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Car Forum / UK Car Forums / General Car Topics (UK group) / October 2005AA Car Insurance
Does anyone have experience of them? Anything to be aware of? Seems Insurance is a minefield of small print so I figure lowest price doesn't always equal best. cheers, Paul  Signaturepaul@spamcop.net > Does anyone have experience of them? > [quoted text clipped - 3 lines] > cheers, > Paul I've yet to have a quote from them that didn't involve hysterical laughter on my part. I'm up for renewal this year and only Direct Line (my existing insurer) and Tesco are in the running at present. YMMV. SignatureHalmyre f c e k i r i s h c o n n e c t i o n > I've yet to have a quote from them that didn't involve hysterical > laughter on my part. I'm up for renewal this year and only Direct Line > (my existing insurer) and Tesco are in the running at present. That's always been my experience, tbh I did the quote expecting the same this time around, but I almost fell off my chair with shock as it looks like a very good quote compared to almost everyone else. That's why I'm wary. It seems the only optional extra is protected no-claims which is another 15%, so I'm trying to see if there is anything else to be aware of. I say all this with a touch of hypocrisy as I've renewed with my current insurer for the last X years on the basis that they've been the cheapest, I've never paid a lot of attention to what I'm getting other than comprehensive cover. cheers, Paul Signaturepaul@spamcop.net >>I've yet to have a quote from them that didn't involve hysterical >>laughter on my part. I'm up for renewal this year and only Direct Line [quoted text clipped - 3 lines] > this time around, but I almost fell off my chair with shock as it looks > like a very good quote compared to almost everyone else. Same here, they were competitive this just now but usually aren't. If you go for'confirm and buy' and then 'next', it seems to tell you who the real insurance company is (Allianz Cornhill in my case). They may give you a bit more confidence, or make you went to try another broker who uses the same underwriter. > If you go for'confirm and buy' and then 'next', it seems to tell you > who the real insurance company is (Allianz Cornhill in my case). They > may give you a bit more confidence, or make you went to try another > broker who uses the same underwriter. Hmm.. thanks for that tip, it comes up as "Kinetic (AA)"? Short of spending my weekend on the phone/web I think I've tried everywhere. AA is approx £400 with protected no claims vs £650 or so everywhere else. cheers, Paul Signaturepaul@spamcop.net > Hmm.. thanks for that tip, it comes up as "Kinetic (AA)"? Seems to mean "Kinetic Underwriting Concepts". Never heard of them. > Does anyone have experience of them? > > Anything to be aware of? Seems Insurance is a minefield of small print > so I figure lowest price doesn't always equal best. The AA are not 'insurers' of course - they are brokers. Like most brokers they look at your specific details, address, car type, driving record, etc - and then search for the cheapest quote from a 'bank' of insurers. The type of claims service you get will depend more upon the insurer than the AA. What I've learned over the years is that it is utterly pointless to ask other people for recommendations on motor insurance. A company that has provided a very competitive quote for driver 'A' may well provide an appallingly expensive quote for driver 'B'. All you can do is shop around each year and then compare two or three of the cheapest quotes you get to see what's on offer. I agree that cheapest does not automatically mean best - although it may well do. Kev |
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