www.italiancar.co.uk - Honda VFR800 - MZ ETZ300 VW Golf GL Cabrio - Alfa 75 TS - Alfa 155 TS Lusso - COSOC KOTL BoTAFOT #87 - BoTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC # >> I've just bought a K10 micra for ?250. Should be more economical than >> the [quoted text clipped - 20 lines] > > You're probably living in the wrong place ;-) You're going to have to take Clarksons advice and move to Yorkshire. Fraser > > You're probably living in the wrong place ;-) > > You're going to have to take Clarksons advice and move to Yorkshire. Living in Cheshire, Knutsford and Lymm are close by. I work in Wilmslow. Put it this way, the car insurance people raised my premium when I moved here "because you're more likely to bump into an expensive car" There really isn't anywhere round here that is significantly cheaper than where I live without being really sh.t or being a nightmare commute. I was paying £175 per month rent at uni and that was quite steep. I'm now paying a bargainous £390 including all bills, rural setting, big driveway, big house shared with 4 others. Compare that to my bird who's paying £340, not including elec and gas bills, in a 2up 2down converted to accommdodate 6 people, in Altrincham. I know what I'd rather have. >Compare that to my bird who's paying £340, not including elec and gas bills, >in a 2up 2down converted to accommdodate 6 people, in Altrincham. Does she ever go to the Railway pub? Had some f.cking /great/ nights in there earlier this year. SignatureBen Blaney > Does she ever go to the Railway pub? Had some f.cking /great/ nights > in there earlier this year. That's the one near Halfords isn't it? She lives just round the corner from there, near the Machine Mart. Never been in, been to the Navigation plenty of times though. >> Does she ever go to the Railway pub? Had some f.cking /great/ nights >> in there earlier this year. > >That's the one near Halfords isn't it? She lives just round the corner from >there, near the Machine Mart. Never been in, been to the Navigation plenty >of times though. Victoria Street, near the station. Next door to Mott McDonald. Great pub. Lovely beer. Superb food. Landlord and landlady superb. Good regulars. SignatureBen Blaney > Living in Cheshire, Knutsford and Lymm are close by. I work in Wilmslow. > Put it this way, the car insurance people raised my premium when I moved > here "because you're more likely to bump into an expensive car" Fook sake, just move to the other side of the M6 into Warrington, will probably halve your rent/mortgage, and drop you insurance too, all for just a couple extra miles drive. Just don't go for appleton, or "The Village" (the locals know where that is). SignatureThe poster formerly known as Skodapilot. http://www.bouncing-czechs.com > Fook sake, just move to the other side of the M6 into Warrington, will > probably halve your rent/mortgage, and drop you insurance too, all for > just a couple extra miles drive. Just don't go for appleton, or "The > Village" (the locals know where that is). Warrington... I quite like not being near any chavs. 12.7 miles drive to work is enough too, Warrington will only add to that, won't it? > > Fook sake, just move to the other side of the M6 into Warrington, will > > probably halve your rent/mortgage, and drop you insurance too, all for [quoted text clipped - 3 lines] > Warrington... I quite like not being near any chavs. 12.7 miles drive to > work is enough too, Warrington will only add to that, won't it? Just a couple of miles. Stockton Heath (the Village) isn't remotley Chavvy, Appleton and Appleton Thorn is Millionaires row (just don't mention Thorn Cross YOI to the locals), there are some bad areas, but you would spot them as soon as you went to view a place. SignatureCarl Robson (The poster formerly known as Skodapilot) http://www.bouncing-czechs.com > There really isn't anywhere round here that is significantly cheaper than > where I live without being really sh.t or being a nightmare commute. So live in Wilmslow. That's where I used to live when I lived up there. Then you won't need a car at all. There are some decent places to be had around Water Lane/Altrincham Road for the sort of money that you are paying out now. Also you'll have the joy of being able to stagger tot he pub/restaurant and not risk your license. SignatureHaving problems understanding usenet? Or do you simply need help but are getting unhelpful answers? Subscribe