Re: Will your car be 'Historic' or not?...
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Re: Will your car be 'Historic' or not?...
| Jim Warren | 24 Dec 2008 15:07 |
>> He had a Sierra to commute daily to work, but in the barn was an early >> cone-suspension Mini Countryman [quoted text clipped - 3 lines] > reverted to cone as it was cheaper. > I still have two hydro cars - the ride is lovely! I didn't know the Countryman never went hysro - but I do now. Though the one I mentioned was 1961 so pre-hydro anyway.
Jim
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| Chris Bolus | 24 Dec 2008 09:57 |
>He had a Sierra to commute daily to work, but in the barn was an early >cone-suspension Mini Countryman FWIW, all Countrymans were cone suspension - hydro is unsuitable for estates as the back end would sit down when loaded. And later cars all reverted to cone as it was cheaper. I still have two hydro cars - the ride is lovely!
 Signature Regards, Chris (Please take out my car to reply by plain text email) ------1967 Riley Elf------1978 Mini 1000------1971 Mini Clubman------ --1972 Mini Clubman estate--1979 Ford Capri--1984 VW Type 25 camper--
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| Jim Warren | 23 Dec 2008 18:07 |
> The date being 17 Dec 2008, "Charles Hamilton" > <dyolfknip@btinternet.com> top-posted: [quoted text clipped - 8 lines] > insurance company doesn't know whether you've been making the same > journey every day or once in a blue moon. But what would happen if the Xantia refused to start?
I had a relative who (some years ago) had a 15 mile commute to work, and he was expected to arrive and start work before the first bus in the morning.
He had a Sierra to commute daily to work, but in the barn was an early cone-suspension Mini Countryman with tax and MOT. On the few mornings when the Sierra wouldn't start, the Mini always did - first time - and it took him to work. It was probably not more than half a dozen times a year, but technically he did commute in it.
Jim
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| Richard Porter | 18 Dec 2008 14:05 |
The date being 17 Dec 2008, "Charles Hamilton" <dyolfknip@btinternet.com> top-posted:
> I have a W reg Xantia HDi estate and a 1948 Vauxhall 14, my commute is a > daily 36 mile round trip consisting of 15 miles each way of unrestricted mud > and cow sh.t splattered country roads and 3 miles each way of nose to tail > crawling city traffic at the peak rush hours, no question what my commuting > chariot is and always will be!! Wouldn't dream of using "Dolly"
>>> Then shouldn't it say "occasional commuting" rather than "commuting"? I >>> reckon an ins.co. would have a hard time not paying out on a policy on [quoted text clipped - 6 lines] >> commuting". You can either use it to go to and from you usual place of >> employment or you can't. Quite correct. If you have an accident on the way to work the insurance company doesn't know whether you've been making the same journey every day or once in a blue moon.
 Signature Richard Porter rich@ / www. richardporter.me.uk "You can't have Windows without pains."
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| Charles Hamilton | 17 Dec 2008 23:11 |
I have a W reg Xantia HDi estate and a 1948 Vauxhall 14, my commute is a daily 36 mile round trip consisting of 15miles each way of unrestricted mud and cow sh.t splattered country roads and 3miles each way of nose to tail crawling city traffic at the peak rush hours, no question what my commuting chariot is and always will be!! Wouldn't dream of using "Dolly"
>> Then shouldn't it say "occasional commuting" rather than "commuting"? I >> reckon an ins.co. would have a hard time not paying out on a policy on [quoted text clipped - 8 lines] > > Ian |
| Ian | 10 Dec 2008 21:44 |
> Then shouldn't it say "occasional commuting" rather than "commuting"? I > reckon an ins.co. would have a hard time not paying out on a policy on > the grounds of 'excessive use for commuting' when the policy has made no > mention of there being any potential limit on that! Mileage limits amount of use. SDP/Commuting/Business/Commercial limits amount of use. As several of us have been trying to point out, there is no such thing - to an insurance company - as "occasional commuting". You can either use it to go to and from you usual place of employment or you can't.
Ian
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| Phileaus Leaius | 09 Dec 2008 20:23 |
> Phileaus Leaius <whos@prettyboy.then> gurgled happily, sounding much like > they were saying: [quoted text clipped - 12 lines] > Even then, not all classic policies will include that - I've had to ask > for it before, and I've had it refused before. Then shouldn't it say "occasional commuting" rather than "commuting"? I reckon an ins.co. would have a hard time not paying out on a policy on the grounds of 'excessive use for commuting' when the policy has made no mention of there being any potential limit on that!
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| Adrian | 09 Dec 2008 20:22 |
Phileaus Leaius <whos@prettyboy.then> gurgled happily, sounding much like they were saying:
>>>> The "non-daily-use" is certainly more controversial - but classic >>>> insurance will rarely touch daily-use cars, either. <shrug>
>>> So why do all my classic policies have "commuting" specified?
