Car Forum / UK Car Forums / General Car Topics (UK group) / May 2008
Taxing - quick question
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DanB - 20 May 2008 23:00 GMT Right, I'm selling my car, it's currently disabled class. To change it from disabled class, to normal and tax it at the same time you must go to a DVLA office. No problems there. The new owner is coming on Thursday, and probably won't have his insurance certificate by then (only arranged tonight, leaving home 7am Thursday). I will still have a valid insurance certificate for the car - valid till September.
Now, question - if we go to the DVLA, fill in the V5 for the new keeper, fill in the change of tax class, pay them to tax it - will my valid insurance certificate be ok? As the DVLA website just says to tax a car, there must be a valid insurance certificate relating to that car. If I was planning to drive him home for example, then him drive it tmrw? I'd imagine his details would be on the National Insurance Database by then - as his insurance is starting at 00:01am on Thursday - can they check that from the DVLA office?
Any ideas? I'm gonna phone the DVLA tomorrow I think - but it was just playing on my mind.
Cheers!
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googlegroups@trashmail.net - 21 May 2008 00:52 GMT > Right, I'm selling my car, it's currently disabled class. To change it from > disabled class, to normal and tax it at the same time you must go to a DVLA > office. No problems there. The new owner is coming on Thursday, and > probably won't have his insurance certificate by then (only arranged > tonight, leaving home 7am Thursday). I will still have a valid insurance > certificate for the car - valid till September. You can simply change the taxation class to PLG then tax it, then fill in the V5 later (after you've taxed it) then there will be no problem with the insurance and the car will have a valid disc.
You could also just leave it as it is and leave it to the new keeper to do, afterall it's thier responibility as they are not entitled to the tax exemption, so its up to them to change it.
I've got the same exemption myself, it was done for me on my last car (by the car dealer from new) but I think you can now change the taxation class at a post office or on-line via the DVLA website, so I've been told.
Personally, when I sell a car with disabled tax disc, I take the disc out, and tell the new keeper it's not taxed and they have to tax it and change the taxation class.
I know in the past, we once brought a car, before I was exempt, that had disabled tax class and we had to change it to PLG, we wasn't bothered, so I don't see why anyone else would be. Of course, now if I brought a car with the exemption I could just keep it, as is!
Pete M - 21 May 2008 00:59 GMT >> Right, I'm selling my car, it's currently disabled class. To change it from >> disabled class, to normal and tax it at the same time you must go to a DVLA [quoted text clipped - 24 lines] > bothered, so I don't see why anyone else would be. Of course, now if I > brought a car with the exemption I could just keep it, as is! Last time I bought something with Disabled tax class I had to go to the DVLA 'local' office (35 miles away) and get it changed.
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DanB - 21 May 2008 11:53 GMT >>> Right, I'm selling my car, it's currently disabled class. To change it >>> from [quoted text clipped - 30 lines] > Last time I bought something with Disabled tax class I had to go to the > DVLA 'local' office (35 miles away) and get it changed. Yup, the droid on the phone told us they wouldn't keep the V5 - but of course, they wanted to. And no, you can't tax it using my docs whilst changing the keeper - f.cking irritating system really heh. Anyway, we've found a way round it - Admiral are posting a cover note to my house tonight next day delivery - and we're gonna have to use that it looks like.
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Nick Finnigan - 21 May 2008 18:09 GMT > Now, question - if we go to the DVLA, fill in the V5 for the new keeper, > fill in the change of tax class, pay them to tax it - will my valid > insurance certificate be ok? The registered keeper (= name on V5) must have the insurance, so not if you do all that at once.
googlegroups@trashmail.net - 22 May 2008 00:01 GMT > The registered keeper (= name on V5) must have the insurance Thats not true, I've taxed company cars where the company was the registered keeper, but the insurance certificate only had my name on the car, but I suppose its different for companies.
Nick Finnigan - 22 May 2008 19:57 GMT >> The registered keeper (= name on V5) must have the insurance > > Thats not true, I've taxed company cars where the company was the > registered keeper, but the insurance certificate only had my name on > the car, but I suppose its different for companies. And for traders, but for Joe Bloggs buying road tax using a V5 the PO and the DVLA want the name on the form to be one on the insurance.
Adrian - 23 May 2008 08:12 GMT Nick Finnigan <nix@genie.co.uk> gurgled happily, sounding much like they were saying:
>>> The registered keeper (= name on V5) must have the insurance
>> Thats not true, I've taxed company cars where the company was the >> registered keeper, but the insurance certificate only had my name on >> the car, but I suppose its different for companies.
> And for traders, but for Joe Bloggs buying road tax using a V5 the PO > and the DVLA want the name on the form to be one on the insurance. They never used to. SWMBO's car was always registered in her father's name, even though he didn't have a licence. Ergo, the insurance would never have matched the name on the V5. No problem in taxing.