to: uk.net.beginners for friendly advice in a flame-free environment. > > There really isn't anywhere round here that is significantly cheaper than > > where I live without being really sh.t or being a nightmare commute. [quoted text clipped - 3 lines] > around Water Lane/Altrincham Road for the sort of money that you are > paying out now. I don't think Wilmslow counts as 'significantly cheaper' 'significantly more expensive' is closer to the mark. SignatureSteve H 'You're not a real petrolhead unless you've owned an Alfa Romeo' http://www.italiancar.co.uk - Honda VFR800 - MZ ETZ300 VW Golf GL Cabrio - Alfa 75 TS - Alfa 155 TS Lusso - COSOC KOTL BoTAFOT #87 - BoTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC # > > So live in Wilmslow. That's where I used to live when I lived up there. > > Then you won't need a car at all. There are some decent places to be had > > around Water Lane/Altrincham Road for the sort of money that you are > > paying out now. > > I don't think Wilmslow counts as 'significantly cheaper' I agree with SteveH - I looked into this. My landlord has another house in Wilmslow, infact I looked at that one before moving where I am now. It was pretty scruffy, worse than the house I stayed in when at uni. And more expensive. And I'd have to live with a bunch of unattractive, single 30 year old women rather than a bunch of lads nearer my own age. There was less parking too, the place was generally a lot smaller. I don't know when you lived in Wilmslow, Steve Firth, but at the moment it is ridiculously expensive, and very difficult to find anywhere to rent at all, let alone cheaply. Wilmslow has stupidly huge levels of traffic and congestion because it's where loads of jobs are but nobody can afford to live there (and those who can prefer to buy something bigger and nicer elsewhere). There are only two people where I work out of about 50 who actually live in Wilmslow - one has a very well off husband and the other bought her house many years ago and is now selling up and retiring on the profit aged about 40. I looked into Handforth but I value my wheeltrims more than to do that. > > > So live in Wilmslow. That's where I used to live when I lived up there. > > > Then you won't need a car at all. There are some decent places to be had [quoted text clipped - 21 lines] > > I looked into Handforth but I value my wheeltrims more than to do that. How about a move further north up the A34? Somewhere like Didsbury would, ISTR, be significantly cheaper. SignatureSteve H 'You're not a real petrolhead unless you've owned an Alfa Romeo' http://www.italiancar.co.uk - Honda VFR800 - MZ ETZ300 VW Golf GL Cabrio - Alfa 75 TS - Alfa 155 TS Lusso - COSOC KOTL BoTAFOT #87 - BoTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC # > How about a move further north up the A34? > > Somewhere like Didsbury would, ISTR, be significantly cheaper. My house is for sale - 59,950 - Hull is mega cheap... SignatureMr. West, not every situation requires your patented approach of shoot first, shoot later, shoot some more and then when everybody's dead try to ask a question or two > My house is for sale - 59,950 - Hull is mega cheap... You wouldn't get our 2 bed back to back town centre terrace for much less than twice that these days, in Warrington. SignatureThe poster formerly known as Skodapilot. http://www.bouncing-czechs.com > Somewhere like Didsbury would, ISTR, be significantly cheaper. Not really, it's going through a bit of a boom at the moment. Wilmslow's nowhere near as bad as you and fishman are making out, it's cheap compared to Hampshire. And the big advantage is that once you buy you're going to make money in the medium term. Gatley used to be fairly decent and relatively cheap, it suffers from the M20 effect, but it's *just* on the right side of the border and has a different postcode. But you do have the problem that the scrotes can walk from their estate to your house. SignatureHaving problems understanding usenet? Or do you simply need help but are getting unhelpful answers? Subscribe to: uk.net.beginners for friendly advice in a flame-free environment. > > Somewhere like Didsbury would, ISTR, be significantly cheaper. > > Not really, it's going through a bit of a boom at the moment. Wilmslow's > nowhere near as bad as you and fishman are making out, it's cheap > compared to Hampshire. And the big advantage is that once you buy you're > going to