>> Commuting doesn't imply daily use.
> It doesn't? What *does* it imply then? Use for commuting. Occasionally.
Even then, not all classic policies will include that - I've had to ask for it before, and I've had it refused before.
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| Phileaus Leaius | 09 Dec 2008 19:58 |
>>> Chris Bolus <chr...@RILEYELFb0lus.com> gurgled happily, sounding much like >>> they were saying: [quoted text clipped - 3 lines] > > Commuting doesn't imply daily use. It doesn't? What *does* it imply then? I've got a couple of FJ policies, both of which grant unlimited mileage (I only wanted 3K each, but they gave me unlimited anyway) AND commuting along with SDP. If none of those conditions include daily use, do you want to point out what extra condition *does* do that which is included on 'normal' policies?
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| Ian | 09 Dec 2008 19:28 |
> >Chris Bolus <chr...@RILEYELFb0lus.com> gurgled happily, sounding much like > >they were saying: [quoted text clipped - 3 lines] > > So why do all my classic policies have "commuting" specified? Commuting doesn't imply daily use.
Ian
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| Chris Bolus | 09 Dec 2008 17:00 |
>Chris Bolus <chrisB@RILEYELFb0lus.com> gurgled happily, sounding much like >they were saying:
>The "non-daily-use" is certainly more controversial - but classic >insurance will rarely touch daily-use cars, either. <shrug> So why do all my classic policies have "commuting" specified?
 Signature Regards, Chris (Please take out my car to reply by plain text email) ------1967 Riley Elf------1978 Mini 1000------1971 Mini Clubman------ --1972 Mini Clubman estate--1979 Ford Capri--1984 VW Type 25 camper--
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| Adrian | 07 Dec 2008 18:55 |
Chris Bolus <chrisB@RILEYELFb0lus.com> gurgled happily, sounding much like they were saying:
>>Anyone seen the latest issue of PC, looks like the FIAI [1] is trying to >>define what will be classed as a historic vehicle, it seems to come down [quoted text clipped - 9 lines] >>car can't be used as daily transport and preserved- the tow are not >>mutually exclusive!
> Absolutely. I have four Mini variants, all of which are over 30 years > old, and one of which is my daily transport. It's marginally modified - [quoted text clipped - 4 lines] > > Some of these people just talk b*ll*cks for I living I think. It's the definition that FIVA agreed with the German authorities last year, for the exemption from urban bans on pre/non-Euro-emission-standard cars.
All they've done is say "Well, this is as good as we're going to get to a standard definition of 'classic'". Does it fit every situation? No. Is it better than "built before 1/1/73"? Very probably.
Are you really suggesting that some bastardised heavy rebuild, wrapping an old shell around modern mechanicals, is "historic"? All those coil- spring series Landies, "split" Beetles, 602/disk "ripple bonnet" 2cvs. They're not. They're taking the piss, and putting the current historic tax class into jeopardy.
I very much doubt that a simple and easily reversible modernisation like an alternator or radial tyres or electronic ignition will make a car fall outside these regs.
The "non-daily-use" is certainly more controversial - but classic insurance will rarely touch daily-use cars, either. <shrug>
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| Chris Bolus | 07 Dec 2008 18:37 |
>Anyone seen the latest issue of PC, looks like the FIAI [1] is trying >to define what will be classed as a historic vehicle, it seems to come [quoted text clipped - 9 lines] >plus year old car can't be used as daily transport and preserved- the >tow are not mutually exclusive! Absolutely. I have four Mini variants, all of which are over 30 years old, and one of which is my daily transport. It's marginally modified - what Mini isn't? - so why should it not be regarded as historic? My Elf has also done its share of the daily run, and that _is_ as original bar the fitment of an alternator. So should the fact that I drive it to work (last year it was may main vehicle) make it any less historic?
Some of these people just talk b*ll*cks for I living I think.
 Signature Regards, Chris (Please take out my car to reply by plain text email) ------1967 Riley Elf------1978 Mini 1000------1971 Mini Clubman------ --1972 Mini Clubman estate--1979 Ford Capri--1984 VW Type 25 camper--
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| Jerry | 07 Dec 2008 14:28 |
Anyone seen the latest issue of PC, looks like the FIAI [1] is trying to define what will be classed as a historic vehicle, it seems to come down to the vehicle being 30 or more years old, maintained in original condition (does that mean period extras or how it would have come off the production line?) and *not* used as the owners main method of motoring. The point of all this is, whilst we might well think otherwise the legislators (such as the EU) that this organisation will have the ear of will make it very important for the future of classic cars. Whilst I welcome any move to stop people taking a classic car and 'modernising' it I'm not so sure that these vehicles should be forced to become all but museum items, there is no reason why a 30 plus year old car can't be used as daily transport and preserved- the tow are not mutually exclusive!
[1] I think that is who they said, I was only browsing a copy
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