Dave Plowman (News) - 23 May 2008 08:51 GMT > They never used to. SWMBO's car was always registered in her father's > name, even though he didn't have a licence. Ergo, the insurance would > never have matched the name on the V5. No problem in taxing. At one time insurance certificates didn't give the car number - just said any car belonging to the policyholder. So in those days the addresses would have to match.
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Conor - 23 May 2008 09:33 GMT > > They never used to. SWMBO's car was always registered in her father's > > name, even though he didn't have a licence. Ergo, the insurance would [quoted text clipped - 3 lines] > any car belonging to the policyholder. So in those days the addresses > would have to match. Eagle (Star) was the last insurers to stop this. Used to find it quite handy back in the day.
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Adrian - 23 May 2008 09:37 GMT "Dave Plowman (News)" <dave@davenoise.co.uk> gurgled happily, sounding much like they were saying:
>> They never used to. SWMBO's car was always registered in her father's >> name, even though he didn't have a licence. Ergo, the insurance would >> never have matched the name on the V5. No problem in taxing.
> At one time insurance certificates didn't give the car number - just > said any car belonging to the policyholder. So in those days the > addresses would have to match. Mmm. That'd be the '60s or something similarly lost in the mists of time? Every single certificate I've ever had over the last 20 years has certainly had the reg on it.
Conor - 23 May 2008 09:44 GMT > "Dave Plowman (News)" <dave@davenoise.co.uk> gurgled happily, sounding > much like they were saying: [quoted text clipped - 10 lines] > Every single certificate I've ever had over the last 20 years has > certainly had the reg on it. I had a policy sans registration in the late 80's.
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Dave Plowman (News) - 23 May 2008 16:01 GMT > > At one time insurance certificates didn't give the car number - just > > said any car belonging to the policyholder. So in those days the > > addresses would have to match.
> Mmm. That'd be the '60s or something similarly lost in the mists of > time? Not that far back.
> Every single certificate I've ever had over the last 20 years has > certainly had the reg on it. No - I'd say I've had one of the old type since then. I'm pretty certain this century. I'll see if I have an old one lying around. That folder could do with a clear out. ;-)
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Nick Finnigan - 23 May 2008 19:02 GMT > Nick Finnigan <nix@genie.co.uk> gurgled happily, sounding much like they > were saying: > >>>> The registered keeper (= name on V5) must have the insurance > > They never used to. Yes, they never used to. And if it is an online renewal they might still be a bit flexible. But using a V5 at the PO or DVLA is jobsworth land (well, some people will say they should crack down on uninsured drivers and vehicles with untraceable keepers).
Chris Whelan - 23 May 2008 19:14 GMT >> Nick Finnigan <nix@genie.co.uk> gurgled happily, sounding much like they >> were saying: [quoted text clipped - 7 lines] > land (well, some people will say they should crack down on uninsured > drivers and vehicles with untraceable keepers). Someone I know has trader insurance. As well as covering vehicles he is repairing or selling, it covers his own personal cars.
Since the introduction of the national database he is required to inform the insurance company of any vehicles he is using as his own. His insurance certificate has no mention of these registration numbers.
He is constantly arguing with the jobsworths you mention; he can go to one post office and they will refuse to issue a tax disc. If he returns later and sees another clerk, they will often do it!
Chris
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googlegroups@trashmail.net - 27 May 2008 23:03 GMT > post office and they will refuse to issue a tax disc. If he returns later > and sees another clerk, they will often do it! The only hassle I've had is with the small post offices, if you go to the main post office they seem to be a bit more clued up and know what you can do, and tax it no problems. For example, small post office once said I needed a letter from the company saying they didn't mind me taxing thier car! Madness. When I told them I was a director and asked for a bit of paper so I could write one out, they said it had to be on letterhead paper. So they were expecting me to drive to the office, write a letter, to myself and sign it, saying I could tax a car belonging to my own company, so in effect, my car! Instead, it was nearer and quicker to go to the main post office and the woman there just taxed it no problem!
Conor - 22 May 2008 09:44 GMT > The registered keeper (= name on V5) must have the insurance, Is wrong.
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Dave - 23 May 2008 08:45 GMT > > Now, question - if we go to the DVLA, fill in the V5 for the new keeper, > > fill in the change of tax class, pay them to tax it - will my valid > > insurance certificate be ok? > > The registered keeper (= name on V5) must have the insurance, so not > if you do all that at once. I have taxed cars that are owned by a friend with a tax certificate in my name.
Elder - 21 May 2008 22:21 GMT > Right, I'm selling my car, Ah bugger is the V going, just as the roads get warmer drier and stickier?
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