make money in the medium term. Yes, but by North of England standards Wilmslow is, and has been for quite a long time, very expensive > Gatley used to be fairly decent and relatively cheap, it suffers from > the M20 effect, but it's *just* on the right side of the border and has > a different postcode. But you do have the problem that the scrotes can > walk from their estate to your house. Anywhere closer to Manc. town centre is going to be significantly cheaper, but the associated risk of it being a dodgy area also increases. To be honest, I'd probably look towards the eastern side of Manc and live with the commuting. SignatureSteve H 'You're not a real petrolhead unless you've owned an Alfa Romeo' http://www.italiancar.co.uk - Honda VFR800 - MZ ETZ300 VW Golf GL Cabrio - Alfa 75 TS - Alfa 155 TS Lusso - COSOC KOTL BoTAFOT #87 - BoTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC # <snip> > And I'd have to live with a bunch of > unattractive, single 30 year old women You say that like its a bad thing! Easy pickin's :-D -- Chet http://www.retro-renault.com 1991 HF Integrale 16v - Gettin there! 1993 Renault 19 16v - Subtle extras like a T3 ;) 1998 Audi A4 - I don't know why, but i did. > > And I'd have to live with a bunch of > > unattractive, single 30 year old women > > You say that like its a bad thing! Easy pickin's :-D You've been spending much too much time round Ronny >>> And I'd have to live with a bunch of >>> unattractive, single 30 year old women >> >> You say that like its a bad thing! Easy pickin's :-D > > You've been spending much too much time round Ronny It's the Audi :) -- Chet http://www.retro-renault.com 1991 HF Integrale 16v - Gettin there! 1993 Renault 19 16v - Subtle extras like a T3 ;) 1998 Audi A4 - I don't know why, but i did. > > > And I'd have to live with a bunch of > > > unattractive, single 30 year old women > > > > You say that like its a bad thing! Easy pickin's :-D > > You've been spending much too much time round Ronny Maybe he has, but he is right, when I was in my late teams/early twenties, every bird I went out with was older. Oldest was when I was 21. She was a 39 year old divorcee bank manager, with a brandspanking new T-Bar MR2, and her own house. Lasted a couple of months, until she went on holiday to turkey with a mate, met a turk waiter from a previous holiday, came home long enough to tell me where to go, and put her house on the market, then drove the MR2 overland to Turkey where she married him. Gutted. SignatureThe poster formerly known as Skodapilot. http://www.bouncing-czechs.com > very difficult to find anywhere to rent at all Only mugs rent. Buy a house, and take in lodgers, let them pay your mortgage. SignatureHaving problems understanding usenet? Or do you simply need help but are getting unhelpful answers? Subscribe to: uk.net.beginners for friendly advice in a flame-free environment. >> very difficult to find anywhere to rent at all > > Only mugs rent. Buy a house, and take in lodgers, let them pay your > mortgage. He earns 'just over ?20k' p.a., which means he can get a mortgage for around ?75k tops, and that only if he can stump up the 10% deposit. To take in lodgers needs a 3-bed. Are there 3-beds in that area for 75k? I would be surprised. >>> very difficult to find anywhere to rent at all >> [quoted text clipped - 3 lines] > He earns 'just over £20k' p.a., which means he can get a mortgage for > around £75k tops... No, cos he's taking in lodgers. If you put a good business case accross, the bank will lend you a *lot* more. > I'd have to live with a bunch of ... single 30 year old women rather than > a bunch of lads Hmmmm... Sackville Street more to your taste then? SignatureHaving problems understanding usenet? Or do you simply need help but are getting unhelpful answers? Subscribe to: uk.net.beginners for friendly advice in a flame-free environment. > > I'd have to live with a bunch of ... single 30 year old women rather than > > a bunch of lads > > Hmmmm... > > Sackville Street more to your taste then? Behave. SignatureThe poster formerly known as Skodapilot. http://www.bouncing-czechs.com > I've just bought a K10 micra for ?250. Should be more economical than the > golf, cheaper to insure and more reliable. [quoted text clipped - 10 lines] > > PS I have a good job & I earn over 20k... I'm earning a fair bit less than that, but own the car i want, look after the missus, and live in a beautiful