Re: At Fault Collision: Insurance Q

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At Fault Collision: Insurance Q

klara

25 Jan 2006 22:41

Had a fenderbender last night, hit car in front. :(
This is my 1st at fault collision ever.
Deductible is $1000.

http://static.flickr.com/22/91165845_3eb2555991.jpg

Got 2 estimates $1900 and $2800, they involve different level of work.

1) Should I go thru insurance and make claim or pay the whole thing
myself ?
2) If go thru insurance should I try to find the best estimate AS IF
I'm paying it myself or go for the most complete work (e.g $2800
includes replacing the fender piece & more labor)

Very much a n00b at this...
I'm in USA
thanks
Acura TSX 2004

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