house with her and a couple of mates on the south coast next to the New Forest. Theoretically i should be able to save a fair bit of money at the end of the month, but i spend a lot of it on stuff i want, so dont, but who cares! WTF are you doing with your money?!?!?! > WTF are you doing with your money?!?!?! Differences between now and uni As a student: Nobody asks you to pay back the money you borrowed while at uni! You tend to live in a place with loads of student oriented cheap deals Living costs very cheap You have loads of time to earn cash doing odd jobs here and there or freelancing Most of your mates live with you or round the corner, those who don't will travel to have a cheapo student night out with you You have loads of time to fix your car yourself rather than book into a garage You get a really well paid weekend job You go on work placement for 6 months or a year who pay you loads of money while you still live for cheap as a student AND get student loan payments You can go to the pub on weeknights, when they have all the drinks promotions on and fewer queues and fights In the real world Everybody wants the money you borrowed back. The more you earn, the more they want. You tend to live in a place full of workies with workie ripoff prices Living costs rise considerably You have to commute You have no time or energy to make sly bucks doing odd jobs or freelancing. Your contract probably forbids you from freelancing, ie competing with the company you work for Most of your mates live miles away, costs a fortune to travel to see them You don't have time to fix your car so you book it into a garage You need to buy smarter clothes which cost more You have to go to the pub at weekends, when there are queues, fights and no drinks promotions In addition, I was naive enough to spend my first 6 months in Cheshire living alone in a flat. Rent was £475 per month, plus I had to pay water, electric, council tax myself on top. Those 6 months were super skint for me and I still haven't recovered financially from it. Look forward to it DanTXD? I currently wish I was Hugo Taylor-Jones. > Look forward to it DanTXD? > > I currently wish I was Hugo Taylor-Jones. Lol!!!!! funniest thing ive read in a while! Im quite lucky i guess. Im at uni at the moment and enjoying living life on the cheap (relatively speaking) (with expensive lifestyle!). But when I leave uni, my monthly rent will be approx ?50 including bills, water, food, parking etc etc. Living with my mates, and with an armed guard at the end of the driveway with pleasant views into Dartmouth harbour. Life in the forces has its benefits i guess! It will give me a good chance to save some money up for a house or dream car i reckon :) Hopefully, ill never quite have to *live in the real world*, the one my parents keep on telling me about! > Rent was ?475 per month, plus I had to pay water, > electric, council tax myself on top. That is more than my mortgage, after a remortgage to pay off other bills, I find it easy, and I'm only on ?16k. SignatureCarl Robson (The poster formerly known as Skodapilot) http://www.bouncing-czechs.com > In the real world > Everybody wants the money you borrowed back. The more you earn, the more > they want. I didn't borrow anything. I worked so I didn't have to. > You tend to live in a place full of workies with workie ripoff prices You live in Cheshire. Somewhere else would be cheaper. I still frequent pound shops looking for bargains. Got enough Panasonic batteries to feed everything in the house with AAs for the next 12 months for £5 the other day :-) > Living costs rise considerably Not that I've noticed. OK, so the mortgage is a bit steep, and I now run a car, but I probably spend less on 'living' than I did as a student once I've taken the mortgage out. > You have to commute Work for someone who'll pay this for you, like I do :-) > You have no time or energy to make sly bucks doing odd jobs or freelancing. True. Never felt the need to, though. > Your contract probably forbids you from freelancing, ie competing with the > company you work for > Most of your mates live miles away, costs a fortune to travel to see them You'll grow out of it, make more local friends and generally see your other friends less often once you've moved in with the SO, though. > You don't have time to fix your car so you book it into a garage Or you buy a car that doesn't need to go into the garage. > You need to buy smarter clothes which cost more Only for work. I still dress like a scruffy student outside of work. > You have to go to the pub at weekends, when there are queues, fights and no > drinks promotions You're going to the wrong pubs. SignatureSteve H 'You're not a real petrolhead unless you've owned an Alfa Romeo' http://www.italiancar.co.uk - Honda VFR800 - MZ ETZ300 VW Golf GL Cabrio - Alfa 75 TS - Alfa 155 TS Lusso - COSOC KOTL BoTAFOT #87 - BoTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC # > > You don't have time to fix your car so you book it into a garage > > Or you buy a car that doesn't need to go into the garage. Coming from the owner of two Alfas :-)) > > You need to buy smarter clothes which cost more > > Only for work. I still dress like a scruffy student outside of work. I dress like a scruffy student at work as well :-) Peter > > > You don't have time to fix your car so you book it into a garage > > > > Or you buy a car that doesn't need to go into the garage. > > Coming from the owner of two Alfas :-)) Only one of which has needed garage work in the last 12 months - a clutch replacement, and you wouldn't do that at home. > > > You need to buy smarter clothes which cost more > > > > Only for work. I still dress like a scruffy student outside of work. > > I dress like a scruffy student at work as well :-) Heh. I wish I could. At least my work clothes are free. SignatureSteve H 'You're not a real petrolhead unless you've owned an Alfa Romeo' http://www.italiancar.co.uk - Honda VFR800 - MZ ETZ300 VW Golf GL Cabrio - Alfa 75 TS - Alfa 155 TS Lusso - COSOC KOTL BoTAFOT #87 - BoTAFOF #18 - MRO # - UKRMSBC #7 - Apostle #2 - YTC # > > WTF are you doing with your money?!?!?! > > Differences between now and uni <snip> > In the real world > Everybody wants the money you borrowed back. The more you earn, the more > they want. You must have either borrowed shitloads of money or dropped out of uni then. The student loans co takes a minimal amount from my wage packet (about ?40 i think), the overdraft is still interest free and most of my remaining CC is getting transferred to an iterest free one whilst i repay it. > You tend to live in a place full of workies with workie ripoff prices Nope. At work there is a bar that is priced roughly the same as my SU. Mind you wouldnt want to drink in there too often :) > Living costs rise considerably Yep, but so does income > You have to commute Only 5 miles. Choose a house in the right place and you dont have to. > You have no time or energy to make sly bucks doing odd jobs or freelancing. I have no want to > Your contract probably forbids you from freelancing, ie competing with the > company you work for As above, but it doesnt anyway > Most of your mates live miles away, costs a fortune to travel to see them Some do, some dont. I still see my old school mates, but now i live near new mates. > You don't have time to fix your car so you book it into a garage Thats wwhats weekend are for. Spent the whole of my last weekend doing my head gasket and save a few hundred quid, and gained plenty of satisfaction. Even tuaght her inside about how an engine works. > You need to buy smarter clothes which cost more Luckily i blagged some clothes from work, but if didnt then it would be off to some cheapo store to get the cheapest, vaguely smart looking clothes i could find. > You have to go to the pub at weekends, when there are queues, fights and no > drinks promotions Why? Only if you want to get completely rat-arsed, and i only wanna do that at weekends anyway becuase then when things get interesting. > In addition, I was naive enough to spend my first 6 months in Cheshire > living alone in a flat. Rent was ?475 per month, plus I had to pay water, > electric, council tax myself on top. Those 6 months were super skint for me > and I still haven't recovered financially from it. Been there done that, moved backed with parents for a few months, realised the error of my ways and now share with another couple that we are good mates with. Now have a 4 bedroom house with double garage and swimming pool for less than we were paying on our own! > Look forward to it DanTXD? But the first few years are always the worst. In time you'll be looking back and thinking about how sh.t, cheap and dirty your life was. > I currently wish I was Hugo Taylor-Jones. LOL! >> You don't have time to fix your car so you book it into a garage > > Thats whats weekend are for. I agree with the rest of your post Carl, but that bit's just silly. Once you're working 9 till 5, the *last* thing you want to be doing with your only free-time (ie, the weekend) is pissing about on the floor fixing cars ! That's what garages are for ! In any case - my car gets me to work and back. If it broke on Monday morning, I'd be totally screwed if I had to wait till the weekend to get it fixed :) > >> You don't have time to fix your car so you book it into a garage > > [quoted text clipped - 5 lines] > your only free-time (ie, the weekend) is pissing about on the floor fixing > cars ! That's what garages are for ! Yeah, but i like doing that, and if you wanna save money then its a great way to do. If you dont wanna do but wanna save money, you'll have to decide which is more important! > In any case - my car gets me to work and back. If it broke on Monday > morning, I'd be totally screwed if I had to wait till the weekend to get it > fixed :) Luckily I can borrow others cars or get lifts, but its never come to that yet. > >> You don't have time to fix your car so you book it into a garage > > [quoted text clipped - 9 lines] > morning, I'd be totally screwed if I had to wait till the weekend to get it > fixed :) What do you do if your garage can't fix the car straight away? My head gasket went on Sunday, I need the car to get to work, there's absolutely no other realistic way to get there. I could have had it fixed on Thursday at a garage I trust and taken 4 days off work, or fix it myself and just take monday morning off which also saved me about £300. James >>>> You don't have time to fix your car so you book it into a garage >>> [quoted text clipped - 11 lines] > > What do you do if your garage can't fix the car straight away? Er, nothing. I just use the courtesy car he gives me, until mine is sorted. Doesn't really matter how long it takes :) > My head gasket went on Sunday, I need the car to get to work, there's > absolutely no other realistic way to get there. I could have had it > fixed on Thursday at a garage I trust and taken 4 days off work, or > fix it myself and just take monday morning off which also saved me > about £300. In that situation, I'd be stuffed - I have no idea whatsoever how to replace my headgasket :) > You need to buy smarter clothes which cost more Do you know, you can buy reasonable quality far lasting jeans for £4 and pretty heavy quaility T shirts for £2 at tesco these days, even trousers and shirts are that much dearer, and they will look tidy. Not for as long maybe as more expensive stuff, but they can save you a substantial ammount of money while getting yourself setup in work and home. Just avoid labels. Even if you need more expensive clothes, get the cheap jeans and T's for at home, and spend the difference on good work clothes. And get a Matalan membership, £1 gets you a card. They have suits that look good, and wear OK, from about £50, I have one that only gets worn on special occasions, but 5 years old it looks like new. If you needed to wear it every day it would last 6months to a year before looking shabby, unless dry cleaned and pressed regularly, but that means you could have a fresh suit twice a year, for £100. again, ignore lables, examine the fabric and sticthing, does it look and feel solid, does it fit well, if yes to all above wear it until worn, and replace it. you still save money. just buy decent shoes and you can't go wrong. SignatureThe poster formerly known as Skodapilot. http://www.bouncing-czechs.com >> WTF are you doing with your money?!?!?! > [quoted text clipped - 6 lines] > You have loads of time to earn cash doing odd jobs here and there or > freelancing I havn't done this in term time. > Most of your mates live with you or round the corner, those who don't will > travel to have a cheapo student night out with you > You have loads of time to fix your car yourself rather than book into a > garage And get dirty? Pah, whatever ;) > You get a really well paid weekend job That sounds like effort... > You go on work placement for 6 months or a year who pay you loads of money > while you still live for cheap as a student AND get student loan payments I couldn't be arsed to fill in the forms for this. > You can go to the pub on weeknights, when they have all the drinks > promotions on and fewer queues and fights > > In the real world > Everybody wants the money you borrowed back. The more you earn, the more > they want. Assuming you're talking Student Loan repayments, they are such a small percentage i can't see it being a problem. > You tend to live in a place full of workies with workie ripoff prices I'll live at home till i can afford not to. > Living costs rise considerably See above. > You have to commute Not necessarily. I've earned most money this year from my room than i have going into the office to work over summer. Not that the two are connected. > You have no time or energy to make sly bucks doing odd jobs or > freelancing. This is all I do in summer :) > Your contract probably forbids you from freelancing, ie competing with the > company you work for I wouldn't be freelancing in the same field. > Most of your mates live miles away, costs a fortune to travel to see them I have mates at home as well :) > You don't have time to fix your car so you book it into a garage Warrenty :D > You need to buy smarter clothes which cost more Pff, i don't DO smart :) > You have to go to the pub at weekends, when there are queues, fights and > no > drinks promotions Why can't i go during the week with my mates? > In addition, I was naive enough to spend my first 6 months in Cheshire > living alone in a flat. Rent was ?475 per month, plus I had to pay water, > electric, council tax myself on top. Those 6 months were super skint for > me > and I still haven't recovered financially from it. Again, i'll live at home till i find my feet :) > Look forward to it DanTXD? Well, i'm indifferent, i have no choice, its part pf growing up. On the other hand, i might just do a masters and a PHD. > I currently wish I was Hugo Taylor-Jones. That would make it far easier. SignatureDan (formerly Dan405) > I've just bought a K10 micra for ?250. Should be more economical than the > golf, cheaper to insure and more reliable. [quoted text clipped - 10 lines] > > PS I have a good job & I earn over 20k... Micra's can be cool look at Ed's. And instead of moaning about money either find more work or live stress free without much disposable income. I was on a sweet money, had a nice house, flash cars a fit missus. In the space of 3 weeks I went from all of that to just having the T16, a rented flat and being single with fook all cash (?11.70 in the bank at one point). After working 60 - 70 hour weeks for the last fair few months doing 3 jobs (hence why I've not been posting much ;-)) I'm back in a position to acquire another TVR, buy a place to live, have the chance to go into a completely different (but bloody cool) working environment and have pulled some top totty who hopefully isn't a slack bitch like my ex (not that I'm bitter ;-)). End of the day Dan's missing some bits (I need to keep my 40 a day Benson habit going) so fair play if he's got himself a new motor to enjoy. If your in the right job you'll know it so work at it, then in 5 years you might be where you want to be with a grand a month to play with, if your very very lucky. If not then consider looking for something else. Put it this way some of the wealthiest and happiest people I know have 10 days holiday a year and work 9am - 9pm if not more. Matt >snip< Thanks matt you put stuff in perspective! Of course I was sold the idea that earning 21k a year meant everything was going to be easy I could afford whatever car I liked (obviously within reason). Definitely not pootling around in an 1 year old Micra anyhow. I was financially better off living in Coventry on 14.5k than I am in Cheshire on 21k but the bigger picture shows that if I'd stayed in my old job, prospects were pretty much zero, whereas in my current job there are opportunities aplenty in the coming year or two. I think working in Wilmslow doesn't help my morale - being round the corner from an Aston Martin garage and seeing at least 20 Porsche 911s and average 2 Ferraris every day when I'm in a 1986 Micra sucks! > Definitely not pootling around in an 1 year old Micra anyhow. ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^Read 18 year old micra! > Thanks matt you put stuff in perspective! Of course I was sold the idea > that earning 21k a year meant everything was going to be easy I could afford [quoted text clipped - 9 lines] > from an Aston Martin garage and seeing at least 20 Porsche 911s and average > 2 Ferraris every day when I'm in a 1986 Micra sucks! I love driving around affluent areas, it really gives me something to just think "wow" at, and something to aspire to in terms of a house/car I may one day be able to afford. I do multi-drop work around Twyford (Berkshire) and surrounding areas (RG10 postcode) and some of the places I deliver to are just awe-inspiringly stunning. Quite often the people living in them are surprisingly down to earth (it's good to see nice people having done well for themselves rather than just stuck up snobs) as well. Anyway, going around places like this gives me something to aspire to, and besides that, it's just lovely surroundings to work in - virtually no traffic, no stress, nice and easy, and bloody good money. I used to do same-day courier work in London and for a lot of places it was quite similar - small production companies working in really nice converted old buildings, rather than the soulless office blocks you get in your average town - also did some multi-drop work around the nice bits of W/SW/NW London - I'm talking Hampstead Garden Suburb, Kensington/Chelsea/Fulham, and like I say it gives me more of an impetus to actually better myself and make something of my life (I've got absolutely shitloads of ideas, it's just getting my act together to do some of them). Anyway, that's my little bit of mumbling over...... two hours of lunch break left to kill, tough life, innit? :-) Peter > Definitely not pootling > around in an 1 year old Micra anyhow. you never siad one year old before. that makes a difference. It might be a small car, but it is a nice near new, cool small car. Not fast maybe, but ditinctive and well eqiupped. > I was financially better off living in Coventry on 14.5k than I am in > Cheshire on 21k but the bigger picture shows that if I'd stayed in my old > job, prospects were pretty much zero, whereas in my current job there are > opportunities aplenty in the coming year or two. Them's the breaks for having countryside not obscured by city smoke all the time. I imagine the more rural towns in Worcestershire are equally expensive as Wilmslow. > I think working in Wilmslow doesn't help my morale - being round the corner > from an Aston Martin garage and seeing at least 20 Porsche 911s and average > 2 Ferraris every day when I'm in a 1986 Micra sucks! Hmm, are you in a time warp? £21k giving you any car you want, and a 1968 micra being a year old? BTW, you don't work in the insurance/assurance industry do you? SignatureThe poster formerly known as Skodapilot. http://www.bouncing-czechs.com >you never siad one year old before. that makes a difference. It might be >a small car, but it is a nice near new, cool small car. Not fast maybe, >but ditinctive and well eqiupped. No I meant 18 year old, typo - i replied to my own post to correct it. >BTW, you don't work in the insurance/assurance industry do you? Not at all in the financial industry whatsoever! I'm one of very few people who work here who isn't a spiv and walks around in a full length wool and cashmere coat. > Not at all in the financial industry whatsoever! I'm one of very few people > who work here who isn't a spiv and walks around in a full length wool and > cashmere coat. OK. Just a certain large insurance company used to have an office on the outskirt of wilmslow. What business are you in mate? SignatureThe poster formerly known as Skodapilot. http://www.bouncing-czechs.com > Can I go back to university please? I used to have a rather nice > Turbo Lancia then. I hate students - they have far too much money. Yeah, I was minted as a student. There were bugger-all rent and living costs - my Summer job *easily* covered both, with some to spare. So my £1500-a-year student loan just sat in the bank doing nothing - until my 3rd year when I spent most of it on a car :) > PS I have a good job & I earn over 20k... In Cheshire, that's only slightly more than nothing :) If you're struggling, then either get a better job, or move house - Chesire certainly isn't one of the UK's cheaper areas ! Look at the East coast - North of Grimsby, South of Scotland. > I've just bought a K10 micra for ?250. Should be more economical than the > golf, cheaper to insure and more reliable. [quoted text clipped - 12 lines] > > PS I have a good job & I earn over 20k... <Looks at letter informing self of cars imminent arrival> <Types on flash laptop> <Looks up at flash PC> <Checks bank balance> <Cries> SignatureDan (formerly Dan405) |
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